IBEMAZZ
ActiveIBEMAZZ has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €174k and a net result of €53k. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 79% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-1
Solvency95▲+15
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.6 against 0.18 in 2024; short-term debt: 27.7% and cash: 16.4% of total assets), and 29.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.3%
Return on assets
21.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
31 d early
2023
33 d early
2022
11 d early
2021
11 d early
2020
8 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€174k▲ 44.1%
2024 · €121k
2018: €110k
2019: €117k
2020: €128k
2021: €141k
2022: €152k
2023: €71k
2024: €121k
2018 → 2025
Total assets
€247k▲ 12.1%
2024 · €221k
2018: €281k
2019: €262k
2020: €246k
2021: €229k
2022: €225k
2023: €223k
2024: €221k
2018 → 2025
Net result
€53k▲ 7.0%
2024 · €50k
2018: €10k
2019: €8k
2020: €11k
2021: €12k
2022: €11k
2023: €19k
2024: €50k
2018 → 2025
Working capital
€-27k▲ 65.4%
2024 · €-78k
2018: €-71k
2019: €-78k
2020: €-82k
2021: €-80k
2022: €-54k
2023: €-135k
2024: €-78k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€141k-€152k▲ 7.7%€71k▼ 53.2%€121k▲ 70.2%€174k▲ 44.1%
Operating result€20k-€17k▼ 16.9%€29k▲ 74.3%€74k▲ 156%€79k▲ 6.5%
Net result€12k-€11k▼ 13.1%€19k▲ 79.7%€50k▲ 157%€53k▲ 7.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €247k
Fixed assets
€206k▲ 1.0%
Current assets
€41k▲ 146%
Equity and liabilities €247k
Equity
€174k▲ 44.1%
Debt
€74k▼ 26.5%
The debt ratio falls from 45.3% to 29.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€81k▼
2024 · €84k
Cash flow
€55k▼
2024 · €60k
Solvency
70.3%▲
2024 · 54.7%
Current ratio
0.60▲
2024 · 0.18
Quick ratio
0.60▲
2024 · 0.18
Debt / equity
0.42▼
2024 · 0.83
ROE
30.6%▼
2024 · 41.2%
ROA
21.5%▼
2024 · 22.5%
Interest coverage
138.06▲
2024 · 107.70
Debt
€74k▼
2024 · €100k
Debt ≤ 1 year
€69k▼
2024 · €95k
Debt > 1 year
€5k=
2024 · €5k
Income taxes
€25k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€221k€247k▲
Fixed assets21/28€204k€206k▲
Tangible fixed assets22/27€204k€206k▲
Land and buildings22€204k€206k▲
Current assets29/58€17k€41k▲
Cash at bank and in hand54/58€16k€41k▲
Deferred charges and accrued income490/1€793€913▲
Equity and liabilities
Total equity and liabilities10/49€221k€247k▲
Equity10/15€121k€174k▲
Contributions10/11€8k€8k=
Reserves13€112k€166k▲
Distributable reserves133€112k€166k▲
Amounts payable17/49€100k€74k▼
Amounts payable after more than one year17€5k€5k=
Financial debts170/4€5k€5k=
Amounts payable within one year42/48€95k€69k▼
Trade debts44€1k€841▼
Suppliers440/4€1k€841▼
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€6k€5k▼
Other amounts payable47/48€88k€63k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€2k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€87k€83k▼
Operating profit (loss)9901€74k€79k▲
Financial charges65/66B€784€584▼
Recurring financial charges65€784€584▼
Profit (loss) for the period before taxes9903€73k€78k▲
Income taxes67/77€23k€25k▲
Profit (loss) for the period9904€50k€53k▲
Profit (loss) for the period to be appropriated9905€50k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€50k€53k▲
Transfer to equity691/2€50k€53k▲
To other reserves6921€50k€53k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €53k ▲7%
Operating result €79k, net result €53k, both a record.
31-12
Financial
Equity above €150kEq €174k ▲44.1%
8 profitable years in a row build equity to €174k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €121k ▲70.2%
7 profitable years in a row build equity to €121k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €152k ▲7.7%
5 profitable years in a row build equity to €152k.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet €8k ▼21.2%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wuustwezel · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keienvenstraat 432990 WuustwezelGround area
1,291 m²
Building footprint
178 m²
Volume, LiDAR
733 m³
Parcel 11682G0473/00D013, Flanders · tallest building 6.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
IBEMAZZ
since 20152.244.962.951
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11682G0473/00D013 | Flanders | 1,291 m² | 1 · 177 m² | 6.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BYCKHOVE
BE 0441.222.514
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B- FINANCES
BE 0419.588.049
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JBGL
BE 0848.469.688
Dalhem · Eq €174k
HOMMELHEIDE
BE 0899.980.747
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LEGERCOURT
BE 0847.342.906
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,381. 3,871 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-2015
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.