SERVATEC
ActiveSummary
SERVATEC has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €12k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 51.83 against 4.12 in 2024; short-term debt: 1.9% and cash: 91.4% of total assets), and 1.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.1%
Return on assets
25.8%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €47k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
1 d early
2024
28 d late
2023
on the day
2022
1 d early
2021
on the day
2020
on the day
2019
16 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▲ 35.7%
2024 · €35k
2019: €4k
2020: €3k
2021: €3k
2022: €5k
2023: €22k
2024: €35k
2019 → 2025
Total assets
€48k▲ 4.9%
2024 · €46k
2019: €4k
2020: €4k
2021: €3k
2022: €7k
2023: €38k
2024: €46k
2019 → 2025
Net result
€12k▲ 0.3%
2024 · €12k
2019: €-794
2020: €-501
2021: €-343
2022: €2k
2023: €17k
2024: €12k
2019 → 2025
Working capital
€47k▲ 35.9%
2024 · €35k
2019: €4k
2020: €3k
2021: €3k
2022: €5k
2023: €22k
2024: €35k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€5k▲ 76.0%€22k▲ 315%€35k▲ 55.3%€47k▲ 35.7%
Operating result€-223-€2k€21k▲ 759%€15k▼ 26.9%€19k▲ 25.0%
Net result€-343-€2k€17k▲ 629%€12k▼ 27.1%€12k▲ 0.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 25% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €48k
Fixed assets
€180 =
Current assets
€48k ▲ 5.0%
Equity and liabilities €48k
Equity
€47k ▲ 35.7%
Debt
€925 ▼ 91.7%
Debt's share of the balance-sheet total falls from 24.2% to 1.9%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
51.83▲
2024 · 4.12
Debt to equity
0.02▼
2024 · 0.32
ROE
26.3%▼
2024 · 35.6%
ROA
25.8%▼
2024 · 27.0%
Debt ≤ 1 year
€925▼
2024 · €11k
Income taxes
€7k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€46k€48k▲
Fixed assets21/28€180€180=
Financial fixed assets28€180€180=
Current assets29/58€46k€48k▲
Amounts receivable within one year40/41€5k€4k▼
Trade receivables40€4k€3k▼
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€37k€44k▲
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€46k€48k▲
Equity10/15€35k€47k▲
Contributions10/11€6k€6k=
Reserves13€29k€42k▲
Distributable reserves133€29k€42k▲
Profit (loss) carried forward14€-801€-801=
Amounts payable17/49€11k€925▼
Amounts payable within one year42/48€11k€925▼
Trade debts44€5k€340▼
Suppliers440/4€5k€340▼
Taxes, remuneration and social security45€6k€585▼
Taxes450/3€3k€585▼
Remuneration and social security454/9€4k-
Income statement
Code20242025
Remuneration, social security and pensions62€43k-
Other operating charges640/8€460€387▼
Gross operating margin9900€59k€20k▼
Operating profit (loss)9901€15k€19k▲
Financial charges65/66B€438€328▼
Recurring financial charges65€104€181▲
Non-recurring financial charges66B€334€147▼
Profit (loss) for the period before taxes9903€15k€19k▲
Income taxes67/77€3k€7k▲
Profit (loss) for the period9904€12k€12k▲
Profit (loss) for the period to be appropriated9905€12k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€12k▲
Profit (loss) brought forward from the previous period14P€-801€-801=
Transfer to equity691/2€12k€12k▲
To other reserves6921€12k€12k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity times 13current ratio 51.83
Current ratio from 4.12 to 51.83; short-term debt falls from €11k to €925.
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €17k ▲629%
Operating result €21k, net result €17k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €2k
Net result €2k after 3 loss-making years.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 16 days late
2019
26-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de Falichamp(JB) 275100 NamurGround area
1,296 m²
Building footprint
176 m²
Volume, LiDAR
1,047 m³
Parcel 92322D0365/00M003, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SERVATEC
since 20162.250.427.120
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92322D0365/00M003 | Wallonia | 1,296 m² | 1 · 176 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AMATEL
BE 0791.701.924
Roeselare · Eq €47,214
MYRIAPODA
BE 0634.852.627
Ichtegem · Eq €47,179
KENESSENCE
BE 0680.763.519
Dendermonde · Eq €47,261
SAS Partners
BE 1006.765.770
Rixensart · Eq €47,105
JAVISAN
BE 1018.259.280
Zonnebeke · Eq €47,095
Of 11,222 companies in sector 82100 we hold annual accounts for 3,510. 2,532 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-02-2016
Fiscal year end30-06
Activities, NACEBEL 2025
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0475/47.02.98