SIGNICO
ActiveSIGNICO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €214k and a net result of €35k. Equity is growing by ~31.9% per year across the filed fiscal years. Its solvency ranks better than 67% of 6974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+1
Solvency97▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 7.53 against 7.36 in 2024; short-term debt: 11.3% and cash: 48.3% of total assets), and 28.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.8%
Return on assets
11.6%
Age of the figures
18 mo
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-11-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
30 d late
2024
29 d late
2023
30 d late
2022
30 d late
2021
30 d late
2020
31 d late
2019
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close18-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€214k▲ 19.2%
2024 · €180k
2019: €46k
2020: €38k
2021: €78k
2022: €106k
2023: €151k
2024: €180k
2019 → 2025
Total assets
€298k▲ 10.1%
2024 · €271k
2019: €82k
2020: €98k
2021: €142k
2022: €190k
2023: €266k
2024: €271k
2019 → 2025
Net result
€35k▲ 20.4%
2024 · €29k
2019: €27k
2020: €-8k
2021: €40k
2022: €28k
2023: €45k
2024: €29k
2019 → 2025
Working capital
€220k▲ 28.6%
2024 · €171k
2019: €41k
2020: €28k
2021: €79k
2022: €124k
2023: €123k
2024: €171k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€78k-€106k▲ 35.8%€151k▲ 42.0%€180k▲ 19.0%€214k▲ 19.2%
Operating result€41k-€43k▲ 6.3%€62k▲ 44.8%€42k▼ 33.0%€50k▲ 20.4%
Net result€40k-€28k▼ 30.4%€45k▲ 59.2%€29k▼ 35.7%€35k▲ 20.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 20% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €298k
Fixed assets
€45k▼ 38.6%
Current assets
€253k▲ 28.1%
Equity and liabilities €298k
Equity
€214k▲ 19.2%
Provisions
€7k=
Debt
€78k▼ 8.5%
The debt ratio falls from 31.3% to 26.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€82k▲
2024 · €73k
Cash flow
€66k▲
2024 · €60k
Solvency
71.8%▲
2024 · 66.3%
Current ratio
7.53▲
2024 · 7.36
Quick ratio
7.47▲
2024 · 7.28
Debt / equity
0.36▼
2024 · 0.47
ROE
16.1%▲
2024 · 16.0%
ROA
11.6%▲
2024 · 10.6%
Interest coverage
28.70▼
2024 · 128.72
Debt
€78k▼
2024 · €85k
Debt ≤ 1 year
€34k▲
2024 · €27k
Debt > 1 year
€43k▼
2024 · €58k
Income taxes
€13k▲
2024 · €13k
Staff costs
€39k▲
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€271k€298k▲
Fixed assets21/28€73k€45k▼
Tangible fixed assets22/27€72k€44k▼
Plant, machinery and equipment23€22k€12k▼
Furniture and vehicles24€50k€31k▼
Financial fixed assets28€1k€1k=
Current assets29/58€198k€253k▲
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Amounts receivable within one year40/41€101k€107k▲
Trade receivables40€83k€86k▲
Other amounts receivable41€18k€21k▲
Cash at bank and in hand54/58€94k€144k▲
Equity and liabilities
Total equity and liabilities10/49€271k€298k▲
Equity10/15€180k€214k▲
Contributions10/11€6k€6k=
Reserves13€181k€216k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€180k€216k▲
Profit (loss) carried forward14€-8k€-8k=
Provisions and deferred taxes16€7k€7k=
Provisions for liabilities and charges160/5€7k€7k=
Environmental obligations163€7k-
Other liabilities and charges164/5-€7k
Amounts payable17/49€85k€78k▼
Amounts payable after more than one year17€58k€43k▼
Financial debts170/4€58k€43k▼
Amounts payable within one year42/48€27k€34k▲
Current portion of amounts payable after more than one year42€5k-
Trade debts44€11k€31k▲
Suppliers440/4€11k€31k▲
Taxes, remuneration and social security45€11k€3k▼
Taxes450/3€11k€3k▼
Accrued charges and deferred income492/3€500€500=
Income statement
Code20242025
Remuneration, social security and pensions62€39k€39k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€32k▲
Other operating charges640/8€2k€5k▲
Gross operating margin9900€113k€126k▲
Operating profit (loss)9901€42k€50k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€567€3k▲
Recurring financial charges65€567€3k▲
Profit (loss) for the period before taxes9903€41k€47k▲
Income taxes67/77€13k€13k▲
Profit (loss) for the period9904€29k€35k▲
Profit (loss) for the period to be appropriated9905€29k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€27k▲
Profit (loss) brought forward from the previous period14P€-8k€-8k=
Transfer to equity691/2€29k€35k▲
To other reserves6921€29k€35k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
State Gazette act
Registered officeBoard meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
Board meeting · Registered-office move2 facts ▸
- Board meeting, 2026-08-20
- Registered-office move, Grote steenweg 105 bus A, 9840 Nazareth - De Pinte
2025
30-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
31-03
Financial
Equity above €200kEq €214k ▲19.2%
5 profitable years in a row build equity to €214k.
2024
29-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
31-03
Financial
Liquidity doublescurrent ratio 7.36
Current ratio from 3.68 to 7.36; short-term debt falls from €46k to €27k.
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
31-03
Financial
Highest result since 2019net €45k ▲59.2%
Operating result €62k, net result €45k, both a record.
31-03
Financial
Equity above €150kEq €151k ▲42%
3 profitable years in a row build equity to €151k.
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
31-03
Financial
Equity above €100kEq €106k ▲35.8%
2 profitable years in a row build equity to €106k.
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
31-03
Financial
Back to profitnet €40k
Net result €40k after one loss-making year.
2020
01-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
31-03
Financial
Weakest financial yearnet €-8k ▼130%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
2019
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 30 days late
2018
26-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 2 establishment units since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote steenweg 1059840 Nazareth-De PinteGround area
1,747 m²
Building footprint
391 m²
Volume, LiDAR
1,667 m³
3 parcels, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Signico
since 20172.261.256.773
Signico
since 20202.303.243.719
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43010C0284/00F000 | Flanders | 606 m² | 1 · 155 m² | 4.5 m · 1 fl. |
| 44079B0239/00W000 | Flanders | 591 m² | 1 · 137 m² | 8.6 m · 1 fl. |
| 44003A0325/00M000 | Flanders | 551 m² | 1 · 99 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 1,193 EUR awarded · 1,193 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,193 EUR | 1,193 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,862 companies in sector 73110 we hold annual accounts for 3,755. 2,775 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2017
Fiscal year end31-03
Activities, NACEBEL
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.