Equity
€220,141 ▲ 49.9%
Equity rose in 2024 from €146,816 to €220,141.
Serdibel
Lifetime
19 annual accounts with figures on one time axis, 48 filings since 1977peak €103,456 (2024)
€103,456▲ 15.0%
lowest -€18,036 (2007)
€73,326▼ 2.8%
peak €220,141 (2024)
€220,141▲ 49.9%
€190,818▲ 32.7%
peak 1 FTE (2018)
-not published
Board4 names since 2019
1 directorHOLDING JUYIN
Owners
Documentsfilings and deeds
03-10-202564 days late
2024financial year
Gross margin from €89,980 to €103,4562 directors appointed, 2 managers resigning 11-01Equity from €146,816 to €220,141Debts from €143,808 to €190,818
Key points
from the 2024 annual accountsTurnover
≈ €210,000 estimated
The accounts state no turnover.
Filings
48 annual accounts 98 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Filing: One annual filing is missing
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 98 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline06-11-2026 today
raises risk · 2024 accounts filed 64 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-10-2025, 64 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
64 days late
2023
31 days late
2022
30 days late
2021
31 days late
2020
11 days late
2019
8 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 27 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (1)
Board and ownership
- POTVIN ASSURFINANCE 100%equity €444,514 (2024) · 2024 annual accounts of POTVIN ASSURFINANCE
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0402514366
2 directors appointed, 2 managers resigning
Resignations: POTVIN ASSURFINANCE (manager) and POTVIN Julien (manager) · Appointments: HOLDING JUYIN (director) and POTVIN Patrick (director) · Permanent representative: POTVIN Julien · General meeting of 28-12-2023 · Gazette deed
Establishment taken over
Rue de Stambruges 19, Bernissart · in the KBO since 1962
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Serdibel Bernissart | €410,959 | €103,456 | 53.6% | - |
| Les Assurances Basselier Binche | €462,332 | €107,917 | 36.5% | 1.9 |
| Gillet père et fils Aywaille | €445,123 | €86,443 | 85.5% | - |
| Verzekerings- en Zakenkantoor Prinzie Poperinge | €322,173 | €118,523 | 29.3% | - |
| Kantoor Stevens Essen | €396,363 | €116,390 | 17.1% | - |
| EURACOR GOUGNARD Uccle | €460,989 | €75,863 | 9.6% | 0.8 |
| ZAKENKANTOOR JOS RYCKEBUSCH Oostkamp | €394,342 | €104,322 | 62.1% | - |
These companies have the same main activity as Serdibel: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €322,000 and €462,000, founded between 1972 and 1983.
Official details
Source: KBO- Status
- ActiveNormal situation
- Activity
- Insurance agents and brokersNACE 66220
- Joint committee
- 307Insurance brokers and agencies · annual accounts 2024
- Establishment unit
- 2.004.697.2187321 Bernissart, since 01-01-1962
- Financial year end
- 31 December
- Peppol
- Reachable since 28-11-2025
Companies linked to Serdibel
Parent and group
Insights on Serdibel
Serdibel has existed since 1968. The gross margin grew from €14,974 in 2006 to €103,456 in 2024.
POTVIN ASSURFINANCE holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Serdibel
- What is the company number of Serdibel?
- The company number of Serdibel is 0402.514.366. The VAT number is the same number with BE in front: BE 0402.514.366.
- Where is Serdibel based?
- The registered office is at Rue de Stambruges 19, 7321 Bernissart.Company details
- What does Serdibel do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of Serdibel?
- Serdibel is a private limited company (BV).
- When was Serdibel founded?
- Serdibel was founded on 01-01-1968.
- Is Serdibel still active?
- Yes, Serdibel is an active enterprise in the KBO register.
- How many employees does Serdibel have?
- Serdibel had an average of 0.5 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- Which joint committee does Serdibel fall under?
- In its 2024 annual accounts, Serdibel states joint committee 307 (Insurance brokers and agencies).
- What is the turnover of Serdibel?
- The turnover in financial year 2024 is ≈ €210,000. This figure is estimated from the gross margin of €103,456 and 30 comparable companies (NACE 66220). It probably lies between €160,000 and €260,000.
- Is Serdibel profitable?
- In financial year 2024, Serdibel made a profit of €73,326.
- Where can I find the annual accounts of Serdibel?
- Serdibel filed 48 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
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