SERVICIMMO
ActiveSummary
SERVICIMMO has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €164,234 and a net result of €65,877. Equity is growing by ~56.7% per year across the filed fiscal years. Its solvency ranks better than 75% of 14284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+17
Solvency90▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15,000 at 30 days acceptable
Liquidity ample (current ratio 2.64 against 2.4 in 2024; short-term debt: 34.9% and cash: 55.7% of total assets), and 34.9% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.1%
Return on assets
26.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
83 d late
2022
31 d late
2021
32 d late
2020
91 d late
2019
120 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 64 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€164,234▲ 30.0%
2024 · €126,357
Total assets
€252,141▲ 22.3%
2024 · €206,142
Net result
€65,877▲ 185%
2024 · €23,093
Working capital
€143,889▲ 35.9%
2024 · €105,913
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€5,858€75,218€48,429▼ 35.6%€32,430▼ 33.0%€97,916▲ 202%
Net result-€7,315within the sector's middle half€54,741above the sector's middle half€29,581within the sector's middle half▼ 46.0%€23,093within the sector's middle half▼ 21.9%€65,877above the sector's middle half▲ 185%
Equity€11,274below the sector's middle half▼ 39.4%€73,683within the sector's middle half▲ 554%€103,264within the sector's middle half▲ 40.1%€126,357within the sector's middle half▲ 22.4%€164,234within the sector's middle half▲ 30.0%
Total assets€133,350below the sector's middle half▲ 2.9%€279,613within the sector's middle half▲ 110%€243,924within the sector's middle half▼ 12.8%€206,142within the sector's middle half▼ 15.5%€252,141within the sector's middle half▲ 22.3%
Debt€122,076▲ 9.9%€205,930▲ 68.7%€140,660▼ 31.7%€79,785▼ 43.3%€87,907▲ 10.2%
Working capital-€16,559within the sector's middle half▼ 774%€28,704within the sector's middle half€139,260above the sector's middle half▲ 385%€105,913within the sector's middle half▼ 23.9%€143,889above the sector's middle half▲ 35.9%
Solvency8.5%within the sector's middle half▼ 5.9pp26.4%within the sector's middle half▲ 17.9pp42.3%within the sector's middle half▲ 16.0pp61.3%within the sector's middle half▲ 19.0pp65.1%above the sector's middle half▲ 3.8pp
Current ratio0.84within the sector's middle half▼ 0.141.16within the sector's middle half▲ 0.323.35above the sector's middle half▲ 2.182.40within the sector's middle half▼ 0.952.64within the sector's middle half▲ 0.24
Return on assets (ROA)-5.5%below the sector's middle half▼ 20.4pp19.6%above the sector's middle half▲ 25.1pp12.1%above the sector's middle half▼ 7.5pp11.2%above the sector's middle half▼ 0.9pp26.1%above the sector's middle half▲ 14.9pp
Staff (FTE)2.7▲ 8.0%1▼ 63.0%0.3
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 202% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €252,141
Fixed assets
€20,345 ▼ 16.4%
Current assets
€231,796 ▲ 27.5%
Equity and liabilities €252,141
Equity
€164,234 ▲ 30.0%
Debt
€87,907 ▲ 10.2%
Debt's share of the balance-sheet total falls from 38.7% to 34.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€103,976▲
2024 · €39,551
Cash flow
€71,937▲
2024 · €30,215
Debt to equity
0.54▼
2024 · 0.63
ROE
40.1%▲
2024 · 18.3%
Interest coverage
128.26▲
2024 · 13.42
Debt ≤ 1 year
€87,907▲
2024 · €75,904
Income taxes
€31,229▲
2024 · €6,439
Staff costs
€3,196▲
2024 · €127
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €544 | - | - | - |
| Remuneration, social security and pensions62 | €49,598 | €22,951 | €307 | €127 | €3,196 | ▲ 2,420% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17,266 | €23,895 | €20,454 | €7,122 | €6,060 | ▼ 14.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €3,306 | - | -€3,306 | - |
| Other operating charges640/8 | €4,679 | €7,307 | €1,342 | €1,707 | €8,801 | ▲ 415% |
| Gross operating margin9900 | €65,685 | €129,369 | €73,838 | €41,385 | €112,667 | ▲ 172% |
| Operating profit (loss)9901 | -€5,858 | €75,218 | €48,429 | €32,430 | €97,916 | ▲ 202% |
| Financial income75/76B | - | - | €136 | €51 | - | - |
| Recurring financial income75 | - | - | €136 | €51 | - | - |
| Financial charges65/66B | €1,247 | €2,094 | €2,350 | €2,948 | €811 | ▼ 72.5% |
| Recurring financial charges65 | €1,247 | €2,094 | €2,350 | €2,948 | €811 | ▼ 72.5% |
| Profit (loss) for the period before taxes9903 | -€7,105 | €73,123 | €46,215 | €29,532 | €97,105 | ▲ 229% |
| Income taxes67/77 | €210 | €18,383 | €16,634 | €6,439 | €31,229 | ▲ 385% |
| Profit (loss) for the period9904 | -€7,315 | €54,741 | €29,581 | €23,093 | €65,877 | ▲ 185% |
| Profit (loss) for the period to be appropriated9905 | -€7,315 | €54,741 | €29,581 | €23,093 | €65,877 | ▲ 185% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €133,350 | €279,613 | €243,924 | €206,142 | €252,141 | ▲ 22.3% |
| Fixed assets21/28 | €45,452 | €73,513 | €45,319 | €24,325 | €20,345 | ▼ 16.4% |
| Intangible fixed assets21 | - | - | - | €3,298 | €2,553 | ▼ 22.6% |
