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SEVEN STARS

Active Private limited company (pre-2019)founded 2003active for 22 yearsVeerledorp 26, 2431 LaakdalKBO/BCE: BE 0861.717.514

Lifetime

20 annual accounts with figures on one time axis, 22 filings since 2004
Gross marginpeak €31,326 (2021)
€3,906▼ 20.6%
Resultlowest -€3,171 (2022)
€302▲ 18.3%
Equitypeak €72,180 (2021)
€66,855▲ 0.5%
Debts
€7,394▲ 33.8%
Staffpeak 0.1 FTE (2006)
-not published
Board3 names since 2013
1 directorSardar Begum Tahir Azad
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Gross margin from €4,920 to €3,906Debts from €5,525 to €7,394

Key points

from the 2025 annual accounts

Turnover

≈ €120,000 estimated

The accounts state no turnover.

Filings

22 annual accounts 61 days
AprilJune31 JulyOctober20102020

Latest accounts filed late: after the legal deadline.

Position in the sector

90.0%

Higher solvency than 94% of companies in retail trade. Sector median 33.2% · 22,859 companies.

Checked score

84
Excellent
Financially stronger than 60% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 40,273 companies (NACE 47, micro).

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025lowest value 08-2025: 0.5%▲ +0.1 percentage points vs 07-2025 09-2025: 0.6%▲ +0.1 percentage points vs 08-2025 10-2025: 0.8%▲ +0.2 percentage points vs 09-2025 11-2025: 0.9%▲ +0.1 percentage points vs 10-2025highest value 12-2025: 0.5%▼ -0.4 percentage points vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.4%▼ -0.1 percentage points vs 02-2026 04-2026: 0.5%▲ +0.1 percentage points vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.4%▼ -0.1 percentage points vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 0.7%▲ +0.2 percentage points vs 07-2026 09-2026: 0.8%▲ +0.1 percentage points vs 08-2026 10-2026: 0.4%▼ -0.4 percentage points vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026

Financial strength
Strong

Solvency
100=equity 90.0% of total assets
Liquidity
69+1short-term debt 10.0% · cash 15.5%
Profitability
39+7return on assets 0.4%

Score breakdown

raises risk
Last filed accounts filed 61 days late; 3 of the last 3 accounts late
Size: total assets €74,249
lowers risk
Founded in 2003
Equity €66,855 (90.0% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 76% on liquidity, 29% on profitability and 41% on growth.

The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 17,041 companies had the same profile as SEVEN STARS has now. Each dot stands for 43 companies, two years later.

94.3%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of SEVEN STARS itself: 0.4% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,041 companies, not a prediction for SEVEN STARS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €5,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 10.04 (13.05 in 2024), above the usual 1.5. Short-term debt is 10% and cash 15.5% of total assets. 10% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 61 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Size: total assets €74,249
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2003
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €66,855 (90.0% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
92 days late
2023
65 days late
2022
118 days late
2021
92 days late
2020
92 days late
2019
92 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 87 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 October (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

SB
Director, since 31-03-2022
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0861717514
1 director appointed, 2 resignations Appointment: Sardar Begum Tahir Azad · Resignations: Khan Tariq and Madsar Hussain Sadiq Jan · Director discharge: Khan Tariq · General meeting of 31-03-2022 · Gazette deed
First establishment Veerledorp 26, Laakdal
Incorporation published on 26-11-2003 · Gazette deed
All 33 events

Comparable companies

same main activity, similar in size and age
Company Turnover EBIT margin Solvency Staff
SEVEN STARS Laakdal - - 90.0% -
JABBAR BUSINESS CENTER Etterbeek - - 49.5% -
BAHIA TROPICA Uccle €1.2m 0.1% -21.4% -
K.K. TRADERS Dendermonde €0.2m 1.4% 52.6% -
Bisda Antwerp - - 76.2% -
Creative Link Antwerp - - 79.3% -
KWABOBS AFRICAN MARKET Antwerp - - 35.8% -

These companies have the same main activity as SEVEN STARS: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €56,000 and €95,100, founded between 2001 and 2008.

Official details

Source: KBO
Status
Active since 19-11-2003Normal situation
Activity
Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110
Establishment unit
2.134.501.6282431 Laakdal, since 01-03-2004
Financial year end
31 December
Peppol
Reachable since 26-08-2025
Company details

Annual accounts 2025

Total assets
€74,249▲ 3.0%
Filing
Filed on 30-09-2026
Financials

Insights on SEVEN STARS

SEVEN STARS files the micro format. That format states no turnover. The gross margin fell from €4,710 in 2006 to €3,906 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SEVEN STARS

What is the company number of SEVEN STARS?
The company number of SEVEN STARS is 0861.717.514. The VAT number is the same number with BE in front: BE 0861.717.514.
Where is SEVEN STARS based?
The registered office is at Veerledorp 26, 2431 Laakdal.Company details
What does SEVEN STARS do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of SEVEN STARS?
SEVEN STARS is a private limited company (pre-2019) (BVBA).
When was SEVEN STARS founded?
SEVEN STARS was founded on 19-11-2003.
Is SEVEN STARS still active?
Yes, SEVEN STARS is an active enterprise in the KBO register.
What is the turnover of SEVEN STARS?
The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €3,906 and 305 comparable companies (NACE 47110). It probably lies between €59,000 and €200,000. It is a rough estimate.Financials
Is SEVEN STARS profitable?
In financial year 2025, SEVEN STARS made a profit of €302.
Where can I find the annual accounts of SEVEN STARS?
SEVEN STARS filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SEVEN STARS due?
SEVEN STARS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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