Bisda
ActiveSummary
Bisda has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44,707 and a net result of €1,775. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 84% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability45▼-12
Solvency100▲+5
Growth56=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 3.03 against 2.45 in 2024; short-term debt: 23.8% and cash: 53.5% of total assets), and 23.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.2%
Return on assets
3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €44,707
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
11 d late
2023
92 d late
2022
30 d early
2021
45 d early
2020
45 d early
2019
21 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€355,809▲ 7.7%
2021 · €330,454
EBIT margin
0.0%▲ 0.1pp
2021 · -0.1%
Net result
€1,775▼ 62.9%
2024 · €4,788
Working capital
€28,282▲ 6.7%
2024 · €26,507
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€330,454▲ 26.0%€355,809▲ 7.7%
Operating result-€415▲ 85.8%-€109▲ 73.6%€2,619€6,679▲ 155%€2,327▼ 65.2%
Net result-€2,363▲ 42.4%€23€1,611▲ 6,801%€4,788▲ 197%€1,775▼ 62.9%
EBIT margin-0.1%▲ 1.0pp0.0%▲ 0.1pp
Equity€36,510▼ 6.1%€36,533▲ 0.1%€38,144▲ 4.4%€42,932▲ 12.6%€44,707▲ 4.1%
Total assets€41,689▼ 15.0%€38,489▼ 7.7%€46,761▲ 21.5%€61,207▲ 30.9%€58,652▼ 4.2%
Debt€5,179▼ 49.1%€1,956▼ 62.2%€8,617▲ 341%€18,275▲ 112%€13,945▼ 23.7%
Working capital€21,473▼ 11.4%€21,496▲ 0.1%€24,219▲ 12.7%€26,507▲ 9.4%€28,282▲ 6.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 65% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €58,652
Fixed assets
€16,425 =
Current assets
€42,227 ▼ 5.7%
Equity and liabilities €58,652
Equity
€44,707 ▲ 4.1%
Debt
€13,945 ▼ 23.7%
Debt's share of the balance-sheet total falls from 29.9% to 23.8%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
3.03▲
2024 · 2.45
Quick ratio
2.83▲
2024 · 2.18
Debt to equity
0.31▼
2024 · 0.43
ROE
4.0%▼
2024 · 11.2%
ROA
3.0%▼
2024 · 7.8%
Debt ≤ 1 year
€13,945▼
2024 · €18,275
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €330,454 | €355,809 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €323,802 | €352,146 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,612 | - | €3,612 | - | - | - |
| Other operating charges640/8 | €3,455 | €3,772 | €4,129 | €2,916 | €3,367 | ▲ 15.5% |
| Gross operating margin9900 | €6,652 | €3,663 | €10,359 | €9,594 | €5,694 | ▼ 40.7% |
| Operating profit (loss)9901 | -€415 | -€109 | €2,619 | €6,679 | €2,327 | ▼ 65.2% |
| Financial income75/76B | - | €1,200 | €0 | €36 | €0 | ▼ 99.9% |
| Recurring financial income75 | - | €1,200 | €0 | €36 | €0 | ▼ 99.9% |
| Non-recurring financial income76B | - | €1,200 | - | - | - | - |
| Financial charges65/66B | €1,830 | €607 | €241 | €932 | €552 | ▼ 40.7% |
| Recurring financial charges65 | €495 | €366 | €241 | €932 | €552 | ▼ 40.7% |
| Non-recurring financial charges66B | €1,335 | €240 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | -€2,245 | €484 | €2,377 | €5,783 | €1,775 | ▼ 69.3% |
| Income taxes67/77 | €118 | €460 | €766 | €995 | - | - |
| Profit (loss) for the period9904 | -€2,363 | €23 | €1,611 | €4,788 | €1,775 | ▼ 62.9% |
| Profit (loss) for the period to be appropriated9905 | -€2,363 | €23 | €1,611 | €4,788 | €1,775 | ▼ 62.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €41,689 | €38,489 | €46,761 | €61,207 | €58,652 | ▼ 4.2% |
| Fixed assets21/28 | €15,037 | €15,037 | €13,925 | €16,425 | €16,425 | = |
| Tangible fixed assets22/27 | €3,612 | €3,612 | - | - | - | - |
| Furniture and vehicles24 | €3,612 | €3,612 | - | - | - | - |
