Creative Link
ActiveCreative Link has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44k and a net result of €100. Equity is growing by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 87% of 18039 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-11
Solvency100=
Growth35▼-17
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.74 against 2.8 in 2024; short-term debt: 20.7% and cash: 4% of total assets), and 20.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.3%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
58 d early
2023
57 d early
2022
55 d early
2021
53 d late
2020
209 d late
2019
112 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€454k▼ 14.6%
2018 · €532k
2018: €532k
2018 → 2019
EBIT margin
0.8%▼ 0.6pp
2018 · 1.3%
2018: 1.3%
2018 → 2019
Net result
€100▼ 98.1%
2024 · €5k
2018: €5k
2019: €3k
2020: €9k
2021: €17k
2022: €5k
2023: €952
2024: €5k
2018 → 2025
Working capital
€32k▲ 15.9%
2024 · €27k
2018: €-656
2019: €3k
2020: €9k
2021: €27k
2022: €37k
2023: €39k
2024: €27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€38k▲ 15.4%€39k▲ 2.5%€44k▲ 13.9%€44k▲ 0.2%
Operating result€18k-€6k▼ 64.0%€1k▼ 77.1%€8k▲ 456%€1k▼ 85.3%
Net result€17k-€5k▼ 71.0%€952▼ 81.2%€5k▲ 467%€100▼ 98.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 85% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56k
Fixed assets
€13k▼ 24.9%
Current assets
€43k▲ 1.8%
Equity and liabilities €56k
Equity
€44k▲ 0.2%
Debt
€12k▼ 23.6%
The debt ratio falls from 25.5% to 20.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€5k▼
2024 · €13k
Cash flow
€4k▼
2024 · €10k
Solvency
79.3%▲
2024 · 74.5%
Current ratio
3.74▲
2024 · 2.80
Quick ratio
0.53▲
2024 · 0.48
Debt / equity
0.26▼
2024 · 0.34
ROE
0.2%▼
2024 · 12.2%
ROA
0.2%▼
2024 · 9.1%
Interest coverage
19.23▼
2024 · 44.59
Debt
€12k▼
2024 · €15k
Debt ≤ 1 year
€12k▼
2024 · €15k
Income taxes
€822▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€59k€56k▼
Fixed assets21/28€17k€13k▼
Tangible fixed assets22/27€17k€13k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€17k€13k▼
Current assets29/58€42k€43k▲
Stocks and contracts in progress3€35k€37k▲
Stocks30/36€35k€37k▲
Amounts receivable within one year40/41€0€2k▲
Other amounts receivable41€0€2k▲
Cash at bank and in hand54/58€7k€2k▼
Deferred charges and accrued income490/1€53€2k▲
Equity and liabilities
Total equity and liabilities10/49€59k€56k▼
Equity10/15€44k€44k▲
Contributions10/11€6k€6k=
Reserves13€38k€38k▲
Non-distributable reserves130/1€248€248=
Reserves not available under the articles1311€248€248=
Distributable reserves133€38k€38k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€15k€12k▼
Amounts payable within one year42/48€15k€12k▼
Trade debts44€462€2k▲
Suppliers440/4€462€2k▲
Taxes, remuneration and social security45€6k€8k▲
Taxes450/3€6k€4k▼
Remuneration and social security454/9€164€4k▲
Other amounts payable47/48€8k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€2k€947▼
Gross operating margin9900€15k€6k▼
Operating profit (loss)9901€8k€1k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€285€283▼
Recurring financial charges65€285€283▼
Profit (loss) for the period before taxes9903€8k€922▼
Income taxes67/77€3k€822▼
Profit (loss) for the period9904€5k€100▼
Profit (loss) for the period to be appropriated9905€5k€100▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€100▼
Profit (loss) brought forward from the previous period14P€32k€0▼
Transfer to equity691/2€38k€100▼
To other reserves6921€38k€100▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation2 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation2 facts ▸
- General meeting, 2026-08-04
- Director resignation, Paudel Nilkantha (niet-statutaire bestuurder)
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €100 ▼98.1%
Net result drops to €100, the lowest in the series.
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity quadruplescurrent ratio 8.34
Current ratio from 2.09 to 8.34; short-term debt falls from €24k to €5k.
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 53 days late
25-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 209 days late
2021
31-12
Financial
Highest result since 2018net €17k ▲94.9%
Operating result €18k, net result €17k, both a record.
2020
20-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 112 days late
20-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 478 days late
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 9 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
04-08-2026
Resigned as Non-statutory director
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Appelstraat 22140 AntwerpenGround area
97 m²
Building footprint
97 m²
Volume, LiDAR
1,290 m³
Parcel 11006A0302/00W003, Flanders · tallest building 16.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Green Corner
since 20142.226.587.587
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11006A0302/00W003 | Flanders | 97 m² | 1 · 97 m² | 16.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.226.587.587
Similar companies · same sector, comparable size
OGBAY
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NOORDZEE OOSTENDE
BE 0763.480.367
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GREEN FOOD GROUP
BE 0671.691.643
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AJANA ENTERPRISE
BE 0830.222.901
Brussel · Eq €44k
RAHMAN.S SUPERMARKET
BE 0680.874.969
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Of 10,529 companies in sector 47110 we hold annual accounts for 5,858. 4,614 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2005
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47210Retail sale of fruit and vegetables
47279Other retail sale of food
47299Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.