ENERMICO
ActiveENERMICO has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €240k and a net result of €10k. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 49% of 9389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-7
Solvency79▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 1.96 against 2.07 in 2024; short-term debt: 33.3% and cash: 38.3% of total assets), and 46% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54%
Return on assets
2.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-12-2025, 58 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
58 d early
2024
74 d early
2023
65 d early
2022
50 d early
2021
60 d early
2020
32 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€240k▼ 11.1%
2024 · €270k
2019: €106k
2020: €135k
2021: €185k
2022: €211k
2023: €259k
2024: €270k
2019 → 2025
Total assets
€445k▼ 6.7%
2024 · €477k
2019: €270k
2020: €357k
2021: €419k
2022: €410k
2023: €499k
2024: €477k
2019 → 2025
Net result
€10k▼ 71.6%
2024 · €34k
2019: €38k
2020: €29k
2021: €51k
2022: €25k
2023: €81k
2024: €34k
2019 → 2025
Working capital
€142k▼ 8.2%
2024 · €155k
2019: €34k
2020: €51k
2021: €75k
2022: €114k
2023: €152k
2024: €155k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€185k-€211k▲ 13.8%€259k▲ 22.9%€270k▲ 4.3%€240k▼ 11.1%
Operating result€79k-€50k▼ 36.5%€127k▲ 153%€60k▼ 52.7%€24k▼ 60.5%
Net result€51k-€25k▼ 49.7%€81k▲ 219%€34k▼ 58.7%€10k▼ 71.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 61% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €445k
Fixed assets
€155k▼ 12.6%
Current assets
€291k▼ 3.2%
Equity and liabilities €445k
Equity
€240k▼ 11.1%
Debt
€205k▼ 0.9%
The debt ratio rises from 43.3% to 46.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€72k▼
2024 · €102k
Cash flow
€58k▼
2024 · €75k
Solvency
54.0%▼
2024 · 56.7%
Current ratio
1.96▼
2024 · 2.07
Quick ratio
1.96▼
2024 · 2.07
Debt / equity
0.85▲
2024 · 0.77
ROE
4.0%▼
2024 · 12.5%
ROA
2.1%▼
2024 · 7.1%
Interest coverage
6.35▼
2024 · 8.39
Debt
€205k▼
2024 · €207k
Debt ≤ 1 year
€148k▲
2024 · €145k
Debt > 1 year
€54k▼
2024 · €59k
Income taxes
€9k▼
2024 · €17k
Staff costs
€316k▲
2024 · €256k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€477k€445k▼
Fixed assets21/28€177k€155k▼
Intangible fixed assets21€22k€11k▼
Tangible fixed assets22/27€151k€121k▼
Land and buildings22€56k€51k▼
Plant, machinery and equipment23€55k€42k▼
Furniture and vehicles24€39k€27k▼
Financial fixed assets28€4k€24k▲
Current assets29/58€300k€291k▼
Amounts receivable within one year40/41€131k€90k▼
Trade receivables40€84k€57k▼
Other amounts receivable41€47k€33k▼
Current investments50/53-€25k
Cash at bank and in hand54/58€159k€171k▲
Deferred charges and accrued income490/1€11k€5k▼
Equity and liabilities
Total equity and liabilities10/49€477k€445k▼
Equity10/15€270k€240k▼
Contributions10/11€12k€12k=
Reserves13€258k€228k▼
Distributable reserves133€258k€228k▼
Amounts payable17/49€207k€205k▼
Amounts payable after more than one year17€59k€54k▼
Financial debts170/4€59k€54k▼
Amounts payable within one year42/48€145k€148k▲
Current portion of amounts payable after more than one year42€42k€37k▼
Trade debts44€48k€43k▼
Suppliers440/4€48k€43k▼
Taxes, remuneration and social security45€55k€68k▲
Taxes450/3€9k€13k▲
Remuneration and social security454/9€46k€55k▲
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€11k-
Remuneration, social security and pensions62€256k€316k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€48k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€1k
Other operating charges640/8€3k€3k▼
Non-recurring operating charges66A€5k€1k▼
Gross operating margin9900€366k€393k▲
Operating profit (loss)9901€60k€24k▼
Financial income75/76B€3k€6k▲
Recurring financial income75€3k€6k▲
Financial charges65/66B€12k€11k▼
Recurring financial charges65€12k€11k▼
Profit (loss) for the period before taxes9903€51k€19k▼
Income taxes67/77€17k€9k▼
Profit (loss) for the period9904€34k€10k▼
Profit (loss) for the period to be appropriated9905€34k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€10k▼
Transfer from equity791/2€21k€38k▲
Transfer to equity691/2€32k€8k▼
To other reserves6921€32k€8k▼
Profit to be distributed694/7€23k€40k▲
Directors or managers695€23k€40k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
04-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €10k ▼71.6%
Net result drops to €10k, the lowest in the series.
2024
18-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
27-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2019net €81k ▲219%
Operating result €127k, net result €81k, both a record.
2022
12-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Equity above €200kEq €211k ▲13.8%
4 profitable years in a row build equity to €211k.
2021
02-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Equity above €150kEq €185k ▲37.7%
3 profitable years in a row build equity to €185k.
2020
30-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
13-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
14-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Balen · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwarte-Dreeferf 112490 BalenGround area
1,618 m²
Building footprint
281 m²
Volume, LiDAR
1,153 m³
2 parcels, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
ENERMICO
since 20162.253.849.042
Enermico
since 20242.366.336.378
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13003A0110/00S038 | Flanders | 1,498 m² | 1 · 160 m² | 3.6 m · 1 fl. |
| 13342C0771/00C000 | Flanders | 120 m² | 1 · 120 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 14,193 EUR awarded · 13,977 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,405 EUR | 2,405 EUR |
| 2024 | 2 | 5,251 EUR | 5,251 EUR |
| 2023 | 2 | 5,022 EUR | 5,022 EUR |
| 2022 | 1 | 1,515 EUR | 1,299 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaams opleidingsverlof (VOV)
Similar companies · same sector, comparable size
ARCOPLAN, société d'architectes
BE 0444.651.166
Andenne · Eq €240k
Bureau d’architecture et d’ingénierie Pierard Christine
BE 0882.887.367
Saint-Hubert · Eq €240k
Johan Anrys Architect
BE 0803.562.450
Leuven · Eq €240k
COSAMA
BE 0773.515.216
Merelbeke-Melle · Eq €241k
WAter
BE 0755.418.974
Oostende · Eq €240k
Of 18,249 companies in sector 71111 we hold annual accounts for 6,319. 4,944 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-05-2016
Fiscal year end30-06
Activities, NACEBEL
71111Activities of building architects
71209Other technical testing and analysis
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.