Skip to content

SEPULCHRE VERVIERS

Active
Private limited companyfounded 2018active for 8 yearsRue du Trèfle 10, 4650 Herve, BelgiumKBO/BCE: BE 0700.839.549
Summary

SEPULCHRE VERVIERS has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €199,904 and a net result of €162,476. Equity has been growing by about 39% per year since 2019. Its solvency ranks better than 16% of 9,845 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Official details

Source: KBO
Status
Active since 13-08-2018 Normal situation
Activity
Wholesale of cars and light vans (up to 3.5 tonnes) NACE 46711and 10 others
Establishment unit
2.281.164.836 4650 Herve, since 13-08-2018
Financial year end
31 December
Peppol
Reachable since 25-04-2025

Board and ownership

Board
  • SEPULCHRE ArnaudDirector · since 30-11-2023
  • SNG INVESTDirector · since 30-11-2023 · permanent representative SEPULCHRE Jean-Pierre
Shareholders
  • SNG Invest· score 932025 annual accounts of SNG Invest

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts 2025
Gross margin
€801,670
▲ 24.0%
Turnover
≈ €4.1m
estimated
Profit
€162,476
▲ 272%
Equity
€199,904
▲ 51.0%
Total assets
€2.8m
▲ 29.3%
Employees on 31-12-2025
10
▼ 16.7%
Net result +272%: other schema
Filed on 30-07-2026, 1 day before the deadline
Score breakdownraises riskEquity €199,904 (7.2% of total assets)Founded in 2018lowers riskFigures for financial year 2025 (filed on 30-07-2026)Profit of €162,476 (financial year 2025)Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 42% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Weak
Solvency 32+1
equity 7.2% of total assets
Liquidity 11-4
short-term debt 91.9% · cash 8.6%
Profitability 64+21
return on assets 5.8%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 2.0% 01-2025: 2.0%● unchanged vs 12-2024 02-2025: 2.0%● unchanged vs 01-2025 03-2025: 2.0%● unchanged vs 02-2025 04-2025: 2.1%▲ +0.1 percentage points vs 03-2025 05-2025: 2.2%▲ +0.1 percentage points vs 04-2025 06-2025: 2.1%▼ -0.1 percentage points vs 05-2025 07-2025: 2.4%▲ +0.3 percentage points vs 06-2025highest value 08-2025: 1.3%▼ -1.1 percentage points vs 07-2025 09-2025: 1.3%● unchanged vs 08-2025 10-2025: 1.3%● unchanged vs 09-2025 11-2025: 1.3%● unchanged vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.3%● unchanged vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.4%▲ +0.1 percentage points vs 06-2026 08-2026: 1.0%▼ -0.4 percentage points vs 07-2026 09-2026: 1.0%● unchanged vs 08-2026 10-2026: 0.9%▼ -0.1 percentage points vs 09-2026lowest value 11-2026: 0.9%● unchanged vs 10-2026lowest value
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.62 (1.07 in 2024), below 1. Short-term debt is 91.9% and cash 8.6% of total assets. 92.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 21% of them on solvency, 12% on liquidity, 47% on profitability and 88% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Equity €199,904 (7.2% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 30-07-2026)
NBB · annual accounts
lowers risk · Profit of €162,476 (financial year 2025)
NBB · annual accounts
raises risk · Founded in 2018
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 9845 sector peers (2025).
NBB · sector comparison
Position among 9845 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
1 day early
2024
16 days early
2023
20 days early
2022
10 days late
2021
19 days late
2020
26 days late
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 7 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025different schema filed ▲ 272% View
  • Caution: Lower solvency than 83% of companies in wholesale tradesector median 42.9% · 9,845 companies 7.2% View
  • Positive: 7 profitable years in a rowprofit 2025: €162,476 7 years View

Recent changes

  1. · Gazette deed Capital increase of €650,000 to €668,600
  2. · Gazette deed Changes of role: SEPULCHRE Arnaud, SNG INVEST and FRANCOIS Eric Claude Michel Nicole JosephPermanent representative: SEPULCHRE Jean-Pierre
  3. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as SEPULCHRE VERVIERS: wholesale of cars and light vans (up to 3.5 tonnes) (NACE 46711). They are comparable in size and age: total assets between €1.7m and €3.4m, founded between 2012 and 2020.

CompanyTotal assetsGross margin
SEPULCHRE VERVIERS Herve€2.8m€0.8m
ACG PERFORMANCE Gent€2.2m€1.3m
D&O VAN STEELANT Zedelgem€2.8m€1.4m
CAR PLANET Kuurne€1.9m€0.9m
Auto Center Fleurus Fleurus€1.7m€0.4m
Kempen Zuid MobiliteitsCenter Turnhout€3.4m€0.6m
Govaerts Sint-Truiden Sint-Truiden€3.0m€0.6m
Full comparison

Key facts about SEPULCHRE VERVIERS

What is the company number of SEPULCHRE VERVIERS?
The company number of SEPULCHRE VERVIERS is 0700.839.549. The VAT number is the same number with BE in front: BE 0700.839.549.
Where is SEPULCHRE VERVIERS based?
The registered office is at Rue du Trèfle 10, 4650 Herve.Company details
What does SEPULCHRE VERVIERS do?
According to the KBO register, the main activity is wholesale of cars and light vans (up to 3.5 tonnes) (NACE 46711).
What is the legal form of SEPULCHRE VERVIERS?
The legal form of SEPULCHRE VERVIERS is Private limited company (BV).
When was SEPULCHRE VERVIERS founded?
SEPULCHRE VERVIERS was founded on 13-08-2018.
Is SEPULCHRE VERVIERS still active?
Yes, SEPULCHRE VERVIERS is an active enterprise in the KBO register.
How many employees does SEPULCHRE VERVIERS have?
SEPULCHRE VERVIERS had an average of 9.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of SEPULCHRE VERVIERS?
The turnover in financial year 2025 is ≈ €4.1m. This figure is estimated from the gross margin of €801,670 and 138 comparable companies (NACE 46). It probably lies between €2.6m and €6.9m.
Is SEPULCHRE VERVIERS profitable?
In financial year 2025, SEPULCHRE VERVIERS made a profit of €162,476.
Where can I find the annual accounts of SEPULCHRE VERVIERS?
SEPULCHRE VERVIERS filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SEPULCHRE VERVIERS due?
SEPULCHRE VERVIERS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.