Financials
- Fiscal year
- 2025
- Total assets
- €494,847
- Loss
- -€12,601
- Solvency
- 24.2%
Total assets▲ 7.9%
Net result
20182025
SERA HORECA
ActiveSummary
SERA HORECA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119,963 and a net result of -€12,601. Equity is shrinking by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 45% of 14676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
What they do
Limited-service restaurants, excluding mobile food services
NACE 56112NACE 55302Limited-service restaurants NACE 56102
2 sites
How big
€494,847total assets 2025
- Equity
- €119,963
- Loss
- -€12,601
Turnover not published (abridged schema)
Who decides
Accounts 23 d early0 of 2 deeds read
Why 72- Sector Food and beverage service activities (NACE 56)+ Size: total assets €494,847+ Founded in 2007+ Figures for FY 2025 (filed 08-07-2026)Show the evidence
Checked score
Score 2025
72
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Place in the band from the probability alone: no sector peers known
Financial strength · tick = 2024
Weak
Solvency
49-5
equity 24.2% of total assets
Liquidity
52-9
short-term debt 6.1% · cash 1.6%
Profitability
26-5
return on assets -2.5%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.2%
12-2024: 2.2%● 0.0% vs 11-2024
01-2025: 2.2%▼ -1.5% vs 12-2024
02-2025: 2.2%▲ +1.5% vs 01-2025
03-2025: 2.2%▼ -0.5% vs 02-2025
04-2025: 2.3%▲ +1.0% vs 03-2025
05-2025: 2.2%▼ -2.8% vs 04-2025
06-2025: 2.1%▼ -3.0% vs 05-2025
07-2025: 2.3%▲ +9.1% vs 06-2025highest value
08-2025: 0.5%▼ -80.4% vs 07-2025lowest value
09-2025: 0.5%● 0.0% vs 08-2025lowest value
10-2025: 0.5%● 0.0% vs 09-2025lowest value
11-2025: 0.5%● 0.0% vs 10-2025lowest value
12-2025: 0.5%● 0.0% vs 11-2025lowest value
01-2026: 0.5%● 0.0% vs 12-2025lowest value
02-2026: 0.5%▲ +2.6% vs 01-2026
03-2026: 0.5%● 0.0% vs 02-2026
04-2026: 0.5%▲ +7.5% vs 03-2026
05-2026: 0.5%▲ +2.4% vs 04-2026
06-2026: 0.5%▼ -1.9% vs 05-2026
07-2026: 0.6%▲ +13.3% vs 06-2026
08-2026: 0.7%▲ +14.0% vs 07-2026
09-2026: 0.7%▲ +1.1% vs 08-2026
10-2026: 0.7%● 0.0% vs 09-2026
- Sector Food and beverage service activities (NACE 56) raises the probability
- Size: total assets €494,847 lowers the probability for this profile
- Founded in 2007 lowers the probability for this profile
- Figures for FY 2025 (filed 08-07-2026) lowers the probability
Credit up to €8,000 at 30 days acceptable
Liquidity short (current ratio 0.39 against 4.36 in 2024; short-term debt: 6.1% and cash: 1.6% of total assets), and 75.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: from the bankruptcy probability alone, as no sector peers are known.
Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€12,601
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
16 d early
2023
30 d late
2022
29 d late
2021
61 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (4 of the last 5 filed years within 45 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 08-07-2026Annual accounts filed
- 15-07-2025Annual accounts filed
- 30-08-2024Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Founded
- 30-04-2007
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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