SENVIRO
ActiveSENVIRO has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €200k and a net result of €79k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 47% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+2
Solvency76▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 2.04 against 1.58 in 2024; short-term debt: 48.6% and cash: 70.6% of total assets), and 48.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.4%
Return on assets
20.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
72 d early
2023
43 d early
2022
7 d early
2021
31 d early
2020
10 d late
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€200k▲ 64.5%
2024 · €122k
2018: €63k
2019: €75k
2020: €95k
2021: €147k
2022: €123k
2023: €123k
2024: €122k
2018 → 2025
Total assets
€389k▲ 28.0%
2024 · €304k
2018: €89k
2019: €129k
2020: €146k
2021: €186k
2022: €222k
2023: €259k
2024: €304k
2018 → 2025
Net result
€79k▲ 36.2%
2024 · €58k
2018: €11k
2019: €18k
2020: €26k
2021: €53k
2022: €33k
2023: €53k
2024: €58k
2018 → 2025
Working capital
€196k▲ 84.7%
2024 · €106k
2018: €57k
2019: €59k
2020: €83k
2021: €116k
2022: €99k
2023: €98k
2024: €106k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€147k-€123k▼ 16.3%€123k=€122k▼ 1.2%€200k▲ 64.5%
Operating result€75k-€49k▼ 34.8%€72k▲ 47.6%€78k▲ 8.3%€107k▲ 36.5%
Net result€53k-€33k▼ 37.6%€53k▲ 61.0%€58k▲ 9.1%€79k▲ 36.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 37% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €389k
Fixed assets
€4k▼ 75.1%
Current assets
€386k▲ 33.5%
Equity and liabilities €389k
Equity
€200k▲ 64.5%
Debt
€189k▲ 3.7%
The debt ratio falls from 60.0% to 48.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€119k▲
2024 · €90k
Cash flow
€90k▲
2024 · €69k
Solvency
51.4%▲
2024 · 40.0%
Current ratio
2.04▲
2024 · 1.58
Quick ratio
2.04▲
2024 · 1.58
Debt / equity
0.94▼
2024 · 1.50
ROE
39.2%▼
2024 · 47.4%
ROA
20.2%▲
2024 · 19.0%
Interest coverage
22.86▲
2024 · 18.79
Debt
€189k▲
2024 · €182k
Debt ≤ 1 year
€189k▲
2024 · €182k
Income taxes
€25k▲
2024 · €18k
Staff costs
€150k▲
2024 · €112k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€304k€389k▲
Fixed assets21/28€15k€4k▼
Tangible fixed assets22/27€14k€3k▼
Plant, machinery and equipment23€879€581▼
Furniture and vehicles24€13k€2k▼
Financial fixed assets28€1k€1k=
Current assets29/58€289k€386k▲
Amounts receivable within one year40/41€56k€54k▼
Trade receivables40€56k€54k▼
Other amounts receivable41-€79
Current investments50/53€58k€53k▼
Cash at bank and in hand54/58€171k€275k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€304k€389k▲
Equity10/15€122k€200k▲
Contributions10/11€19k€19k=
Reserves13€103k€182k▲
Distributable reserves133€103k€182k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€182k€189k▲
Amounts payable within one year42/48€182k€189k▲
Trade debts44€9k€12k▲
Suppliers440/4€9k€12k▲
Taxes, remuneration and social security45€70k€65k▼
Taxes450/3€42k€34k▼
Remuneration and social security454/9€29k€31k▲
Other amounts payable47/48€103k€112k▲
Income statement
Code20242025
Remuneration, social security and pensions62€112k€150k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€863€0▼
Other operating charges640/8€821€1k▲
Gross operating margin9900€204k€269k▲
Operating profit (loss)9901€78k€107k▲
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€75k€103k▲
Income taxes67/77€18k€25k▲
Profit (loss) for the period9904€58k€79k▲
Profit (loss) for the period to be appropriated9905€58k€79k▲
Appropriation of the result
Profit (loss) to be appropriated9906€58k€79k▲
Transfer from equity791/2€2k€0▼
Transfer to equity691/2-€79k
To other reserves6921-€79k
Profit to be distributed694/7€59k€0▼
Return on contributions (dividend)694€59k€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €79k ▲36.2%
Operating result €107k, net result €79k, both a record.
31-12
Financial
Equity above €200kEq €200k ▲64.5%
8 profitable years in a row build equity to €200k.
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €147k ▲55.5%
4 profitable years in a row build equity to €147k.
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terbekehofdreef 43a/42610 AntwerpenGround area
1.3 ha
Building footprint
7,913 m²
Volume, LiDAR
41,948 m³
2 parcels, Flanders · tallest building 17.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Terbekehofdreef 43a, 2610 Antwerpen
since 20182.277.433.108
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11463D0176/00M003 | Flanders | 8,925 m² | 1 · 5,812 m² | 17.6 m · 2 fl. |
| 11463D0151/00Y000 | Flanders | 4,084 m² | 1 · 2,101 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 12,510 EUR awarded · 12,760 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 5,332 EUR | 5,332 EUR |
| 2024 | 1 | 852 EUR | 5,631 EUR |
| 2023 | 1 | 5,789 EUR | 1,260 EUR |
| 2022 | 1 | 537 EUR | 537 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaams opleidingsverlof (VOV)
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Of 2,145 companies in sector 71209 we hold annual accounts for 1,086. 806 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2014
Fiscal year end31-12
Activities, NACEBEL
71209Other technical testing and analysis
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.