Result
-€54,721 -€54,721
From profit to loss in 2025, after a profit of €62,938 in 2024.
JULIE
Lifetime
18 annual accounts with figures on one time axis, 35 filings since 1991peak €908,805 (2024)
€847,228▼ 6.8%
lowest -€148,951 (2010)
-€54,721▼ €117,660
peak €272,107 (2024)
€217,386▼ 20.1%
€241,553▲ 11.0%
peak 3.2 FTE (2009)
-not published
Board3 names since 2021
3 directorsBENCHIMOUN Anne-Laure Esther and 2 others
Documentsfilings and deeds
23-07-20268 days before the deadline
2025financial year
Gross margin from €113,440 to -€19,422Loss of €54,721Equity from €272,107 to €217,386
Key points
from the 2025 annual accountsPayment terms
46 days to suppliers
JULIE pays its suppliers 14 days later than in 2024. Customers pay 1 day later.
Position in the sector
-€54,721
Lower net result than 85% of companies in retail trade. Sector median €39,880 · 5,067 companies.
Checked score
64
Healthy
Financially stronger than 32% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%lowest value
01-2025: 0.4%● unchanged vs 12-2024lowest value
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.7%▲ +0.3 percentage points vs 06-2025
08-2025: 1.0%▲ +0.3 percentage points vs 07-2025
09-2025: 0.4%▼ -0.6 percentage points vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.5%▲ +0.1 percentage points vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.4%▼ -0.1 percentage points vs 05-2026
07-2026: 0.5%▲ +0.1 percentage points vs 06-2026
08-2026: 1.2%▲ +0.7 percentage points vs 07-2026highest value
09-2026: 1.2%● unchanged vs 08-2026highest value
10-2026: 1.2%● unchanged vs 09-2026highest value
11-2026: 1.2%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Loss of €54,721 (financial year 2025)
Sector: Retail trade (NACE 47)
Liquidity: current ratio 1.92, cash €0
lowers risk
Size: turnover €847,228, total assets €458,938
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 62% of them on solvency, 25% on liquidity, 15% on profitability and 27% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 929 companies had the same profile as JULIE has now. Each dot stands for 3 companies, two years later.
90.1%
were still trading
8.8%
stopped another way
1.1%
went bankrupt
That fits the bankruptcy probability of JULIE itself: 1.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 929 companies, not a prediction for JULIE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.92 (2.51 in 2024), above the usual 1.5. Short-term debt is 46% and cash 0% of total assets. However, 52.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 days early
2024
4 days late
2023
19 days early
2022
18 days early
2021
37 days early
2020
39 days early
2019
36 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 22 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- BENCHIMOUN Stéphanie Berthe 250 sharesdeed of 31-01-2023
- BENCHIMOUN Julia Djohar Rachel 250 sharesdeed of 31-01-2023
- BENCHIMOUN Anne-Laure Esther 250 sharesdeed of 31-01-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0442984449
3 directors appointed
BENCHIMOUN Stéphanie Berthe, BENCHIMOUN Julia Djohar Rachel and BENCHIMOUN Anne-Laure Esther · BENCHIMOUN Stéphanie Berthe holds 250 shares · BENCHIMOUN Julia Djohar Rachel holds 250 shares · General meeting of 25-01-2023 · Gazette deed
First establishment
BOUTIQUE JULIE, Alsembergsesteenweg 821, Uccle
Incorporation
published on 28-02-1991 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JULIE Uccle | €458,938 | -€19,422 | 47.4% | - |
| FLUORESCENCE Ixelles | €484,806 | -€63,197 | 79.9% | 0.8 |
| NORMANDY ESTATE Ixelles | €540,732 | -€22,563 | -9.7% | - |
| SET SEVEN Braine-l'Alleud | €425,062 | -€41,144 | 49.3% | - |
| Eral Shoes Management Uccle | €313,409 | -€25,195 | 22.1% | - |
| DANIEL GAY - SCARPE DI MODA Tervuren | €362,151 | -€3,162 | -69.6% | - |
| Juluka Oosterzele | €415,722 | -€69,048 | 37.2% | - |
These companies have the same main activity as JULIE: retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716). They are comparable in size and age: total assets between €313,000 and €541,000, founded between 1981 and 1993.
Official details
Source: KBO- Status
- Active since 20-02-1991Normal situation
- Activity
- Retail sale of clothing and accessories for women, men, children and babies (general range)NACE 47716and 1 other
- Establishment unit
- 2.055.397.6331180 Uccle, since 20-12-1991
- Financial year end
- 31 December
- Peppol
- Reachable since 25-12-2025
Annual accounts 2025
- €458,938▼ 6.3%
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Insights on JULIE
Solvency fell in 2025 from 55.6% to 47.4% because of the loss and higher debts to suppliers.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JULIE
- What is the company number of JULIE?
- The company number of JULIE is 0442.984.449. The VAT number is the same number with BE in front: BE 0442.984.449.
- Where is JULIE based?
- The registered office is at Alsembergsesteenweg 821-823, 1180 Uccle.Company details
- What does JULIE do?
- According to the KBO register, the main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716).
- What is the legal form of JULIE?
- JULIE is a private limited company (BV).
- When was JULIE founded?
- JULIE was founded on 20-02-1991.
- Is JULIE still active?
- Yes, JULIE is an active enterprise in the KBO register.
- How many employees does JULIE have?
- JULIE had an average of 1 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- What is the turnover of JULIE?
- The turnover of JULIE was €847,228 in financial year 2025, according to the filed annual accounts.
- Is JULIE profitable?
- In financial year 2025, JULIE made a loss of €54,721.
- Where can I find the annual accounts of JULIE?
- JULIE filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JULIE due?
- JULIE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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