BLNY-FA
ActiveBLNY-FA has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €6k and a net result of €3k. Equity is growing by ~60.8% per year across the filed fiscal years. Its solvency ranks better than 73% of 6159 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
68
/ 100
Healthy▲ +17 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency70▲+46
Growth78=
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.76 against 0.36 in 2023), and 44% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
56%
Return on assets
33.9%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
65 d early
2022
45 d early
2021
22 d late
2020
87 d late
2019
216 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€6k▲ 154%
2023 · €2k
2019: €-14k
2020: €-12k
2021: €-7k
2022: €-6k
2023: €2k
2019 → 2024
Total assets
€10k▲ 8.3%
2023 · €10k
2019: €6k
2020: €3k
2021: €5k
2022: €3k
2023: €10k
2019 → 2024
Net result
€3k▼ 57.5%
2023 · €8k
2019: €-11k
2020: €2k
2021: €4k
2022: €1k
2023: €8k
2019 → 2024
Working capital
€-1k▲ 76.8%
2023 · €-5k
2019: €-15k
2020: €-12k
2021: €-12k
2022: €-7k
2023: €-5k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-12k-€-7k▲ 37.8%€-6k▲ 19.3%€2k€6k▲ 154%
Operating result€3k-€5k▲ 89.1%€1k▼ 69.7%€8k▲ 467%€3k▼ 58.0%
Net result€2k-€4k▲ 114%€1k▼ 68.2%€8k▲ 479%€3k▼ 57.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 58% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €10k
Fixed assets
€7k▼ 0.7%
Current assets
€3k▲ 32.3%
Equity and liabilities €10k
Equity
€6k▲ 154%
Debt
€5k▼ 37.3%
The debt ratio falls from 76.1% to 44.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€5k▼
2023 · €9k
Cash flow
€5k▼
2023 · €9k
Solvency
56.0%▲
2023 · 23.9%
Current ratio
0.76▲
2023 · 0.36
Quick ratio
0.76▲
2023 · 0.36
Debt / equity
0.79▼
2023 · 3.18
ROE
60.6%▼
2023 · 362.0%
ROA
33.9%▼
2023 · 86.5%
Interest coverage
88.28▼
2023 · 94.60
Debt
€5k▼
2023 · €7k
Debt ≤ 1 year
€5k▼
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€10k€10k▲
Fixed assets21/28€7k€7k▼
Tangible fixed assets22/27€6k€6k▼
Plant, machinery and equipment23€6k€6k▼
Financial fixed assets28€1k€1k=
Current assets29/58€3k€3k▲
Amounts receivable within one year40/41€2k€3k▲
Trade receivables40€2k€3k▲
Cash at bank and in hand54/58€530€520▼
Deferred charges and accrued income490/1-€42
Equity and liabilities
Total equity and liabilities10/49€10k€10k▲
Equity10/15€2k€6k▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Profit (loss) carried forward14€-4k€-423▲
Amounts payable17/49€7k€5k▼
Amounts payable within one year42/48€7k€5k▼
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€3k€1k▼
Taxes450/3€637€1k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€2k€631▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€727€1k▲
Other operating charges640/8€1k€226▼
Gross operating margin9900€10k€5k▼
Operating profit (loss)9901€8k€3k▼
Financial income75/76B-€55
Recurring financial income75-€55
Financial charges65/66B€96€54▼
Recurring financial charges65€96€54▼
Profit (loss) for the period before taxes9903€8k€3k▼
Profit (loss) for the period9904€8k€3k▼
Profit (loss) for the period to be appropriated9905€8k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-423▲
Profit (loss) brought forward from the previous period14P€-12k€-4k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €8k ▲479%
Operating result €8k, net result €8k, both a record.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 87 days late
04-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 216 days late
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
2018
22-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 53 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
SCHAPMAN Laetitia
CurrentDirector · since 22-11-2023
22-11-2023
Resigned as Director (executive)
22-11-2023
Appointed as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Charles Demeerstraat 891020 BrusselGround area
193 m²
Building footprint
145 m²
Volume, LiDAR
1,798 m³
2 parcels, Brussels · tallest building 15.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
L'ART DU TEMPS
since 20172.266.092.719
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0024/00S002 | Brussels | 110 m² | 1 · 75 m² | 15.4 m · 4 fl. |
| 21806F0293/00B008 | Brussels | 83 m² | 1 · 70 m² | 15.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DIOSA
BE 0766.338.305
Antwerpen · Eq €6k
I.C.
BE 0453.909.619
Brecht · Eq €6k
C & S BEAUTY
BE 0478.635.810
Damme · Eq €6k
SARA OUL
BE 0792.978.859
Antwerpen · Eq €6k
La Beautique
BE 1009.516.018
Zoutleeuw · Eq €6k
Of 24,816 companies in sector 96220 we hold annual accounts for 1,425. 940 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2017
Fiscal year end31-12
Activities, NACEBEL
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.