DE WOONSTUDIE
ActiveThe annual accounts of DE WOONSTUDIE for fiscal year 2025 show a net loss of 71% of the equity at the start of that year. The 2025 annual accounts show equity of €17k and a net result of €-43k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 13% of 31642 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability30▼-45
Solvency30▼-14
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.63 against 0.98 in 2024; short-term debt: 54.3% and cash: 6% of total assets), and 94.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.2%
Return on assets
-13%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 31642 sector peers (2025).
NBB · sector comparisonPosition among 31642 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
131 d early
2023
48 d early
2022
61 d early
2021
33 d early
2020
60 d early
2019
20 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▼ 71.5%
2024 · €60k
2018: €43k
2019: €26k
2020: €42k
2021: €49k
2022: €38k
2023: €47k
2024: €60k
2018 → 2025
Total assets
€328k▲ 3.0%
2024 · €319k
2018: €97k
2019: €89k
2020: €160k
2021: €200k
2022: €214k
2023: €220k
2024: €319k
2018 → 2025
Net result
€-43k
2024 · €15k
2018: €18k
2019: €-16k
2020: €17k
2021: €9k
2022: €-11k
2023: €10k
2024: €15k
2018 → 2025
Working capital
€-65k▼ 2,101%
2024 · €-3k
2018: €43k
2019: €14k
2020: €24k
2021: €19k
2022: €-6k
2023: €-9k
2024: €-3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€49k-€38k▼ 23.1%€47k▲ 23.3%€60k▲ 28.4%€17k▼ 71.5%
Operating result€14k-€-9k€12k€30k▲ 146%€-36k
Net result€9k-€-11k€10k€15k▲ 43.3%€-43k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €36k after €30k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €328k
Fixed assets
€216k▲ 9.4%
Current assets
€113k▼ 7.3%
Equity and liabilities €328k
Equity
€17k▼ 71.5%
Debt
€311k▲ 20.2%
The debt ratio rises from 81.2% to 94.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€33k▼
2024 · €87k
Cash flow
€26k▼
2024 · €73k
Solvency
5.2%▼
2024 · 18.8%
Current ratio
0.63▼
2024 · 0.98
Quick ratio
0.63▼
2024 · 0.98
Debt / equity
18.23▲
2024 · 4.33
ROE
-250.5%▼
2024 · 25.0%
ROA
-13.0%▼
2024 · 4.7%
Interest coverage
3.32▼
2024 · 10.49
Debt
€311k▲
2024 · €259k
Debt ≤ 1 year
€178k▲
2024 · €125k
Debt > 1 year
€133k▼
2024 · €134k
Income taxes
€202▼
2024 · €7k
Staff costs
€254k▼
2024 · €260k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€319k€328k▲
Fixed assets21/28€197k€216k▲
Intangible fixed assets21€175€0▼
Tangible fixed assets22/27€197k€216k▲
Plant, machinery and equipment23€110k€80k▼
Furniture and vehicles24€87k€136k▲
Current assets29/58€122k€113k▼
Amounts receivable within one year40/41€102k€91k▼
Trade receivables40€94k€86k▼
Other amounts receivable41€8k€5k▼
Cash at bank and in hand54/58€17k€20k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€319k€328k▲
Equity10/15€60k€17k▼
Contributions10/11€19k€19k=
Reserves13€41k€39k▼
Distributable reserves133€41k€39k▼
Profit (loss) carried forward14€0€-41k▼
Amounts payable17/49€259k€311k▲
Amounts payable after more than one year17€134k€133k▼
Financial debts170/4€134k€133k▼
Amounts payable within one year42/48€125k€178k▲
Current portion of amounts payable after more than one year42€60k€93k▲
Financial debts43-€50k
Credit institutions430/8-€50k
Trade debts44€12k€0▼
Suppliers440/4€12k€0▼
Taxes, remuneration and social security45€50k€35k▼
Taxes450/3€12k€25k▲
Remuneration and social security454/9€39k€10k▼
Other amounts payable47/48€2k€368▼
Income statement
Code20242025
Remuneration, social security and pensions62€260k€254k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€68k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€350k€290k▼
Operating profit (loss)9901€30k€-36k▼
Financial income75/76B€305€3k▲
Recurring financial income75€305€3k▲
Financial charges65/66B€8k€10k▲
Recurring financial charges65€8k€10k▲
Profit (loss) for the period before taxes9903€22k€-43k▼
Income taxes67/77€7k€202▼
Profit (loss) for the period9904€15k€-43k▼
Profit (loss) for the period to be appropriated9905€15k€-43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€-43k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2-€2k
Transfer to equity691/2€13k€0▼
To other reserves6921€13k€0▼
Profit to be distributed694/7€2k€0▼
Return on contributions (dividend)694€2k€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-43k ▼386%
Net result drops to €-43k, the lowest in the series.
22-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lierde · 2 establishment units since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Strichtstraat 369570 LierdeGround area
1,370 m²
Building footprint
277 m²
Volume, LiDAR
1,527 m³
2 parcels, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Strichtstraat 36, 9570 Lierde
since 20122.212.183.780
DE WOONSTUDIE
since 20232.350.187.066
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45004A0148/02R000 | Flanders | 744 m² | 1 · 172 m² | 7.7 m · 2 fl. |
| 45004A0791/00X004 | Flanders | 626 m² | 1 · 105 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SEVEN DAYS OPEN
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 28,858 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-08-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
71209Other technical testing and analysis
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.