SERAT
BankruptcySummary
The KBO register records for SERAT the legal situation: open bankruptcy; this is today's state according to the register itself, which carries no start date. The 2023 annual accounts show equity of €21,056 and a net result of -€6,585.
Are you a creditor?
Open bankruptcy
Source: KBO register
The KBO register records a bankruptcy for this company. If it owes you money, you are not paid automatically: you file your claim yourself.
The procedure
The publication of the judgment is not in our data. Court, date and curator are in RegSol: search by the enterprise number.
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.
File a claim in RegSol ↗
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General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help. Full guide for creditors
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2023 was due by 30-04-2024 and was filed on 29-04-2024, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
1 d early
2022
212 d late
2021
542 d late
2020
907 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 415 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Address check Are there other customers at risk in your own list?Debtor check How is the Repair and maintenance of other personal and household goods sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2023, micro schema
Equity
€21,056▼ 23.8%
2022 · €27,641
Total assets
€91,346▲ 14.9%
2022 · €79,475
Net result
-€6,585
2022 · €7,225
Working capital
€16,378▼ 43.4%
2022 · €28,941
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2020202120222023
Operating result€58,785--€34,242€9,798-€4,869
Net result€58,755--€38,439€7,225-€6,585
Equity€58,855-€20,416▼ 65.3%€27,641▲ 35.4%€21,056▼ 23.8%
Total assets€103,677-€61,125▼ 41.0%€79,475▲ 30.0%€91,346▲ 14.9%
Debt€44,821-€40,709▼ 9.2%€51,833▲ 27.3%€70,290▲ 35.6%
Working capital€58,705-€20,266▼ 65.5%€28,941▲ 42.8%€16,378▼ 43.4%
Staff (FTE)99=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €4,869 after €9,798 in 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €91,346
Fixed assets
€4,679 ▲ 3,019%
Current assets
€86,667 ▲ 9.3%
Equity and liabilities €91,346
Equity
€21,056 ▼ 23.8%
Debt
€70,290 ▲ 35.6%
Debt's share of the balance-sheet total rises from 65.2% to 76.9%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.23▼
2022 · 1.57
Quick ratio
1.18▼
2022 · 1.50
Debt to equity
3.34▲
2022 · 1.88
ROE
-31.3%▼
2022 · 26.1%
ROA
-7.2%▼
2022 · 9.1%
Debt ≤ 1 year
€70,290▲
2022 · €50,383
Income taxes
€891▼
2022 · €2,421
Staff costs
€95,636▲
2022 · €46,477
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €147,995 | €28,799 | €46,477 | €95,636 | ▲ 106% |
| Other operating charges640/8 | €1,646 | €797 | €102 | €5,840 | ▲ 5,625% |
| Gross operating margin9900 | €208,426 | -€4,646 | €56,376 | €96,606 | ▲ 71.4% |
| Operating profit (loss)9901 | €58,785 | -€34,242 | €9,798 | -€4,869 | ▼ 150% |
| Financial charges65/66B | €30 | €122 | €152 | €825 | ▲ 443% |
| Recurring financial charges65 | €30 | €122 | €152 | €825 | ▲ 443% |
| Profit (loss) for the period before taxes9903 | €58,755 | -€34,364 | €9,646 | -€5,694 | ▼ 159% |
| Income taxes67/77 | - | €4,075 | €2,421 | €891 | ▼ 63.2% |
| Profit (loss) for the period9904 | €58,755 | -€38,439 | €7,225 | -€6,585 | ▼ 191% |
| Profit (loss) for the period to be appropriated9905 | €58,755 | -€38,439 | €7,225 | -€6,585 | ▼ 191% |
| Line | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €103,677 | €61,125 | €79,475 | €91,346 | ▲ 14.9% |
| Fixed assets21/28 | €150 | €150 | €150 | €4,679 | ▲ 3,019% |
| Financial fixed assets28 | €150 | €150 | €150 | €4,679 | ▲ 3,019% |
| Current assets29/58 | €103,527 | €60,975 | €79,325 | €86,667 | ▲ 9.3% |
| Stocks and contracts in progress3 | €3,751 | €3,751 | €3,751 | €3,751 | = |
| Stocks30/36 | €3,751 | €3,751 | €3,751 | €3,751 | = |
| Amounts receivable within one year40/41 | €14,504 | €36,672 | €60,619 | €73,628 | ▲ 21.5% |
| Trade receivables40 | €11,607 | - | €203 | €0 | ▼ 100% |
| Other amounts receivable41 | €2,898 | €36,672 | €60,417 | €73,628 | ▲ 21.9% |
| Cash at bank and in hand54/58 | €85,252 | €20,533 | €14,296 | €9,289 | ▼ 35.0% |
| Deferred charges and accrued income490/1 | €20 | €20 | €659 | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €103,677 | €61,125 | €79,475 | €91,346 | ▲ 14.9% |
| Equity10/15 | €58,855 | €20,416 | €27,641 | €21,056 | ▼ 23.8% |
| Contributions10/11 | €100 | €100 | €100 | €100 | = |
| Profit (loss) carried forward14 | €58,755 | €20,316 | €27,541 | €20,956 | ▼ 23.9% |
| Amounts payable17/49 | €44,821 | €40,709 | €51,833 | €70,290 | ▲ 35.6% |
| Amounts payable within one year42/48 | €44,821 | €40,709 | €50,383 | €70,290 | ▲ 39.5% |
| Trade debts44 | €10,274 | €2,964 | €7,394 | €17,844 | ▲ 141% |
| Suppliers440/4 | €10,274 | €2,964 | €7,394 | €17,844 | ▲ 141% |
| Taxes, remuneration and social security45 | €34,547 | €37,745 | €42,990 | €52,445 | ▲ 22.0% |
| Taxes450/3 | €34,547 | €37,745 | €28,993 | €26,412 | ▼ 8.9% |
| Remuneration and social security454/9 | - | - | €13,997 | €26,033 | ▲ 86.0% |
| Accrued charges and deferred income492/3 | - | - | €1,450 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €58,755 | -€38,439 | €7,225 | -€6,585 | ▼ 191% |
| Operating cash flow (approximation) | €58,755 | -€38,439 | €7,225 | -€6,585 | ▼ 191% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€4,529 | - |
| Change in cash | - | -€64,719 | -€6,237 | -€5,007 | ▲ 19.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
08-12
KBO administration
Address struck
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 212 days late
24-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 542 days late
24-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 907 days late
2022
30-09
Financial
Back to profitnet €7,225
Net result €7,225 after one loss-making year.
2021
30-09
Financial
Weakest financial yearnet -€38,439
Net result drops to -€38,439, the lowest in the series.
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel)
Ground area
111 m²
Parcel 21562A0379/00M010, Brussels. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21562A0379/00M010 | Brussels | 111 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BKW-Heating
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UNILOCK
BE 0726.818.525
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EURO-COUTURE
BE 0883.742.650
Anderlecht · Eq €22,490
Of 2,544 companies in sector 95290 we hold annual accounts for 418. 287 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded09-01-2019
Fiscal year end30-09
Activities, NACEBEL 2025
95290Repair and maintenance of other personal and household goods
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.