SEW SPECIAL
ActiveThe computed 12-month bankruptcy probability of SEW SPECIAL is 2.4% (moderate). The 2025 annual accounts show negative equity (€-5k) and a net result of €-1k. Equity is shrinking by ~81% per year across the filed fiscal years. Its solvency ranks better than 5% of 2533 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
30
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-5k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
18 d early
2024
16 d early
2023
7 d late
2022
1 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-5k▼ 29.2%
2024 · €-4k
2022: €8k
2023: €7k
2024: €-4k
2022 → 2025
Total assets
€1k▼ 65.7%
2024 · €4k
2022: €28k
2023: €19k
2024: €4k
2022 → 2025
Net result
€-1k▲ 90.1%
2024 · €-11k
2022: €5k
2023: €-321
2024: €-11k
2022 → 2025
Working capital
€-5k▼ 29.2%
2024 · €-4k
2022: €6k
2023: €4k
2024: €-4k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€8k-€7k▼ 4.2%€-4k€-5k▼ 29.2%
Operating result€7k-€640▼ 91.3%€-10k€-954▲ 90.9%
Net result€5k-€-321€-11k▼ 3,377%€-1k▲ 90.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €954 in 2025 against €10k in 2024; the loss shrinks.
Key figures and ratios
Debt
€6k▼
2024 · €8k
Debt ≤ 1 year
€6k▼
2024 · €8k
Ratios withheld: a balance sheet total of €1k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4k€1k▼
Current assets29/58€4k€1k▼
Amounts receivable within one year40/41€2k€100▼
Trade receivables40€2k-
Other amounts receivable41€126€100▼
Cash at bank and in hand54/58€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€4k€1k▼
Equity10/15€-4k€-5k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-9k€-10k▼
Amounts payable17/49€8k€6k▼
Amounts payable within one year42/48€8k€6k▼
Trade debts44€2k-
Suppliers440/4€2k-
Advances received on contracts in progress46€90-
Other amounts payable47/48€6k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€155-
Other operating charges640/8-€412
Non-recurring operating charges66A€844-
Gross operating margin9900€-9k€-542▲
Operating profit (loss)9901€-10k€-954▲
Financial income75/76B€8-
Recurring financial income75€8-
Financial charges65/66B€727€150▼
Recurring financial charges65€551€150▼
Non-recurring financial charges66B€176-
Profit (loss) for the period before taxes9903€-11k€-1k▲
Profit (loss) for the period9904€-11k€-1k▲
Profit (loss) for the period to be appropriated9905€-11k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-10k▼
Profit (loss) brought forward from the previous period14P€2k€-9k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
2023
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gemeenteplein 163140 KeerbergenGround area
357 m²
Building footprint
231 m²
Volume, LiDAR
1,627 m³
Parcel 24048B0208/00S002, Flanders · tallest building 13.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SEW SPECIAL
since 20212.319.510.322
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24048B0208/00S002 | Flanders | 357 m² | 1 · 231 m² | 13.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Similar companies · same sector, comparable size
PRO TECH SOLUTIONS
BE 0763.534.411
Elsene · Eq €7k
HEEMBEEK MAINTENANCE
BE 1018.434.672
Liedekerke · Eq €7k
DREAM WASH
BE 0676.687.440
Ukkel · Eq €7k
SCARCEZ
BE 0434.220.795
Beauraing · Eq €8k
ALL-ENTRY
BE 0763.540.250
Brecht · Eq €8k
Of 2,544 companies in sector 95290 we hold annual accounts for 415. 203 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-2021
Fiscal year end31-12
Activities, NACEBEL
95290Repair and maintenance of other personal and household goods
47513Retail trade
96102Launderettes and laundries for private customers
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.