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Partnership, Risk & Services

Active
Private limited companyfounded 2009active for 17 yearsRue de la Closière 5, 1380 Lasne, BelgiumKBO/BCE: BE 0819.523.801
Summary

Partnership, Risk & Services has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €542,950 and a net result of -€42,041. Equity remains stable across the filed financial years (±1.4% per year). Its solvency ranks better than 87% of 9,458 sector peers (NACE 82, financial year 2024). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Activity
Office administrative and support services
NACE 82100
1 site
Size
€627,643total assets 2024
Equity
€542,950
Loss
-€42,041
Turnover not published (micro format)
Financial health
55 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
1.0%
Structure
Holdings
1
2025 accounts not filed, 85 days past the deadline2 of 7 deeds summarised
Why 55raises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed 02-09-2025)Liquidity: current ratio 23.35, cash €2,889, halvedLoss of €42,041, the second in a row (financial year 2024)lowers riskSector: Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2024
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 40% of its sector peers (NACE 82, micro)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Average
Solvency 100=
equity 86.5% of total assets
Liquidity 51-1
short-term debt 1.4% · cash 0.5%
Profitability 10-27
return on assets -6.7%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,638 companies, NACE 82, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025lowest value 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.3%▲ +0.1 percentage points vs 08-2025 10-2025: 0.2%▼ -0.1 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.3 percentage points vs 07-2026 09-2026: 0.6%▲ +0.1 percentage points vs 08-2026 10-2026: 1.0%▲ +0.4 percentage points vs 09-2026highest value
Credit of up to €25,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 23.35, above the usual 1.5; short-term debt: 1.4% and cash: 0.5% of total assets), and 13.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 88% on solvency, 41% on liquidity, 13% on profitability and 19% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed 02-09-2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 23.35, cash €2,889, halved
NBB · annual accounts
raises risk · Loss of €42,041, the second in a row (financial year 2024)
NBB · annual accounts
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€42,041
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 85 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline24-10-2026 today
raises risk · 2024 accounts filed 27 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
27 days late
2023
26 days late
2022
30 days late
2021
61 days late
2020
31 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 44 days after the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Weakest financial yearnet -€42,041
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Risk: 4 loss-making years in a rowloss financial year 2024 -€42,041 View
  • Caution: Among the weakest 5% on net resultsector median €14,032 · 9,458 companies -€42,041 View
  • Caution: 2025 accounts not fileddeadline was 31-07-2026 85 days past the deadline View
  • Merger with GUEVAR, LELUBRE, VANDERBORGHT ET CIEmerger on 06-03-2024 2024 View
  • Caution: Equity fell in 2024from €734,814 to €542,950 ▼ 26.1% View

By topic

Financials

Financial year
2024
Total assets
€627,643
Loss
-€42,041
Solvency
86.5%
Total assets▼ 14.9%
Net result
20182024
Go to Financials

Timeline

Events
20
Since
2011
  1. 06-03-2024Legal-form change · Resignations & appointments ·…
  2. 22-12-2023Restructuring
  3. 30-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Office administrative and support servicesNACE 82100
Founded
12-10-2009
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
27
Annual meeting
First Monday of June at 18:00
Purpose
“Leserviceauxsociétés,leconseilpouraffairesetautresconseilsdegestion,laconsultance…” (deed in French)
Go to Articles of association

Key facts about Partnership, Risk & Services

What is the company number of Partnership, Risk & Services?
0819.523.801. In Belgium the VAT number is the company number with BE in front: BE 0819.523.801.
Where is Partnership, Risk & Services based?
The registered office is at Rue de la Closière 5, 1380 Lasne.Company details
What does Partnership, Risk & Services do?
According to the KBO register, the main activity is office administrative and support services (NACE 82100).
What is the legal form of Partnership, Risk & Services?
Private limited company (BV).
When was Partnership, Risk & Services founded?
On 12-10-2009.
Is Partnership, Risk & Services still active?
Yes, Partnership, Risk & Services is an active enterprise in the KBO register.
What is the turnover of Partnership, Risk & Services?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Partnership, Risk & Services profitable?
In financial year 2024, Partnership, Risk & Services made a loss of €42,041.
Where can I find the annual accounts of Partnership, Risk & Services?
Partnership, Risk & Services filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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