BMCF
ActiveBMCF has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €289k and a net result of €-23k. Equity is growing by ~23.7% per year across the filed fiscal years. Its solvency ranks better than 81% of 2288 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability24▼-76
Solvency93▲+8
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 2.2 against 2.82 in 2024; short-term debt: 22.7% and cash: 37.7% of total assets), and 31.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.2%
Return on assets
-5.5%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-02-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
9 d late
2023
3 d early
2022
20 d late
2021
4 d early
2020
26 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-23k
2024 · €152k
2019: €114k
2020: €46k
2021: €132
2022: €84k
2023: €29k
2024: €152k
2019 → 2025
Working capital
€115k▼ 29.7%
2024 · €164k
2019: €-216k
2020: €-154k
2021: €-160k
2022: €-88k
2023: €573k
2024: €164k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€93k-€177k▲ 89.7%€205k▲ 16.1%€312k▲ 52.0%€289k▼ 7.5%
Operating result€132-€84k▲ 63,026%€29k▼ 65.9%€152k▲ 432%€-23k
Net result€132-€84k▲ 63,026%€29k▼ 65.9%€152k▲ 432%€-23k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €23k after €152k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €423k
Fixed assets
€212k▼ 20.4%
Current assets
€212k▼ 16.9%
Equity and liabilities €423k
Equity
€289k▼ 7.5%
Debt
€135k▼ 35.5%
The debt ratio falls from 40.1% to 31.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€35k▼
2024 · €163k
Cash flow
€35k▼
2024 · €163k
Solvency
68.2%▲
2024 · 59.9%
Current ratio
2.20▼
2024 · 2.82
Quick ratio
1.76▼
2024 · 2.60
Debt / equity
0.47▼
2024 · 0.67
ROE
-8.1%▼
2024 · 48.6%
ROA
-5.5%▼
2024 · 29.2%
Debt
€135k▼
2024 · €209k
Debt ≤ 1 year
€96k▲
2024 · €90k
Debt > 1 year
€38k▼
2024 · €118k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€521k€423k▼
Fixed assets21/28€266k€212k▼
Tangible fixed assets22/27€266k€212k▼
Land and buildings22€44k€40k▼
Plant, machinery and equipment23€120k€97k▼
Furniture and vehicles24€102k€75k▼
Current assets29/58€254k€212k▼
Amounts receivable after more than one year29€766€150▼
Other amounts receivable291€766€150▼
Stocks and contracts in progress3€20k€42k▲
Stocks30/36€20k€42k▲
Amounts receivable within one year40/41€17k€10k▼
Trade receivables40-€88
Other amounts receivable41€17k€10k▼
Cash at bank and in hand54/58€215k€160k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€521k€423k▼
Equity10/15€312k€289k▼
Contributions10/11€17k€17k=
Outside capital11€17k€17k=
Other1109/19€17k€17k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Profit (loss) carried forward14€289k€266k▼
Amounts payable17/49€209k€135k▼
Amounts payable after more than one year17€118k€38k▼
Financial debts170/4€114k€35k▼
Other amounts payable178/9€4k€4k=
Amounts payable within one year42/48€90k€96k▲
Current portion of amounts payable after more than one year42€76k€80k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€13k€14k▲
Taxes450/3€13k€14k▲
Other amounts payable47/48€257-
Accrued charges and deferred income492/3-€81
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€58k▲
Gross operating margin9900€163k€35k▼
Operating profit (loss)9901€152k€-23k▼
Profit (loss) for the period before taxes9903€152k€-23k▼
Profit (loss) for the period9904€152k€-23k▼
Profit (loss) for the period to be appropriated9905€152k€-23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€289k€266k▼
Profit (loss) brought forward from the previous period14P€137k€289k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
30-06
Financial
Weakest financial yearnet €-23k ▼115%
Net result drops to €-23k, the lowest in the series.
09-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 9 days late
2024
30-06
Financial
Highest result since 2019net €152k ▲432%
Operating result €152k, net result €152k, both a record.
28-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Liquidity quadruplescurrent ratio 2.85
Current ratio from 0.68 to 2.85.
30-06
Financial
Equity above €200kEq €205k ▲16.1%
5 profitable years in a row build equity to €205k.
20-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 20 days late
2022
30-06
Financial
Equity above €150kEq €177k ▲89.7%
4 profitable years in a row build equity to €177k.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 26 days late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
28-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2017
31-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
03-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 2 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Le Marinellaan 1381040 EtterbeekGround area
577 m²
Building footprint
444 m²
Volume, LiDAR
3,493 m³
2 parcels, Brussels · tallest building 18.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Le Marinellaan 138, 1040 Etterbeek
since 20102.185.079.408
MUSKI
since 20232.352.934.245
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21005A0303/00E020 | Brussels | 296 m² | 1 · 166 m² | 18.5 m · 2 fl. |
| 21363B0352/00F027 | Brussels | 281 m² | 1 · 278 m² | 15.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEtterbeek2.352.934.245
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BE 0894.097.993
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ESCAPE PROD
BE 0649.491.808
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LARIX
BE 0439.274.297
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JAHO SPORTS
BE 0688.560.537
Herent · Eq €292k
Of 6,726 companies in sector 93299 we hold annual accounts for 1,168. 725 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-12-2009
Fiscal year end30-06
Activities, NACEBEL
56112Limited-service restaurants, excluding mobile food services
93299Other amusement and recreation activities
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
96102Launderettes and laundries for private customers
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.