Losses
-€13,885 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
SERVIVO
Lifetime
11 annual accounts with figures on one time axispeak €35,568 (2020)
€13,121▲ 16.2%
lowest -€10,878 (2024)
-€3,007▲ €7,871
peak €85,566 (2023)
€71,681▼ 4.0%
€304,330▲ 1.3%
Board1 name since 2021
1 directorGERITS Serge
Documentsfilings and deeds
26-10-202687 days late
2025abbreviated format
Gross margin from €11,295 to €13,121Loss of €3,007Cash from €2,420 to €3,642
Key points
from the 2025 annual accountsChecked score
63
Healthy
Financially stronger than 22% of micro companies in advertising and market research (NACE 73)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,230 companies (NACE 73, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.5%
01-2025: 1.5%● unchanged vs 12-2024
02-2025: 1.5%● unchanged vs 01-2025
03-2025: 1.5%● unchanged vs 02-2025
04-2025: 1.5%● unchanged vs 03-2025
05-2025: 1.4%▼ -0.1 percentage points vs 04-2025
06-2025: 1.3%▼ -0.1 percentage points vs 05-2025
07-2025: 1.3%● unchanged vs 06-2025
08-2025: 1.8%▲ +0.5 percentage points vs 07-2025
09-2025: 2.1%▲ +0.3 percentage points vs 08-2025highest value
10-2025: 1.1%▼ -1.0 percentage point vs 09-2025
11-2025: 1.1%● unchanged vs 10-2025
12-2025: 1.1%● unchanged vs 11-2025
01-2026: 1.1%● unchanged vs 12-2025
02-2026: 1.0%▼ -0.1 percentage points vs 01-2026
03-2026: 0.9%▼ -0.1 percentage points vs 02-2026lowest value
04-2026: 1.0%▲ +0.1 percentage points vs 03-2026
05-2026: 1.0%● unchanged vs 04-2026
06-2026: 1.0%● unchanged vs 05-2026
07-2026: 0.9%▼ -0.1 percentage points vs 06-2026
08-2026: 1.5%▲ +0.6 percentage points vs 07-2026
09-2026: 1.8%▲ +0.3 percentage points vs 08-2026
10-2026: 1.2%▼ -0.6 percentage points vs 09-2026
11-2026: 1.2%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Last filed accounts filed 87 days late; 3 of the last 3 accounts late
Liquidity: current ratio 0.01, cash €3,642
lowers risk
Size: total assets €376,011
Founded in 2014
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 26% of them on solvency, 6% on liquidity, 21% on profitability and 37% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,166 companies had the same profile as SERVIVO has now. Each dot stands for 6 companies, two years later.
94.2%
were still trading
3.0%
stopped another way
2.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SERVIVO itself: 1.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,166 companies, not a prediction for SERVIVO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.01 (0.01 in 2024), below 1. Short-term debt is 77.2% and cash 1% of total assets. 80.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€3,007
raises risk · 2025 accounts filed 87 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-10-2026, 87 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
87 days late
2024
61 days late
2023
61 days late
2022
12 days early
2021
19 days early
2020
61 days late
2019
109 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 50 days after the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (4 of the last 5 accounts filed within 73 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0552686697
Change of role: GERITS Serge, from manager to director
General meeting of 09-12-2022 · Gazette deed
Registered office moved within Oudsbergen
New registered office: Nijverheidslaan 1553 te B-3660 Oudsbergen · Previous registered office: Weg naar Gruitrode 120 te B-3660 Oudsbergen · General meeting of 19-12-2020 · Gazette deed
Incorporation
published on 23-05-2014 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SERVIVO Oudsbergen | €376,011 | €13,121 | 19.1% | - |
| MK Triclr Molenbeek-Saint-Jean | €426,540 | €13,720 | -4.3% | - |
| G4G Consulting Aartselaar | €434,021 | €11,245 | 96.2% | - |
| RST4 Schelle | €425,689 | €14,793 | 60.7% | - |
| FANNIA POLET Vilvoorde | €355,182 | €11,178 | 73.5% | - |
| OSE Auderghem | €427,855 | €11,316 | 70.0% | - |
| TRANSEARCH INTERNATIONAL BELGIUM Woluwe-Saint-Pierre | €434,554 | €14,474 | 6.8% | - |
These companies have the same main activity as SERVIVO: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €355,000 and €435,000, founded between 2011 and 2016.
Official details
Source: KBO- Status
- Active since 08-05-2014Normal situation
- Activity
- Public relations and communication consultancyNACE 73300and 1 other
- Establishment unit
- 2.236.975.4953660 Oudsbergen, since 08-05-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 09-06-2026
Insights on SERVIVO
SERVIVO files the abbreviated format. That format states no turnover. The gross margin fell from €32,294 in 2015 to €13,121 in 2025.
The balance sheet grew most from 2022 to 2023 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SERVIVO
- What is the company number of SERVIVO?
- The company number of SERVIVO is 0552.686.697. The VAT number is the same number with BE in front: BE 0552.686.697.
- Where is SERVIVO based?
- The registered office is at Nijverheidslaan 1553, 3660 Oudsbergen.Company details
- What does SERVIVO do?
- According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
- What is the legal form of SERVIVO?
- SERVIVO is a private limited company (BV).
- When was SERVIVO founded?
- SERVIVO was founded on 08-05-2014.
- Is SERVIVO still active?
- Yes, SERVIVO is an active enterprise in the KBO register.
- What is the turnover of SERVIVO?
- The turnover in financial year 2025 is ≈ €83,000. This figure is estimated from the gross margin of €13,121 and 41 comparable companies (NACE 73300). It probably lies between €35,000 and €140,000. It is a rough estimate.Financials
- Is SERVIVO profitable?
- In financial year 2025, SERVIVO made a loss of €3,007.
- Where can I find the annual accounts of SERVIVO?
- SERVIVO filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SERVIVO due?
- SERVIVO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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