SET SEVEN
ActiveSET SEVEN has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €209k and a net result of €11k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 64% of 4147 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▼-3
Solvency74▼-21
Growth59=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 1.94 against 3.23 in 2024; short-term debt: 50.7% and cash: 46% of total assets), but 50.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.3%
Return on assets
2.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
38 d early
2023
28 d early
2022
27 d early
2021
3 d early
2020
52 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€5.40M▲ 25.3%
2021 · €4.31M
2018: €3.46M
2019: €4.60M
2020: €3.04M
2021: €4.31M
2018 → 2022
EBIT margin
-1.0%▼ 0.5pp
2021 · -0.5%
2018: -1.2%
2019: -1.2%
2020: -0.2%
2021: -0.5%
2018 → 2022
Net result
€11k▼ 15.1%
2024 · €13k
2018: €33k
2019: €28k
2020: €37k
2021: €33k
2022: €10k
2023: €16k
2024: €13k
2018 → 2025
Working capital
€204k▲ 6.7%
2024 · €191k
2018: €102k
2019: €137k
2020: €182k
2021: €188k
2022: €198k
2023: €198k
2024: €191k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€4.31M-€5.40M▲ 25.3%
Equity€188k-€198k▲ 5.3%€198k=€198k=€209k▲ 5.7%
Operating result€-23k-€-55k▼ 136%€-28k▲ 49.8%€-28k▼ 1.9%€-44k▼ 54.4%
Net result€33k-€10k▼ 69.8%€16k▲ 61.2%€13k▼ 17.2%€11k▼ 15.1%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €44k in 2025 against €28k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €425k
Fixed assets
€6k▼ 20.8%
Current assets
€419k▲ 51.8%
Equity and liabilities €425k
Equity
€209k▲ 5.7%
Debt
€216k▲ 152%
The debt ratio rises from 30.2% to 50.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€-42k▼
2024 · €-28k
Cash flow
€13k▼
2024 · €14k
Solvency
49.3%▼
2024 · 69.8%
Current ratio
1.94▼
2024 · 3.23
Quick ratio
1.14▼
2024 · 2.86
Debt / equity
1.03▲
2024 · 0.43
ROE
5.4%▼
2024 · 6.8%
ROA
2.7%▼
2024 · 4.7%
Interest coverage
-35.97▼
2024 · -11.54
Debt
€216k▲
2024 · €86k
Debt ≤ 1 year
€216k▲
2024 · €85k
Income taxes
€4k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€284k€425k▲
Fixed assets21/28€7k€6k▼
Intangible fixed assets21€7k€6k▼
Financial fixed assets28€278€278=
Current assets29/58€276k€419k▲
Stocks and contracts in progress3€32k€174k▲
Stocks30/36€32k€174k▲
Amounts receivable within one year40/41€94k€45k▼
Trade receivables40€79k€25k▼
Other amounts receivable41€16k€20k▲
Cash at bank and in hand54/58€145k€196k▲
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€284k€425k▲
Equity10/15€198k€209k▲
Contributions10/11€19k€19k=
Reserves13€179k€191k▲
Distributable reserves133€179k€191k▲
Amounts payable17/49€86k€216k▲
Amounts payable within one year42/48€85k€216k▲
Trade debts44€67k€212k▲
Suppliers440/4€67k€212k▲
Taxes, remuneration and social security45€9k€4k▼
Taxes450/3€9k€4k▼
Other amounts payable47/48€9k-
Accrued charges and deferred income492/3€146-
Income statement
Code20242025
Non-recurring operating income76A-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€560€2k▲
Other operating charges640/8€50€787▲
Non-recurring operating charges66A€3k€69▼
Gross operating margin9900€-24k€-41k▼
Operating profit (loss)9901€-28k€-44k▼
Financial income75/76B€49k€60k▲
Recurring financial income75€49k€60k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€18k€16k▼
Income taxes67/77€5k€4k▼
Profit (loss) for the period9904€13k€11k▼
Profit (loss) for the period to be appropriated9905€13k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€11k▼
Transfer to equity691/2€43€11k▲
To other reserves6921€43€11k▲
Profit to be distributed694/7€13k-
Return on contributions (dividend)694€13k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Equity above €200kEq €209k ▲5.7%
8 profitable years in a row build equity to €209k.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €10k ▼69.8%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €37k ▲31.6%
Operating result €-5k, net result €37k, both a record.
31-12
Financial
Equity above €150kEq €186k ▲25.1%
3 profitable years in a row build equity to €186k.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boulevard de France 91420 Braine-l'AlleudGround area
1.8 ha
Building footprint
2,633 m²
Volume, LiDAR
46,030 m³
2 parcels, Wallonia · tallest building 22.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
SET SEVEN
since 20002.035.377.130
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25763M0621/00F000indicative | Wallonia | 1.0 ha | 1 · 1,772 m² | 22.9 m · 6 fl. |
| 25744D0293/00R003 | Wallonia | 7,876 m² | 1 · 860 m² | 17.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,503 companies in sector 47716 we hold annual accounts for 2,440. 1,761 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-08-1986
Fiscal year end31-12
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
52421
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.