MEMENTO MORI
ActiveThe computed 12-month bankruptcy probability of MEMENTO MORI is 2.8% (moderate). The 2025 annual accounts show equity of €134k and a net result of €-2k. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 53% of 13159 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-13
Solvency59▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.31 in 2024; short-term debt: 26.7% and cash: 1.2% of total assets), and 65.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.3%
Return on assets
-0.5%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
27 d late
2023
26 d late
2022
28 d late
2021
28 d late
2020
28 d late
2019
54 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€134k▼ 5.9%
2024 · €143k
2019: €40k
2020: €99k
2021: €127k
2022: €138k
2023: €128k
2024: €143k
2019 → 2025
Total assets
€393k▼ 14.2%
2024 · €457k
2019: €511k
2020: €655k
2021: €556k
2022: €521k
2023: €489k
2024: €457k
2019 → 2025
Net result
€-2k
2024 · €21k
2019: €34k
2020: €3k
2021: €34k
2022: €18k
2023: €-4k
2024: €21k
2019 → 2025
Working capital
€28k▼ 36.4%
2024 · €44k
2019: €-69k
2020: €-24k
2021: €8k
2022: €30k
2023: €26k
2024: €44k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€127k-€138k▲ 9.3%€128k▼ 7.5%€143k▲ 11.7%€134k▼ 5.9%
Operating result€30k-€14k▼ 54.2%€-8k€22k€-5k
Net result€34k-€18k▼ 46.9%€-4k€21k€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €22k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €393k
Fixed assets
€260k▼ 4.1%
Current assets
€133k▼ 28.8%
Equity and liabilities €393k
Equity
€134k▼ 5.9%
Provisions
€25k▼ 8.4%
Debt
€233k▼ 18.9%
The debt ratio falls from 62.7% to 59.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€18k▼
2024 · €44k
Cash flow
€21k▼
2024 · €43k
Solvency
34.3%▲
2024 · 31.2%
Current ratio
1.27▼
2024 · 1.31
Quick ratio
1.27▼
2024 · 1.31
Debt / equity
1.73▼
2024 · 2.01
ROE
-1.6%▼
2024 · 14.9%
ROA
-0.5%▼
2024 · 4.6%
Interest coverage
5.32▼
2024 · 11.71
Debt
€233k▼
2024 · €287k
Debt ≤ 1 year
€105k▼
2024 · €142k
Debt > 1 year
€128k▼
2024 · €145k
Income taxes
€2k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€457k€393k▼
Fixed assets21/28€271k€260k▼
Tangible fixed assets22/27€270k€259k▼
Land and buildings22€270k€248k▼
Furniture and vehicles24€270€270=
Other tangible fixed assets26-€10k
Financial fixed assets28€920€920=
Current assets29/58€187k€133k▼
Amounts receivable within one year40/41€165k€128k▼
Trade receivables40€165k€127k▼
Other amounts receivable41-€637
Cash at bank and in hand54/58€21k€5k▼
Equity and liabilities
Total equity and liabilities10/49€457k€393k▼
Equity10/15€143k€134k▼
Contributions10/11€19k€19k=
Reserves13€77k€74k▼
Tax-exempt reserves132€77k€74k▼
Profit (loss) carried forward14€16k€17k▲
Investment grants15€31k€25k▼
Provisions and deferred taxes16€28k€25k▼
Deferred taxes168€28k€25k▼
Amounts payable17/49€287k€233k▼
Amounts payable after more than one year17€145k€128k▼
Financial debts170/4€145k€128k▼
Amounts payable within one year42/48€142k€105k▼
Current portion of amounts payable after more than one year42€25k€25k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Advances received on contracts in progress46€10k-
Taxes, remuneration and social security45€27k€819▼
Taxes450/3€27k€819▼
Other amounts payable47/48€78k€75k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€23k▲
Other operating charges640/8€934€971▲
Gross operating margin9900€45k€19k▼
Operating profit (loss)9901€22k€-5k▼
Financial income75/76B€6k€6k=
Recurring financial income75€6k€6k=
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€25k€-2k▼
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€6k€2k▼
Profit (loss) for the period9904€21k€-2k▼
Transfer from tax-exempt reserves789€3k€3k=
Profit (loss) for the period to be appropriated9905€24k€736▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€17k▲
Profit (loss) brought forward from the previous period14P€-8k€16k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
27-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
30-06
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
26-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
30-06
Financial
Weakest financial yearnet €-4k ▼123%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
30-06
Financial
Equity above €100kEq €127k ▲27.9%
3 profitable years in a row build equity to €127k.
28-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
25-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Anderlechtsesteenweg 401000 BrusselGround area
51 m²
Building footprint
56 m²
Volume, LiDAR
570 m³
Parcel 21811M1828/00A000, Brussels · tallest building 15.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
LE CRACHIN
since 20082.173.673.691
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21811M1828/00A000 | Brussels | 51 m² | 1 · 56 m² | 15.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Varonos
BE 0537.640.118
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PASTA QUICK
BE 0455.135.084
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D&V
BE 0730.647.550
Kluisbergen · Eq €135k
VANDEMAELE FREDDY
BE 0436.944.022
Oostrozebeke · Eq €134k
PIZSANI
BE 0445.043.126
Wetteren · Eq €135k
Of 21,904 companies in sector 56112 we hold annual accounts for 9,781. 7,426 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-09-2008
Fiscal year end30-06
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.