| Financial fixed assets28 | €11,425 | €11,425 | €13,925 | €16,425 | €16,425 | = |
| Current assets29/58 | €26,652 | €23,452 | €32,836 | €44,782 | €42,227 | ▼ 5.7% |
| Stocks and contracts in progress3 | €5,500 | €6,120 | - | €4,899 | €2,748 | ▼ 43.9% |
| Stocks30/36 | €5,500 | €6,120 | - | €4,899 | €2,748 | ▼ 43.9% |
| Amounts receivable within one year40/41 | €12,409 | €11,678 | €16,687 | €7,784 | €8,018 | ▲ 3.0% |
| Trade receivables40 | €3,408 | €5,014 | €8,920 | €48 | €2,358 | ▲ 4,772% |
| Other amounts receivable41 | €9,001 | €6,664 | €7,766 | €7,735 | €5,660 | ▼ 26.8% |
| Cash at bank and in hand54/58 | €8,743 | €5,654 | €16,011 | €31,961 | €31,401 | ▼ 1.7% |
| Deferred charges and accrued income490/1 | - | - | €139 | €139 | €59 | ▼ 57.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €41,689 | €38,489 | €46,761 | €61,207 | €58,652 | ▼ 4.2% |
| Equity10/15 | €36,510 | €36,533 | €38,144 | €42,932 | €44,707 | ▲ 4.1% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €39,829 | €39,829 | €39,829 | €39,829 | €39,829 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €37,969 | €37,969 | €37,969 | €37,969 | €37,969 | = |
| Profit (loss) carried forward14 | -€9,519 | -€9,496 | -€7,885 | -€3,097 | -€1,322 | ▲ 57.3% |
| Amounts payable17/49 | €5,179 | €1,956 | €8,617 | €18,275 | €13,945 | ▼ 23.7% |
| Amounts payable within one year42/48 | €5,179 | €1,956 | €8,617 | €18,275 | €13,945 | ▼ 23.7% |
| Current portion of amounts payable after more than one year42 | €3,998 | - | - | - | - | - |
| Trade debts44 | €313 | €1,361 | €6,711 | €8,456 | €4,796 | ▼ 43.3% |
| Suppliers440/4 | €313 | €1,361 | €6,711 | €8,456 | €4,796 | ▼ 43.3% |
| Advances received on contracts in progress46 | €48 | - | - | - | - | - |
| Taxes, remuneration and social security45 | €820 | €594 | €1,906 | €5,926 | €5,149 | ▼ 13.1% |
| Taxes450/3 | €820 | €594 | €1,906 | €5,926 | €5,149 | ▼ 13.1% |
| Other amounts payable47/48 | - | - | - | €3,894 | €4,000 | ▲ 2.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,363 | €23 | €1,611 | €4,788 | €1,775 | ▼ 62.9% |
| + Depreciation and write-downs630 | €3,612 | - | €3,612 | - | - | - |
| Operating cash flow (approximation) | €1,249 | €23 | €5,223 | €4,788 | €1,775 | ▼ 62.9% |
| Investment in fixed assets (approximation) | - | €0 | -€2,500 | -€2,500 | €0 | ▲ 100% |
| Change in cash | - | -€3,089 | €10,356 | €15,950 | -€559 | ▼ 104% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
31-12
Financial
Highest result since 2018net €4,788 ▲197%
Operating result €6,679, net result €4,788, both a record.
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €23
Net result €23 after 3 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 11.99
Current ratio from 5.15 to 11.99; short-term debt falls from €5,179 to €1,956.
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet -€4,105
Net result drops to -€4,105, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2007
Ground area
67 m²
Building footprint
67 m²
Volume, LiDAR
844 m³
Parcel 11811L3629/00L002, Flanders · tallest building 16.1 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
NIGHT SHOP
since 20072.158.692.636
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3629/00L002 | Flanders | 67 m² | 1 · 67 m² | 16.1 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.158.692.636
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Of 10,506 companies in sector 47110 we hold annual accounts for 5,849. 4,607 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded03-01-2007
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
Scores and ratios are computed by Checked and are not a credit decision.