| Tangible fixed assets22/27 | €44,152 | €72,213 | €44,019 | €19,727 | €16,492 | ▼ 16.4% |
| Plant, machinery and equipment23 | €1,437 | €6,945 | €5,271 | €3,647 | €2,387 | ▼ 34.5% |
| Furniture and vehicles24 | €22,746 | €46,288 | €23,604 | €4,569 | €4,742 | ▲ 3.8% |
| Other tangible fixed assets26 | €19,969 | €18,980 | €15,144 | €11,511 | €9,363 | ▼ 18.7% |
| Financial fixed assets28 | €1,300 | €1,300 | €1,300 | €1,300 | €1,300 | = |
| Current assets29/58 | €87,898 | €206,100 | €198,605 | €181,817 | €231,796 | ▲ 27.5% |
| Amounts receivable within one year40/41 | €33,858 | €107,284 | €75,450 | €67,566 | €82,150 | ▲ 21.6% |
| Trade receivables40 | €29,578 | €101,616 | €61,224 | €36,866 | €52,488 | ▲ 42.4% |
| Other amounts receivable41 | €4,280 | €5,667 | €14,227 | €30,701 | €29,662 | ▼ 3.4% |
| Cash at bank and in hand54/58 | €48,239 | €98,817 | €122,535 | €101,229 | €140,531 | ▲ 38.8% |
| Deferred charges and accrued income490/1 | €5,802 | - | €620 | €13,021 | €9,115 | ▼ 30.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €133,350 | €279,613 | €243,924 | €206,142 | €252,141 | ▲ 22.3% |
| Equity10/15 | €11,274 | €73,683 | €103,264 | €126,357 | €164,234 | ▲ 30.0% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | - | - | - | - | €145,634 | - |
| Distributable reserves133 | - | - | - | - | €145,634 | - |
| Profit (loss) carried forward14 | -€7,326 | €55,083 | €84,664 | €107,757 | - | - |
| Amounts payable17/49 | €122,076 | €205,930 | €140,660 | €79,785 | €87,907 | ▲ 10.2% |
| Amounts payable after more than one year17 | €17,618 | €27,775 | €13,738 | €3,881 | - | - |
| Financial debts170/4 | €17,618 | €27,775 | €13,738 | €3,881 | - | - |
| Amounts payable within one year42/48 | €104,457 | €177,396 | €59,345 | €75,904 | €87,907 | ▲ 15.8% |
| Current portion of amounts payable after more than one year42 | €8,975 | €36,222 | €14,037 | €7,648 | €3,881 | ▼ 49.3% |
| Trade debts44 | €9,292 | €54,924 | €29,376 | - | €25,271 | - |
| Suppliers440/4 | €9,292 | €54,924 | €29,376 | - | €25,271 | - |
| Advances received on contracts in progress46 | - | €125 | €5,500 | - | - | - |
| Taxes, remuneration and social security45 | €23,544 | €16,545 | €10,432 | €5,269 | €23,961 | ▲ 355% |
| Taxes450/3 | €6,554 | €13,526 | €8,332 | €3,169 | €20,138 | ▲ 536% |
| Remuneration and social security454/9 | €16,989 | €3,019 | €2,100 | €2,100 | €3,823 | ▲ 82.1% |
| Other amounts payable47/48 | €62,647 | €69,579 | - | €62,987 | €34,794 | ▼ 44.8% |
| Accrued charges and deferred income492/3 | - | €759 | €67,577 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€7,315 | €54,741 | €29,581 | €23,093 | €65,877 | ▲ 185% |
| + Depreciation and write-downs630 | €17,266 | €23,895 | €20,454 | €7,122 | €6,060 | ▼ 14.9% |
| Operating cash flow (approximation) | €9,951 | €78,635 | €50,035 | €30,215 | €71,937 | ▲ 138% |
| Investment in fixed assets (approximation) | - | -€51,956 | €7,740 | €13,872 | -€2,080 | ▼ 115% |
| Change in cash | - | €50,578 | €23,719 | -€21,307 | €39,302 | ▲ 284% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €65,877 ▲185%
Operating result €97,916, net result €65,877, both a record.
31-12
Financial
Equity above €150,000Eq €164,234 ▲30%
4 profitable years in a row build equity to €164,234.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
22-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 83 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 3.35
Current ratio from 1.16 to 3.35; short-term debt falls from €177,396 to €59,345.
31-12
Financial
Equity above €100,000Eq €103,264 ▲40.1%
2 profitable years in a row build equity to €103,264.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €54,741
Net result €54,741 after one loss-making year.
01-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 32 days late
2021
31-12
Financial
Weakest financial yearnet -€7,315
Net result drops to -€7,315, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 91 days late
Show earlier events
2020
28-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 120 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Châtelet · 2 establishment units since 2014
Ground area
986 m²
Building footprint
358 m²
Volume, LiDAR
2,358 m³
2 parcels, Wallonia · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
2 establishment units
SERVICIMMO
since 20142.239.246.384
SERVICIMMO
since 20192.320.387.973
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52025A0138/00K000 | Wallonia | 786 m² | 1 · 215 m² | 5.5 m · 2 fl. |
| 52012B0061/00H003 | Wallonia | 200 m² | 1 · 143 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,326 companies in sector 68110 we hold annual accounts for 5,390. 3,845 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-11-2014
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
Contact
E-mail
info@serviceimmobilier.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0567885411
Also
9925:BE0567885411
Registered
05-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.