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Auto Center Fleurus

Active
Private limited companyfounded 20179 yrs activeChaussée de Charleroi(FL) 773, 6220 Fleurus, BelgiumKBO/BCE: BE 0670.752.822
Summary

The computed 12-month bankruptcy probability of Auto Center Fleurus is 1.5% (moderate). The 2025 annual accounts show equity of €488,381 and a net result of €93,774. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 34% of 9138 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Wholesale of cars and light vans (up to 3.5 tonnes)
NACE 46711NACE 45111NACE 45113
1 site
Size
€1.7mtotal assets 2025
Staff
4.6 FTE
Equity
€488,381
Profit
€93,774
Financial health
64 Healthy Checked score 2025
Bankruptcy chance 12 m
1.5%
Structure
Holdings
1
Accounts filed 53 d late0 of 6 deeds read
Why 64- Latest accounts 53 days late; 3 of the last 3 late- Liquidity: current ratio 1.52, cash €25,196+ Figures for FY 2025 (filed 22-09-2026)+ Size: 4.6 FTE, total assets €1.7mShow the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 50% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 53+5
equity 28.3% of total assets
Liquidity 21-11
short-term debt 60.0% · cash 1.5%
Profitability 76+2
return on assets 5.4%
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,788 companies)
Last 24 months 11-2024: 1.5% 12-2024: 1.5%● 0.0% vs 11-2024 01-2025: 1.5%▼ -1.2% vs 12-2024 02-2025: 1.5%▲ +1.7% vs 01-2025 03-2025: 1.5%▲ +2.5% vs 02-2025 04-2025: 1.4%▼ -5.7% vs 03-2025lowest value 05-2025: 1.5%▲ +3.7% vs 04-2025 06-2025: 1.6%▲ +8.2% vs 05-2025 07-2025: 1.7%▲ +4.4% vs 06-2025 08-2025: 2.2%▲ +28.7% vs 07-2025 09-2025: 2.5%▲ +17.3% vs 08-2025 10-2025: 4.1%▲ +60.6% vs 09-2025highest value 11-2025: 2.0%▼ -49.7% vs 10-2025 12-2025: 2.0%● 0.0% vs 11-2025 01-2026: 2.0%● 0.0% vs 12-2025 02-2026: 2.0%● 0.0% vs 01-2026 03-2026: 2.0%▼ -0.3% vs 02-2026 04-2026: 2.0%▼ -2.1% vs 03-2026 05-2026: 2.0%▲ +1.4% vs 04-2026 06-2026: 2.0%▼ -0.1% vs 05-2026 07-2026: 2.0%▲ +1.2% vs 06-2026 08-2026: 2.5%▲ +24.1% vs 07-2026 09-2026: 2.8%▲ +10.5% vs 08-2026 10-2026: 1.5%▼ -46.2% vs 09-2026
  • Latest accounts 53 days late; 3 of the last 3 late raises the probability
  • Liquidity: current ratio 1.52, cash €25,196 raises the probability
  • Figures for FY 2025 (filed 22-09-2026) lowers the probability
  • Size: 4.6 FTE, total assets €1.7m lowers the probability for this profile
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 1.52 against 2.29 in 2024; short-term debt: 60% and cash: 1.5% of total assets), but 71.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 38%, liquidity 19%, profitability 64%, growth against the median 78%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 53 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Liquidity: current ratio 1.52, cash €25,196
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 22-09-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: 4.6 FTE, total assets €1.7m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €488,381
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-09-2026, 53 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
53 d late
2024
69 d late
2023
62 d late
2022
464 d late
2021
397 d late
2020
277 d late
2019
430 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 250 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 October (4 of the last 5 filed years within 328 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Annual accounts filedfiscal year 2022 · full…

Key points

  • Total assets 20256 fiscal years filed €1.7m View
  • Active since 2017founded 06-02-2017 9 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.7m
Profit
€93,774
Solvency
28.3%
Total assets▼ 0.5%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2018
Next accounts
by 31-07-2027
  1. 22-09-2026Annual accounts filed
  2. 08-10-2025Annual accounts filed
  3. 06-11-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of cars and light vans (up to…NACE 46711
Founded
06-02-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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