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SFB GROUP

Active
Private limited companyfounded 2020active for 6 yearsMadeliefjesstraat 60, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0741.902.223
Summary

The computed 12-month bankruptcy probability of SFB GROUP is 1.8% (moderate). The 2024 annual accounts show equity of €3,934 and a net result of -€1,015. Equity has been shrinking by about 6.7% per year since 2020. Its solvency ranks better than 66% of 6,086 sector peers (NACE 96, financial year 2024). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 23-01-2020 Normal situation
Activity
Beauty care and other beauty treatments NACE 96220
Establishment unit
2.298.444.692 1030 Schaarbeek, since 23-01-2020
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board
  • FANAJ SarahDirector · since 23-01-2020

Financial position

55 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
1.8%
Annual accounts 2024
Gross margin
-€900
▲ 67.1%
Loss
€1,015
▼ 68.8%
Equity
€3,934
▼ 20.5%
Total assets
€8,774
▼ 1.3%
  • 2025 accounts not filed, 94 days past the deadline
Turnover not published (micro format)
Filed on 23-08-2025
Score breakdownraises riskFigures for financial year 2024 (filed on 31-08-2025)Founded in 20201 financial year not filed after the legal deadline; last filed accounts filed 23 days latelowers riskLiquidity: current ratio 1.81, cash €8,774Show the evidence

Checked score

Score 2024
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 46% of micro companies in personal services (NACE 96)
Financial strength · tick: 2023
Average
Solvency 70-11
equity 44.8% of total assets
Liquidity 72-7
short-term debt 55.2% · cash 100.0%
Profitability 9+9
return on assets -11.6%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,625 companies, NACE 96, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025lowest value 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.4%▲ +0.1 percentage points vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.7%▲ +0.3 percentage points vs 07-2025 09-2025: 0.4%▼ -0.3 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.3%▼ -0.1 percentage points vs 05-2026 07-2026: 0.4%▲ +0.1 percentage points vs 06-2026 08-2026: 0.7%▲ +0.3 percentage points vs 07-2026 09-2026: 0.9%▲ +0.2 percentage points vs 08-2026 10-2026: 1.8%▲ +0.9 percentage points vs 09-2026highest value 11-2026: 1.8%● unchanged vs 10-2026highest value
No publishable credit limit, so credit only on tighter terms
Liquidity is ample, with a current ratio of 1.81 (2.23 in 2023), above the usual 1.5. Short-term debt is 55.2% and cash 100% of total assets. However, 55.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 64% of them on solvency, 76% on liquidity, 20% on profitability and 23% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 31-08-2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.81, cash €8,774
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 23 days late
NBB · filings
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 94 days later.
NBB · 5 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline02-11-2026 today
raises risk · 2024 accounts filed 23 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-08-2025, 23 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
not filed
2024
23 days late
2023
41 days early
2022
23 days early
2021
28 days late
2020
25 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 2 days after the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: 2 loss-making years in a rowloss in financial year 2024 -€1,015 View

Recent changes

  1. · Gazette deed Resignation: FANAJ Linda (director)
  2. · Gazette deed Incorporation
All 9 events

Comparable companies

These companies have the same main activity as SFB GROUP: beauty care and other beauty treatments (NACE 96220). They are comparable in size and age: total assets between €6,590 and €12,500, founded between 2017 and 2020.

CompanyTotal assetsGross margin
SFB GROUP Schaarbeek€8,774-€900
BellezAnn Meerhout€8,157-€1,518
L'AMIE DE SOI Blégny€9,169-€1,302
EXPRESSNAILS Brussel€12,509€1,423
BLNY-FA Brussel€11,619-€5,689
ON 600 BELLE Charleroi€6,589-€5,401
Gülten's Gent€10,696€557
Full comparison

Key facts about SFB GROUP

What is the company number of SFB GROUP?
The company number of SFB GROUP is 0741.902.223. The VAT number is the same number with BE in front: BE 0741.902.223.
Where is SFB GROUP based?
The registered office is at Madeliefjesstraat 60, 1030 Schaarbeek.Company details
What does SFB GROUP do?
According to the KBO register, the main activity is beauty care and other beauty treatments (NACE 96220).
What is the legal form of SFB GROUP?
The legal form of SFB GROUP is Private limited company (BV).
When was SFB GROUP founded?
SFB GROUP was founded on 23-01-2020.
Is SFB GROUP still active?
Yes, SFB GROUP is an active enterprise in the KBO register.
What is the turnover of SFB GROUP?
The annual accounts for financial year 2024 state no turnover. The micro format does not require it.Financials
Is SFB GROUP profitable?
In financial year 2024, SFB GROUP made a loss of €1,015.
Where can I find the annual accounts of SFB GROUP?
SFB GROUP filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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