EXPRESSNAILS
ActiveThe computed 12-month bankruptcy probability of EXPRESSNAILS is 4.2% (elevated). The 2025 annual accounts show negative equity (€-12k) and a net result of €-4k. Equity is shrinking by ~51.1% per year across the filed fiscal years. Its solvency ranks better than 14% of 4604 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
25
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency0=
Growth55▼-17
Track record100
Bankruptcy probability, 12 months
4.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.58; short-term debt: 167.2% and cash: 97.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-95.2%
Return on assets
-33.5%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €-12k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-05-2026, 77 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
77 d early
2024
8 d early
2023
17 d late
2022
66 d early
2021
14 d late
2020
49 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€56k▲ 89.9%
2020 · €30k
2020: €30k
2020 → 2021
EBIT margin
-7.2%▼ 15.4pp
2020 · 8.2%
2020: 8.2%
2020 → 2021
Net result
€-4k
2024 · €4k
2020: €2k
2021: €-5k
2022: €-1k
2023: €-10k
2024: €4k
2020 → 2025
Working capital
€-9k
2024 · €551
2020: €4k
2021: €-984
2022: €-4k
2023: €-13k
2024: €551
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€56k-
Equity€-621-€-2k▼ 184%€-12k▼ 587%€-8k▲ 36.3%€-12k▼ 54.4%
Operating result€-4k-€-1k▲ 71.9%€-10k▼ 806%€4k€-4k
Net result€-5k-€-1k▲ 74.9%€-10k▼ 806%€4k€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13k
Fixed assets
€363▼ 50.8%
Current assets
€12k▲ 194%
Key figures and ratios
EBITDA
€-4k▼
2024 · €5k
Cash flow
€-4k▼
2024 · €5k
Solvency
-95.2%
Current ratio
0.58
Quick ratio
0.58
Debt / equity
-2.05
ROA
-33.5%
Debt
€24k▲
2024 · €13k
Debt ≤ 1 year
€21k▲
2024 · €4k
Debt > 1 year
€4k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5k€13k▲
Fixed assets21/28€738€363▼
Tangible fixed assets22/27€375-
Furniture and vehicles24€375-
Financial fixed assets28€363€363=
Current assets29/58€4k€12k▲
Cash at bank and in hand54/58€4k€12k▲
Equity and liabilities
Total equity and liabilities10/49€5k€13k▲
Equity10/15€-8k€-12k▼
Contributions10/11€2k€2k=
Capital10€2k-
Issued capital100€2k-
Profit (loss) carried forward14€-9k€-13k▼
Amounts payable17/49€13k€24k▲
Amounts payable after more than one year17€9k€4k▼
Other amounts payable178/9€9k€4k▼
Amounts payable within one year42/48€4k€21k▲
Trade debts44€944€19k▲
Suppliers440/4€944€19k▲
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Other amounts payable47/48€687€273▼
Income statement
Code20242025
Remuneration, social security and pensions62€12k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€500€375▼
Other operating charges640/8€8k€5k▼
Gross operating margin9900€25k€1k▼
Operating profit (loss)9901€4k€-4k▼
Financial charges65/66B€15-
Recurring financial charges65€15-
Profit (loss) for the period before taxes9903€4k€-4k▼
Profit (loss) for the period9904€4k€-4k▼
Profit (loss) for the period to be appropriated9905€4k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-13k▼
Profit (loss) brought forward from the previous period14P€-14k€-9k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after 3 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.15
Current ratio from 0.41 to 1.15; short-term debt falls from €22k to €4k.
17-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 17 days late
2023
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 14 days late
2021
18-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 49 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleerkopersstraat 15/171000 BrusselGround area
2,238 m²
Building footprint
2,136 m²
Volume, LiDAR
28,575 m³
Parcel 21802B1300/00B000, Brussels · tallest building 26.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
EXPRESSNAILS
since 20202.299.965.218
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21802B1300/00B000 | Brussels | 2,238 m² | 1 · 2,136 m² | 26.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 24,864 companies in sector 96220 we hold annual accounts for 1,443. 826 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2020
Fiscal year end31-12
Activities, NACEBEL
96022Beauty treatment
96220Beauty care and other beauty treatments
96040Personal service activities
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:expressnails1@hotmail.com