JULIE
ActiveSummary
JULIE has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €217k and a net result of €-55k. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 62% of 4178 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability6▼-73
Solvency72▼-9
Growth48▼-19
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.92 against 2.51 in 2024; short-term debt: 46% and cash: 0% of total assets), but 52.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
4 d late
2023
19 d early
2022
18 d early
2021
37 d early
2020
39 d early
2019
36 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€847k▼ 6.8%
2024 · €909k
2018: €737k
2019: €761k▲ +3.3% vs 2018
2020: €574k▼ -24.5% vs 2019lowest in 8 years
2021: €683k▲ +18.9% vs 2020
2022: €823k▲ +20.6% vs 2021
2023: €898k▲ +9.0% vs 2022
2024: €909k▲ +1.2% vs 2023highest in 8 years
2025: €847k▼ -6.8% vs 2024
2018 → 2025
EBIT margin
-4.8%▼ 15.0pp
2024 · 10.2%
2018: 5.4%
2019: 1.5%▼ -72.9% vs 2018
2020: 1.2%▼ -16.5% vs 2019
2021: 1.9%▲ +58.7% vs 2020
2022: 10.3%▲ +437% vs 2021highest in 8 years
2023: 5.1%▼ -50.2% vs 2022
2024: 10.2%▲ +98.2% vs 2023
2025: -4.8%▼ -147% vs 2024lowest in 8 years
2018 → 2025
Net result
€-55k
2024 · €63k
2018: €38k
2019: €2k▼ -94.4% vs 2018
2020: €-10k▼ -557% vs 2019
2021: €12k▲ +219% vs 2020
2022: €61k▲ +417% vs 2021
2023: €26k▼ -56.9% vs 2022
2024: €63k▲ +140% vs 2023highest in 8 years
2025: €-55k▼ -187% vs 2024lowest in 8 years
2018 → 2025
Working capital
€195k▼ 25.4%
2024 · €261k
2018: €316khighest in 8 years
2019: €300k▼ -5.3% vs 2018
2020: €239k▼ -20.1% vs 2019
2021: €217k▼ -9.3% vs 2020
2022: €297k▲ +36.9% vs 2021
2023: €231k▼ -22.3% vs 2022
2024: €261k▲ +13.0% vs 2023
2025: €195k▼ -25.4% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€683k-€823k▲ 20.6%€898k▲ 9.0%€909k▲ 1.2%€847k▼ 6.8%
2021: €683klowest in 5 years
2022: €823k▲ +20.6% vs 2021
2023: €898k▲ +9.0% vs 2022
2024: €909k▲ +1.2% vs 2023highest in 5 years
2025: €847k▼ -6.8% vs 2024
Equity€122k-€183k▲ 49.8%€209k▲ 14.3%€272k▲ 30.1%€217k▼ 20.1%
2021: €122klowest in 5 years
2022: €183k▲ +49.8% vs 2021
2023: €209k▲ +14.3% vs 2022
2024: €272k▲ +30.1% vs 2023highest in 5 years
2025: €217k▼ -20.1% vs 2024
Operating result€13k-€85k▲ 547%€46k▼ 45.7%€93k▲ 101%€-41k
2021: €13k
2022: €85k▲ +547% vs 2021
2023: €46k▼ -45.7% vs 2022
2024: €93k▲ +101% vs 2023highest in 5 years
2025: €-41k▼ -144% vs 2024lowest in 5 years
Net result€12k-€61k▲ 417%€26k▼ 56.9%€63k▲ 140%€-55k
2021: €12k
2022: €61k▲ +417% vs 2021
2023: €26k▼ -56.9% vs 2022
2024: €63k▲ +140% vs 2023highest in 5 years
2025: €-55k▼ -187% vs 2024lowest in 5 years
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €41k after €93k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €459k
Fixed assets
€53k ▼ 5.7%
Current assets
€406k ▼ 6.4%
Equity and liabilities €459k
Equity
€217k ▼ 20.1%
Debt
€242k ▲ 11.0%
Debt's share of the balance-sheet total rises from 44.4% to 52.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-23k▼
2024 · €106k
Cash flow
€-38k▼
2024 · €77k
Current ratio
1.92▼
2024 · 2.51
Quick ratio
0.14▲
2024 · 0.10
Debt to equity
1.11▲
2024 · 0.80
ROE
-25.2%▼
2024 · 23.1%
ROA
-11.9%▼
2024 · 12.9%
Interest coverage
-2.26▼
2024 · 9.99
Debt ≤ 1 year
€211k▲
2024 · €173k
Debt > 1 year
€30k▼
2024 · €45k
Income taxes
€6k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€490k€459k▼
Fixed assets21/28€56k€53k▼
Intangible fixed assets21€537€52▼
Tangible fixed assets22/27€51k€49k▼
Plant, machinery and equipment23€45k€40k▼
Furniture and vehicles24€4k€7k▲
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€4k€4k=
Current assets29/58€433k€406k▼
Stocks and contracts in progress3€416k€377k▼
Stocks30/36€416k€377k▼
Amounts receivable within one year40/41€15k€27k▲
Trade receivables40€8k€10k▲
Other amounts receivable41€7k€17k▲
