Yayentofin
ActiveYayentofin has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €140k and a net result of €131k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 56% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency90▼-10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.73 against 9.97 in 2024; short-term debt: 34.8% and cash: 66.7% of total assets), and 34.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.2%
Return on assets
60.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
25 d late
2021
3 d early
2020
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€140k▼ 32.2%
2024 · €207k
2020: €73k
2021: €125k
2022: €189k
2023: €189k
2024: €207k
2020 → 2025
Total assets
€215k▼ 5.5%
2024 · €228k
2020: €93k
2021: €141k
2022: €199k
2023: €296k
2024: €228k
2020 → 2025
Net result
€131k▲ 11.1%
2024 · €118k
2020: €67k
2021: €52k
2022: €64k
2023: €103k
2024: €118k
2020 → 2025
Working capital
€129k▼ 30.6%
2024 · €186k
2020: €40k
2021: €92k
2022: €164k
2023: €170k
2024: €186k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€125k-€189k▲ 50.7%€189k=€207k▲ 9.4%€140k▼ 32.2%
Operating result€73k-€89k▲ 21.9%€131k▲ 47.8%€150k▲ 14.2%€167k▲ 11.5%
Net result€52k-€64k▲ 22.3%€103k▲ 62.5%€118k▲ 14.0%€131k▲ 11.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 12% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €215k
Fixed assets
€11k▼ 46.2%
Current assets
€204k▼ 1.5%
Equity and liabilities €215k
Equity
€140k▼ 32.2%
Debt
€75k▲ 260%
The debt ratio rises from 9.1% to 34.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€180k▲
2024 · €160k
Cash flow
€144k▲
2024 · €128k
Solvency
65.2%▼
2024 · 90.9%
Current ratio
2.73▼
2024 · 9.97
Quick ratio
2.73▼
2024 · 9.97
Debt / equity
0.53▲
2024 · 0.10
ROE
93.3%▲
2024 · 57.0%
ROA
60.9%▲
2024 · 51.8%
Interest coverage
1201.48▲
2024 · 497.57
Debt
€75k▲
2024 · €21k
Debt ≤ 1 year
€75k▲
2024 · €21k
Income taxes
€39k▲
2024 · €36k
Staff costs
€0▼
2024 · €128
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€228k€215k▼
Fixed assets21/28€21k€11k▼
Tangible fixed assets22/27€21k€11k▼
Land and buildings22€1k€884▼
Furniture and vehicles24€19k€10k▼
Current assets29/58€207k€204k▼
Amounts receivable within one year40/41€9k€8k▼
Trade receivables40€0-
Other amounts receivable41€9k€8k▼
Current investments50/53€50k€50k=
Cash at bank and in hand54/58€137k€143k▲
Deferred charges and accrued income490/1€11k€3k▼
Equity and liabilities
Total equity and liabilities10/49€228k€215k▼
Equity10/15€207k€140k▼
Contributions10/11€6k€6k=
Reserves13€201k€134k▼
Distributable reserves133€201k€134k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€21k€75k▲
Amounts payable within one year42/48€21k€75k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€1k€732▼
Suppliers440/4€1k€732▼
Taxes, remuneration and social security45€20k€4k▼
Taxes450/3€20k€4k▼
Other amounts payable47/48€152€70k▲
Income statement
Code20242025
Remuneration, social security and pensions62€128€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€13k▲
Other operating charges640/8€770€970▲
Gross operating margin9900€161k€181k▲
Operating profit (loss)9901€150k€167k▲
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€322€150▼
Recurring financial charges65€322€150▼
Profit (loss) for the period before taxes9903€154k€170k▲
Income taxes67/77€36k€39k▲
Profit (loss) for the period9904€118k€131k▲
Profit (loss) for the period to be appropriated9905€118k€131k▲
Appropriation of the result
Profit (loss) to be appropriated9906€118k€131k▲
Transfer from equity791/2-€67k
Transfer to equity691/2€18k€921▼
To other reserves6921€18k€921▼
Profit to be distributed694/7€100k€197k▲
Return on contributions (dividend)694€100k€197k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €131k ▲11.1%
Operating result €167k, net result €131k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 9.97
Current ratio from 2.59 to 9.97; short-term debt falls from €107k to €21k.
31-12
Financial
Equity above €200kEq €207k ▲9.4%
5 profitable years in a row build equity to €207k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 16.93
Current ratio from 6.75 to 16.93; short-term debt falls from €16k to €10k.
31-12
Financial
Equity above €150kEq €189k ▲50.7%
3 profitable years in a row build equity to €189k.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €52k ▼23%
Net result drops to €52k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 6.75
Current ratio from 3.02 to 6.75; short-term debt falls from €20k to €16k.
31-12
Financial
Equity above €100kEq €125k ▲70.7%
2 profitable years in a row build equity to €125k.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Doornstraat(SGW) 339170 Sint-Gillis-WaasGround area
838 m²
Building footprint
222 m²
Volume, LiDAR
578 m³
Parcel 46020D0258/00B000, Flanders · tallest building 5.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Yayentofin
since 20192.289.851.779
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46020D0258/00B000 | Flanders | 838 m² | 1 · 222 m² | 5.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INTERGALACTIC
BE 0694.869.396
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KINA IST
BE 0832.956.717
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EDAYS
BE 0841.345.633
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THESSALIAN INFORMATION SYSTEMS
BE 0698.753.455
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PDS Solutions
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Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 15,386 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-05-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.