Equity
€91,654 ▲ 58.2%
Topo Consulting has made a profit in every financial year since 2022.
Topo Consulting
Lifetime
4 annual accounts with figures on one time axispeak €56,634 (2022)
€51,907▲ 88.4%
peak €40,778 (2022)
€33,720▲ 129%
peak €91,654 (2025)
€91,654▲ 58.2%
€13,993▲ 8.3%
Board1 name since 2021
1 directorPORRÉ Tom Chris Maurice
Documentsfilings and deeds
13-07-202618 days before the deadline
2025micro format
Gross margin from €27,553 to €51,907Result from €14,704 to €33,720Equity from €57,934 to €91,654Cash from €11,565 to €63,217
Key points
from the 2025 annual accountsTurnover
≈ €140,000 estimated
The micro format states no turnover.
Liquidity
6.58 was 4.06 in 2024
Short-term debts rose from €10,752 to €13,993.
Filings
4 annual accounts since 2022
The last four annual accounts were filed 5 to 19 days before the end of the period.
Starting capital
€2,000 50 shares
Position in the sector
86.8%
Higher solvency than 89% of companies in real estate. Sector median 28.9% · 17,199 companies.
Checked score
99
Excellent
Financially stronger than 92% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.2%▲ +0.1 percentage points vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026highest value
08-2026: < 0.1%▼ -0.2 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 6.58, cash €63,217
Sector: Real estate activities (NACE 68)
Equity €91,654 (86.8% of total assets)
Figures for financial year 2025 (filed on 13-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 95% on liquidity, 95% on profitability and 87% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as Topo Consulting has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Topo Consulting itself is lower: < 0.1% within 12 months. It rests on far more data about Topo Consulting than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for Topo Consulting. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.58 (4.06 in 2024), above the usual 1.5. Short-term debt is 13.2% and cash 59.8% of total assets. 13.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
18 days early
2024
19 days early
2023
5 days early
2022
14 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 14 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0776684245
Incorporation
Founding capital of €2,000, 50 shares · Founder: PORRÉ Tom Chris Maurice · Appointment: PORRÉ Tom Chris Maurice (director) · published on 04-11-2021 · Gazette deed
First establishment
Caudenberg 70, Lierde
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Topo Consulting Lierde | €105,647 | €51,907 | 86.8% | - |
| TDS PROJECTS Zele | €102,918 | €47,854 | 59.4% | - |
| Bouwwerken Frederik Stevens Beveren-Kruibeke-Zwijndrecht | €86,202 | €63,274 | 2.3% | - |
| SIL Aalst | €123,859 | €46,025 | 83.3% | - |
| T&T Constructions Eeklo | €114,709 | €32,506 | 65.5% | - |
| Statera Consulting Merelbeke-Melle | €106,442 | €52,186 | 30.3% | - |
| BEAU HOUSE COMPANY Nazareth | €125,576 | €60,629 | 59.5% | - |
These companies have the same main activity as Topo Consulting: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €86,200 and €126,000, founded between 2020 and 2022.
Official details
Source: KBO- Status
- Active since 29-10-2021Normal situation
- Activity
- Development of residential building projectsNACE 68121and 5 others
- Establishment unit
- 2.323.580.6599570 Lierde, since 29-10-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 01-10-2025
Annual accounts 2025
- €105,647▲ 49.1%
- Filing
- Filed on 13-07-2026, 18 days before the end of the filing period
Insights on Topo Consulting
Topo Consulting files the micro format. That format states no turnover. The gross margin fell from €56,634 in 2022 to €51,907 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Topo Consulting
- What is the company number of Topo Consulting?
- The company number of Topo Consulting is 0776.684.245. The VAT number is the same number with BE in front: BE 0776.684.245.
- Where is Topo Consulting based?
- The registered office is at Caudenberg 70, 9570 Lierde.Company details
- What does Topo Consulting do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of Topo Consulting?
- Topo Consulting is a private limited company (BV).
- When was Topo Consulting founded?
- Topo Consulting was founded on 29-10-2021.
- Is Topo Consulting still active?
- Yes, Topo Consulting is an active enterprise in the KBO register.
- What is the turnover of Topo Consulting?
- The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €51,907 and 48 comparable companies (NACE 681). It probably lies between €70,000 and €320,000.Financials
- Is Topo Consulting profitable?
- In financial year 2025, Topo Consulting made a profit of €33,720.
- Where can I find the annual accounts of Topo Consulting?
- Topo Consulting filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Topo Consulting due?
- Topo Consulting must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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