Cash at bank and in hand54/58€0€0=
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€490k€459k▼
Equity10/15€272k€217k▼
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€264k€209k▼
Amounts payable17/49€218k€242k▲
Amounts payable after more than one year17€45k€30k▼
Financial debts170/4€31k€11k▼
Other amounts payable178/9€14k€19k▲
Amounts payable within one year42/48€173k€211k▲
Current portion of amounts payable after more than one year42€10k€20k▲
Financial debts43€36k€38k▲
Credit institutions430/8€36k€38k▲
Trade debts44€71k€109k▲
Suppliers440/4€71k€109k▲
Taxes, remuneration and social security45€56k€45k▼
Taxes450/3€56k€45k▼
Remuneration and social security454/9€0€0=
Accrued charges and deferred income492/3-€44
Income statement
Code20242025
Turnover70€909k€847k▼
Goods, raw materials, services and sundry goods60/61€812k€872k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€17k▲
Other operating charges640/8€7k€4k▼
Gross operating margin9900€113k€-19k▼
Operating profit (loss)9901€93k€-41k▼
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€86k€-49k▼
Income taxes67/77€23k€6k▼
Profit (loss) for the period9904€63k€-55k▼
Profit (loss) for the period to be appropriated9905€63k€-55k▼
Appropriation of the result
Profit (loss) to be appropriated9906€264k€209k▼
Profit (loss) brought forward from the previous period14P€201k€264k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €683k | €823k | €898k | €909k | €847k | ▼ 6.8% |
| Goods, raw materials, services and sundry goods60/61 | €659k | €730k | €842k | €812k | €872k | ▲ 7.5% |
| Remuneration, social security and pensions62 | €116 | €97 | €61 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €6k | €10k | €14k | €17k | ▲ 24.9% |
| Other operating charges640/8 | €9k | €3k | €1k | €7k | €4k | ▼ 42.9% |
| Gross operating margin9900 | €31k | €94k | €58k | €113k | €-19k | ▼ 117% |
| Operating profit (loss)9901 | €13k | €85k | €46k | €93k | €-41k | ▼ 144% |
| Financial income75/76B | €7k | €10k | €2k | €4k | €2k | ▼ 60.7% |
| Recurring financial income75 | €7k | €10k | €2k | €4k | €2k | ▼ 60.7% |
| Financial charges65/66B | €2k | €10k | €10k | €11k | €10k | ▼ 2.4% |
| Recurring financial charges65 | €2k | €10k | €10k | €11k | €10k | ▼ 2.4% |
| Profit (loss) for the period before taxes9903 | €18k | €85k | €38k | €86k | €-49k | ▼ 157% |
| Income taxes67/77 | €6k | €24k | €12k | €23k | €6k | ▼ 76.5% |
| Profit (loss) for the period9904 | €12k | €61k | €26k | €63k | €-55k | ▼ 187% |
| Profit (loss) for the period to be appropriated9905 | €12k | €61k | €26k | €63k | €-55k | ▼ 187% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €369k | €478k | €509k | €490k | €459k | ▼ 6.3% |
| Fixed assets21/28 | €21k | €17k | €56k | €56k | €53k | ▼ 5.7% |
| Intangible fixed assets21 | €2k | €2k | €1k | €537 | €52 | ▼ 90.3% |
| Tangible fixed assets22/27 | €14k | €12k | €50k | €51k | €49k | ▼ 5.2% |
| Plant, machinery and equipment23 | €4k | €4k | €44k | €45k | €40k | ▼ 10.4% |
| Furniture and vehicles24 | €4k | €3k | €2k | €4k | €7k | ▲ 70.2% |
| Other tangible fixed assets26 | €6k | €5k | €4k | €3k | €2k | ▼ 28.9% |
| Financial fixed assets28 | €4k | €4k | €4k | €4k | €4k | = |
| Current assets29/58 | €349k | €460k | €454k | €433k | €406k | ▼ 6.4% |
| Stocks and contracts in progress3 | €323k | €419k | €413k | €416k | €377k | ▼ 9.3% |
| Stocks30/36 | €323k | €419k | €413k | €416k | €377k | ▼ 9.3% |
| Amounts receivable within one year40/41 | €3k | €23k | €28k | €15k | €27k | ▲ 76.4% |
| Trade receivables40 | €3k | €13k | €12k | €8k | €10k | ▲ 20.8% |
| Other amounts receivable41 | €0 | €10k | €16k | €7k | €17k | ▲ 140% |
| Cash at bank and in hand54/58 | €15k | €10k | €9k | €0 | €0 | - |
