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Kantoor Stevens

Active Risk: not assessed
Public limited companyfounded 1980active for 45 yearsStationsstraat 10, 2910 Essen, BelgiumKBO/BCE: BE 0421.278.522
Summary

Kantoor Stevens is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €67,754 and a net result of €34,301. Equity has been growing by about 26% per year since 2018. Its solvency ranks better than 27% of 1,853 sector peers (NACE 66, financial year 2025). The company has been active since 1980 and the Belgian Official Gazette contains no insolvency or warning signals.

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Kantoor StevensActive
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Overview

Official details

Source: KBO
Status
Active since 23-12-1980 Normal situation
Activity
Insurance agents and brokers NACE 66220and 2 others
Establishment units
2.027.751.049 2910 Essen, since 24-12-1980
2.259.383.089 2990 Wuustwezel, since 01-09-2016
Financial year end
31 December
Peppol
Reachable since 19-11-2025
Company details

Board and ownership

Board
Shareholders
Holdings
Shares in 1 company PlusAssur
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€34,301
▼ 88.8%
Equity
€67,754
▲ 103%
Total assets
€396,363
▼ 9.3%
Employees on 31-12-2025
1
▼ 50.0%
  • 2025 accounts filed 31 days after the deadline
Net result -89%: other schema
Financials
Signalsraises risk2025 accounts filed 31 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal.
raises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
1 day early
2023
26 days early
2022
23 days late
2021
30 days late
2020
1 day early
2019
69 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 18 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025different schema filed ▼ 88.8% View
  • Positive: Oldest company in Essen, Finance and insurance sectorin the Checked rankings No. 1 View

Recent changes

  1. · Gazette deed Merger: KANTOOR STEVENS takes over CHANTRAIN H.Resignation: Nathalie Stevens (director) · Appointments: E.L.C. Invest, DE LAET PONCELET Charlotte Maryse François and DE LAET PONCELET Lauranne Maria Jozef · Permanent representative: Nathalie Stevens
  2. · Gazette deed Merger proposal: KANTOOR STEVENS takes over H.CHANTRAIN
All 15 events

Comparable companies

These companies have the same main activity as Kantoor Stevens: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €376,000 and €462,000, founded between 1980 and 1987.

CompanyTotal assetsGross margin
Kantoor Stevens Essen€396,363€116,390
ZAKENKANTOOR JOS RYCKEBUSCH Oostkamp€394,342€104,322
A.C.T.A. - Terrasi Waterloo€406,637€111,175
L'Auxiliaire commercial Assurances Nivelles€405,860€135,512
Les Assurances Basselier Binche€462,332€107,917
IWAN DAVID SRL Verviers€375,592€98,013
Bureau de Courtage SZYGOWSKI Sint-Lambrechts-Woluwe€396,721€105,527
Full comparison

Key facts about Kantoor Stevens
What is the company number of Kantoor Stevens?
The company number of Kantoor Stevens is 0421.278.522. The VAT number is the same number with BE in front: BE 0421.278.522.
Where is Kantoor Stevens based?
The registered office is at Stationsstraat 10, 2910 Essen.Company details
What does Kantoor Stevens do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of Kantoor Stevens?
The legal form of Kantoor Stevens is Public limited company (NV).
When was Kantoor Stevens founded?
Kantoor Stevens was founded on 23-12-1980.
Is Kantoor Stevens still active?
Yes, Kantoor Stevens is an active enterprise in the KBO register.
How many employees does Kantoor Stevens have?
Kantoor Stevens had an average of 1.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Kantoor Stevens?
The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €116,390 and 31 comparable companies (NACE 66220). It probably lies between €180,000 and €300,000.
Is Kantoor Stevens profitable?
In financial year 2025, Kantoor Stevens made a profit of €34,301.
Where can I find the annual accounts of Kantoor Stevens?
Kantoor Stevens filed 44 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Kantoor Stevens due?
Kantoor Stevens must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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