CAR PLANET
ActiveCAR PLANET has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €517k and a net result of €213k. Equity is growing by ~19.7% per year across the filed fiscal years. Its solvency ranks better than 33% of 8002 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+4
Solvency53▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.11 against 1.18 in 2024; short-term debt: 43.6% and cash: 3.8% of total assets), and 72.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.9%
Return on assets
11.5%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 06-01-2026, 114 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
114 d early
2024
114 d early
2023
21 d early
2022
39 d early
2021
43 d early
2020
9 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€517k▼ 6.7%
2024 · €554k
2018: €130k
2019: €214k
2020: €159k
2021: €263k
2022: €395k
2023: €388k
2024: €554k
2018 → 2025
Total assets
€1.85M▼ 8.8%
2024 · €2.03M
2018: €1.62M
2019: €1.62M
2020: €1.50M
2021: €1.59M
2022: €1.59M
2023: €1.61M
2024: €2.03M
2018 → 2025
Net result
€213k▲ 28.1%
2024 · €166k
2018: €58k
2019: €93k
2020: €105k
2021: €116k
2022: €146k
2023: €158k
2024: €166k
2018 → 2025
Working capital
€93k▼ 42.8%
2024 · €162k
2018: €-72k
2019: €22k
2020: €-29k
2021: €31k
2022: €112k
2023: €69k
2024: €162k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€263k-€395k▲ 50.2%€388k▼ 1.8%€554k▲ 42.9%€517k▼ 6.7%
Operating result€168k-€205k▲ 22.3%€237k▲ 15.7%€254k▲ 7.1%€315k▲ 23.9%
Net result€116k-€146k▲ 25.2%€158k▲ 8.4%€166k▲ 5.2%€213k▲ 28.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 24% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.85M
Fixed assets
€953k▼ 2.9%
Current assets
€901k▼ 14.3%
Equity and liabilities €1.85M
Equity
€517k▼ 6.7%
Debt
€1.34M▼ 9.6%
The debt ratio falls from 72.7% to 72.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€407k▲
2024 · €331k
Cash flow
€305k▲
2024 · €243k
Solvency
27.9%▲
2024 · 27.3%
Current ratio
1.11▼
2024 · 1.18
Quick ratio
0.79▲
2024 · 0.74
Debt / equity
2.59▼
2024 · 2.67
ROE
41.2%▲
2024 · 30.0%
ROA
11.5%▲
2024 · 8.2%
Interest coverage
8.54▼
2024 · 9.46
Debt
€1.34M▼
2024 · €1.48M
Debt ≤ 1 year
€808k▼
2024 · €889k
Debt > 1 year
€529k▼
2024 · €589k
Income taxes
€60k▲
2024 · €56k
Staff costs
€375k▲
2024 · €306k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.03M€1.85M▼
Fixed assets21/28€981k€953k▼
Tangible fixed assets22/27€881k€852k▼
Land and buildings22€707k€670k▼
Plant, machinery and equipment23€20k€44k▲
Furniture and vehicles24€154k€138k▼
Financial fixed assets28€101k€101k=
Current assets29/58€1.05M€901k▼
Stocks and contracts in progress3€392k€266k▼
Stocks30/36€392k€266k▼
Amounts receivable within one year40/41€402k€545k▲
Trade receivables40€402k€179k▼
Other amounts receivable41-€367k
Current investments50/53€15k€0▼
Cash at bank and in hand54/58€237k€71k▼
Deferred charges and accrued income490/1€5k€18k▲
Equity and liabilities
Total equity and liabilities10/49€2.03M€1.85M▼
Equity10/15€554k€517k▼
Contributions10/11€19k€19k=
Reserves13€536k€498k▼
Tax-exempt reserves132€0€42k▲
Distributable reserves133€536k€456k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.48M€1.34M▼
Amounts payable after more than one year17€589k€529k▼
Financial debts170/4€589k€529k▼
Amounts payable within one year42/48€889k€808k▼
Current portion of amounts payable after more than one year42€65k€60k▼
Financial debts43-€17k
Credit institutions430/8-€17k
Trade debts44€521k€191k▼
Suppliers440/4€521k€191k▼
Taxes, remuneration and social security45€96k€121k▲
Taxes450/3€46k€51k▲
Remuneration and social security454/9€50k€70k▲
Other amounts payable47/48€208k€419k▲
Accrued charges and deferred income492/3€398€78▼
Income statement
Code20242025
Non-recurring operating income76A€14k€4k▼
Remuneration, social security and pensions62€306k€375k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€77k€92k▲
Other operating charges640/8€36k€45k▲
Non-recurring operating charges66A€0€24k▲
Gross operating margin9900€673k€851k▲
Operating profit (loss)9901€254k€315k▲
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€35k€48k▲
Recurring financial charges65€35k€48k▲
Profit (loss) for the period before taxes9903€223k€273k▲
Income taxes67/77€56k€60k▲
Profit (loss) for the period9904€166k€213k▲
Transfer from tax-exempt reserves789€84k€0▼
Transfer to tax-exempt reserves689-€42k
Profit (loss) for the period to be appropriated9905€250k€171k▼
Appropriation of the result
Profit (loss) to be appropriated9906€250k€171k▼
Transfer from equity791/2€0€250k▲
Transfer to equity691/2€250k€171k▼
To other reserves6921€250k€171k▼
Profit to be distributed694/7€0€250k▲
Return on contributions (dividend)694€0€250k▲
Employees696€0-
Social balance
Average headcount (FTE)90876.94.7▼
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Highest result since 2018net €213k ▲28.1%
Operating result €315k, net result €213k, both a record.
06-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Equity above €500kEq €554k ▲42.9%
7 profitable years in a row build equity to €554k.
09-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
22-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
18-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Equity above €200kEq €263k ▲65.3%
4 profitable years in a row build equity to €263k.
21-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Equity above €200kEq €214k ▲63.9%
2 profitable years in a row build equity to €214k.
04-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kuurne · 2 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brugsesteenweg 3568520 KuurneGround area
4,131 m²
Building footprint
2,774 m²
Volume, LiDAR
14,768 m³
2 parcels, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
CAR PLANET
since 20152.242.919.518
DECOCARS KUURNE
since 20262.383.498.549
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34023B0274/00M000 | Flanders | 2,981 m² | 1 · 2,028 m² | 10.2 m · 2 fl. |
| 34023B0274/00C000 | Flanders | 1,150 m² | 1 · 746 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 15,622 EUR awarded · 15,622 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 8,211 EUR | 8,211 EUR |
| 2024 | 1 | 4,862 EUR | 4,862 EUR |
| 2023 | 1 | 2,346 EUR | 2,346 EUR |
| 2022 | 1 | 203 EUR | 203 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
699400QIE6MJT2LCCO96
Similar companies · same sector, comparable size
VK CARS
BE 0466.518.827
Wortegem-Petegem · Eq €518k
A. MAX MOTORS
BE 0435.096.072
Rebecq · Eq €516k
INVEST-MOBILE
BE 0810.334.535
Knokke-Heist · Eq €522k
WESTON GLOBAL
BE 0667.726.323
Aarschot · Eq €512k
Autobedrijf G & D
BE 0466.590.784
Tienen · Eq €512k
Of 2,128 companies in sector 46711 we hold annual accounts for 1,126. 680 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2015
Fiscal year end30-09
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
45112
46180Agents specialised in the wholesale of other particular products
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.