Equity
-€212,943
Debts exceed assets in financial year 2025.
SEPHI
Lifetime
12 annual accounts with figures on one time axispeak €173,384 (2015)
-€15,08118 months
lowest -€83,324 (2025)
-€83,32418 months
peak €28,815 (2015)
-€212,943▼ €83,324
€790,651▲ 12.1%
peak 0 FTE (2024)
0 FTE
Board3 names since 2011
2 directors and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Financial year from 01-07-2024 to 31-12-2025, 18 monthsLoss of €83,324Amendment of the articles · Legal-form change · Resignations… 28-02Equity from -€129,620 to -€212,943Cash from €1,653 to €301
Key points
from the 2025 annual accountsResult
-€83,324 -€83,324
From profit to loss in 2025, after a profit of €44,736 in 2024.
Debts
€790,651 137% of the balance sheet
Suppliers 1%Taxes and wages 0%Other 99%
Of this, €788,951 falls due within a year.
2025 accounts filed 31 days after the deadline
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 598 companies had the same profile as SEPHI has now. Each dot stands for 2 companies, two years later.
83.3%
were still trading
6.0%
stopped another way
9.4%
went bankrupt
Another 1.3% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 598 companies, not a prediction for SEPHI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director, since 18-02-2025
Director, since 18-02-2025
- 93 sharesdeed of 28-02-2025
- 93 sharesdeed of 28-02-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0841987516
Amendment of the articles · Legal-form change · Resignations & appointments
Change of role: , from manager to director · Resignation: (manager) · Appointment: (director) · General meeting of 18-02-2025 · Gazette deed
New manager
appointed, resigned · Permanent representative: · Director discharge: (manager) · General meeting of 04-04-2019 · Gazette deed
Incorporation
published on 02-01-2012 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SEPHI Chièvres | €0.6m | -€15,081 | -36.9% | 0 |
| BUSINY Mons | €1.0m | -€178,735 | 30.6% | - |
| K.D. Hamois | €0.5m | -€10,227 | 87.8% | 0 |
| RUDI VAN STAPPEN Putte | €0.7m | -€15,201 | 99.3% | - |
| Partnership, Risk & Services Lasne | €0.6m | €382 | 86.3% | - |
| Administration & Construction Services Antwerp | €0.7m | -€45,914 | -19.3% | - |
| Frannita Wingene | €0.5m | -€23,107 | 81.2% | - |
These companies have the same main activity as SEPHI: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €460,000 and €1m, founded between 1987 and 2014.
Official details
Source: KBO- Status
- Active since 20-12-2011Normal situation
- Activity
- Office administrative and support servicesNACE 82100and 3 others
- Establishment unit
- 2.208.930.0257950 Chièvres, since 20-12-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 01-12-2025
Insights on SEPHI
SEPHI files the abbreviated format. That format states no turnover. The gross margin fell from €140,474 in 2013 to -€15,081 in 2025.
The balance sheet grew most from 2016 to 2017 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SEPHI
- What is the company number of SEPHI?
- The company number of SEPHI is 0841.987.516. The VAT number is the same number with BE in front: BE 0841.987.516.
- Where is SEPHI based?
- The registered office is at Rue de Canteleux 8, 7950 Chièvres.Company details
- What does SEPHI do?
- According to the KBO register, the main activity is office administrative and support services (NACE 82100).
- What is the legal form of SEPHI?
- SEPHI is a private limited company (BV).
- When was SEPHI founded?
- SEPHI was founded on 20-12-2011.
- Is SEPHI still active?
- Yes, SEPHI is an active enterprise in the KBO register.
- What is the turnover of SEPHI?
- The annual accounts for financial year 2025 state no turnover.Financials
- Is SEPHI profitable?
- In financial year 2025, SEPHI made a loss of €83,324.
- Where can I find the annual accounts of SEPHI?
- SEPHI filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
Next steps
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