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Fashion Point

Active
Public limited companyfounded 1978active for 48 yearsKruindersweg 94, 3630 Maasmechelen, BelgiumKBO/BCE: BE 0417.996.259
Summary

The computed 12-month bankruptcy probability of Fashion Point is 2.7% (moderate). The 2025 annual accounts show negative equity (-€425,150) and a net result of -€277,103. Equity has been shrinking by about 41% per year since 2018. Its solvency ranks better than 5% of 5,040 sector peers (NACE 47, financial year 2025). The company has been active since 1978 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 01-02-1978 Normal situation
Activity
Retail sale of clothing and accessories for women, men, children and babies (general range) NACE 47716and 1 other
Joint committees
109 Clothing and garment industry
201 Independent retail · annual accounts 2025
Establishment units
2.108.417.437 3630 Maasmechelen, since 01-02-1978
2.108.417.536 3630 Maasmechelen, since 01-02-1978and 4 others
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Board
Shareholders
  • MORRAN2025 annual accounts of MORRAN

Financial position

50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.7%
Annual accounts 2025
Gross margin
-€229,730
▲ 4.3%
Loss
€277,103
▼ 49.9%
Equity
-€425,150
▼ 187%
Total assets
€375,911
▼ 23.0%
Employees on 31-12-2025
0
▼ 100%
  • Negative equity on 31-12-2025
Staff (FTE) -78%: other schema
Score breakdownraises riskNegative equity -€425,150Loss of €277,103, the second in a row (financial year 2025)Sector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 3.60, cash €139,177Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 26% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -113.1% of total assets
Liquidity 88+57
short-term debt 23.8% · cash 37.0%
Profitability 0=
return on assets -73.7%
Bankruptcy probability within 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,278 companies, NACE 47, micro)
Last 24 months 12-2024: 1.6% 01-2025: 1.6%● unchanged vs 12-2024 02-2025: 1.6%● unchanged vs 01-2025 03-2025: 1.6%● unchanged vs 02-2025 04-2025: 1.6%● unchanged vs 03-2025 05-2025: 1.6%● unchanged vs 04-2025 06-2025: 1.5%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 1.5%● unchanged vs 06-2025 08-2025: 2.0%▲ +0.5 percentage points vs 07-2025 09-2025: 5.4%▲ +3.4 percentage points vs 08-2025 10-2025: 5.4%● unchanged vs 09-2025 11-2025: 5.4%● unchanged vs 10-2025 12-2025: 5.4%● unchanged vs 11-2025 01-2026: 5.4%● unchanged vs 12-2025 02-2026: 5.4%● unchanged vs 01-2026 03-2026: 5.4%● unchanged vs 02-2026 04-2026: 5.4%● unchanged vs 03-2026 05-2026: 5.4%● unchanged vs 04-2026highest value 06-2026: 5.4%● unchanged vs 05-2026 07-2026: 5.3%▼ -0.1 percentage points vs 06-2026 08-2026: 2.7%▼ -2.6 percentage points vs 07-2026 09-2026: 2.7%● unchanged vs 08-2026 10-2026: 2.7%● unchanged vs 09-2026 11-2026: 2.7%● unchanged vs 10-2026
No credit on open account
Liquidity is ample, with a current ratio of 3.6 (0.7 in 2024), above the usual 1.5. Short-term debt is 23.8% and cash 37% of total assets. However, equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 90% on liquidity, 6% on profitability and 3% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Negative equity -€425,150
NBB · annual accounts
raises risk · Loss of €277,103, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 3.60, cash €139,177
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€425,150
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 days early
2024
on the day
2023
1 day early
2022
31 days late
2021
4 days early
2020
6 days late
2019
8 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 3 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€425,150 View
  • Risk: 6 loss-making years in a rowloss in financial year 2025 -€277,103 View
  • Caution: Equity fell in 2025from -€148,048 to -€425,150 ▼ 187% View
  • Caution: Lower solvency than 95% of companies in retail tradesector median 36.1% · 5,040 companies -113.1% View

Recent changes

  1. · Gazette deed 2 directors appointed, 2 directors resigningResignations: KUMPEN Kevin Lea Jan (director) and MORRAN (director) · Appointments: KUMPEN Jean-Luc (statutory director) and FRANSSEN Patricia (successor statutory director) · MORRAN holds all the shares
  2. · Gazette deed 2 directors appointed, 2 directors resigningResignations: KUMPEN Kevin Lea Jan (director) and MORRAN (director) · Appointments: KUMPEN Jean-Luc (statutory director) and FRANSSEN Patricia (successor statutory director) · MORRAN holds all the shares
All 15 events

Comparable companies

These companies have the same main activity as Fashion Point: retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716). They are comparable in size and age: total assets between €313,000 and €672,000, founded between 1981 and 2001.

CompanyTotal assetsGross margin
Fashion Point Maasmechelen€375,911-€229,730
FLUORESCENCE Ixelles€484,806-€63,197
A.B. Wichelen€671,925€1,803
Juluka Oosterzele€415,722-€69,048
Eral Shoes Management Uccle€313,409-€25,195
SET SEVEN Braine-l'Alleud€425,062-€41,144
DANIEL GAY - SCARPE DI MODA Tervuren€362,151-€3,162
Full comparison

Key facts about Fashion Point

What is the company number of Fashion Point?
The company number of Fashion Point is 0417.996.259. The VAT number is the same number with BE in front: BE 0417.996.259.
Where is Fashion Point based?
The registered office is at Kruindersweg 94, 3630 Maasmechelen.Company details
What does Fashion Point do?
According to the KBO register, the main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716).
What is the legal form of Fashion Point?
Fashion Point is a public limited company (NV).
When was Fashion Point founded?
Fashion Point was founded on 01-02-1978.
Is Fashion Point still active?
Yes, Fashion Point is an active enterprise in the KBO register.
How many employees does Fashion Point have?
Fashion Point had an average of 1.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Fashion Point fall under?
In its 2025 annual accounts, Fashion Point states joint committees 109 (Clothing and garment industry) and 201 (Independent retail).
What is the turnover of Fashion Point?
The annual accounts for financial year 2025 state no turnover. In financial year 2019 turnover was €6.1m.
Is Fashion Point profitable?
In financial year 2025, Fashion Point made a loss of €277,103.
Where can I find the annual accounts of Fashion Point?
Fashion Point filed 48 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Fashion Point due?
Fashion Point must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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