| Deferred charges and accrued income490/1 | €7k | €8k | €3k | €2k | €2k | ▼ 34.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €369k | €478k | €509k | €490k | €459k | ▼ 6.3% |
| Equity10/15 | €122k | €183k | €209k | €272k | €217k | ▼ 20.1% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Capital10 | €6k | €6k | €6k | €6k | €6k | = |
| Issued capital100 | €19k | €19k | €19k | €19k | €19k | = |
| Uncalled capital101 | €12k | €12k | €12k | €12k | €12k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Legal reserve130 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €114k | €175k | €201k | €264k | €209k | ▼ 20.7% |
| Amounts payable17/49 | €247k | €295k | €300k | €218k | €242k | ▲ 11.0% |
| Amounts payable after more than one year17 | €115k | €132k | €77k | €45k | €30k | ▼ 32.7% |
| Financial debts170/4 | €0 | €50k | €31k | €31k | €11k | ▼ 65.1% |
| Other amounts payable178/9 | €115k | €82k | €46k | €14k | €19k | ▲ 41.7% |
| Amounts payable within one year42/48 | €132k | €163k | €223k | €173k | €211k | ▲ 22.4% |
| Current portion of amounts payable after more than one year42 | €5k | €2k | €10k | €10k | €20k | ▲ 102% |
| Financial debts43 | €43k | - | €50k | €36k | €38k | ▲ 4.1% |
| Credit institutions430/8 | €43k | - | €50k | €36k | €38k | ▲ 4.1% |
| Trade debts44 | €36k | €109k | €94k | €71k | €109k | ▲ 54.3% |
| Suppliers440/4 | €36k | €109k | €94k | €71k | €109k | ▲ 54.3% |
| Advances received on contracts in progress46 | €0 | €0 | - | - | - | - |
| Taxes, remuneration and social security45 | €45k | €52k | €69k | €56k | €45k | ▼ 20.0% |
| Taxes450/3 | €42k | €52k | €69k | €56k | €45k | ▼ 20.0% |
| Remuneration and social security454/9 | €3k | €0 | €0 | €0 | €0 | - |
| Other amounts payable47/48 | €3k | €0 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | - | - | - | €44 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12k | €61k | €26k | €63k | €-55k | ▼ 187% |
| + Depreciation and write-downs630 | €8k | €6k | €10k | €14k | €17k | ▲ 24.9% |
| Operating cash flow (approximation) | €20k | €67k | €36k | €77k | €-38k | ▼ 149% |
| Investment in fixed assets (approximation) | - | €-3k | €-49k | €-14k | €-14k | ▲ 2.8% |
| Change in cash | - | €-5k | €-410 | €-9k | €0 | ▲ 100% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-55k
Net result drops to €-55k, the lowest in the series.
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 4 days late
2024
31-12
Financial
Highest result since 2018net €63k ▲140%
Operating result €93k, net result €63k, both a record.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €200kEq €209k ▲14.3%
3 profitable years in a row build equity to €209k.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €150kEq €183k ▲49.8%
2 profitable years in a row build equity to €183k.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1991
Ground area
119 m²
Building footprint
94 m²
Volume, LiDAR
754 m³
Parcel 21616A0174/00T023, Brussels · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BOUTIQUE JULIE
since 19912.055.397.633
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616A0174/00T023 | Brussels | 119 m² | 1 · 94 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FRAUSSEN-DOLMANS
BE 0472.833.527
Lanaken · Eq €217,218
MAXIMS FASHION
BE 0835.534.937
Roeselare · Eq €216,938
WOLF QUALITY & LUXURY
BE 0741.788.197
Nieuwpoort · Eq €216,646
SUBLIM'S
BE 0448.283.421
Nijlen · Eq €218,454
COUTURE ROBEL
BE 0439.878.073
Roeselare · Eq €219,143
Of 6,498 companies in sector 47716 we hold annual accounts for 2,438. 1,753 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-02-1991
Fiscal year end31-12
Activities, NACEBEL 2025
47512Retail sale of household textiles and bedding
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Scores and ratios are computed by Checked and are not a credit decision.