SEMPELS
ActiveSummary
SEMPELS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €177k and a net result of €-6k. Equity is growing by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 71% of 10407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability30▼-25
Solvency84▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.38 against 0.43 in 2024; short-term debt: 35.3% and cash: 1.1% of total assets), and 41.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
9 d early
2023
8 d late
2022
3 d early
2021
18 d early
2020
8 d early
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€177k▼ 3.2%
2024 · €183k
Total assets
€301k▼ 6.1%
2024 · €320k
Net result
€-6k
2024 · €17k
Working capital
€-66k▼ 8.8%
2024 · €-61k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€20k▼ 58.4%€29k▲ 46.7%€72k▲ 147%€37k▼ 48.8%€12k▼ 67.3%
Net result€793▼ 97.3%€9k▲ 1,091%€39k▲ 311%€17k▼ 57.0%€-6k
Equity€118k▲ 0.7%€128k▲ 8.0%€166k▲ 30.5%€183k▲ 10.0%€177k▼ 3.2%
Total assets€362k▼ 2.7%€351k▼ 2.9%€343k▼ 2.5%€320k▼ 6.5%€301k▼ 6.1%
Debt€244k▼ 4.3%€224k▼ 8.2%€176k▼ 21.3%€137k▼ 22.1%€124k▼ 9.9%
Working capital€-85k▼ 22.4%€-96k▼ 13.1%€-75k▲ 22.4%€-61k▲ 19.0%€-66k▼ 8.8%
Staff (FTE)2.7▲ 22.7%3.3▲ 22.2%2.7▼ 18.2%3▲ 11.1%2.8▼ 6.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 67% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €301k
Fixed assets
€261k ▼ 5.4%
Current assets
€40k ▼ 10.2%
Equity and liabilities €301k
Equity
€177k ▼ 3.2%
Debt
€124k ▼ 9.9%
Debt's share of the balance-sheet total falls from 42.8% to 41.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€29k▼
2024 · €54k
Cash flow
€12k▼
2024 · €34k
Current ratio
0.38▼
2024 · 0.43
Quick ratio
0.22▼
2024 · 0.28
Debt to equity
0.70▼
2024 · 0.75
ROE
-3.3%▼
2024 · 9.1%
ROA
-1.9%▼
2024 · 5.2%
Interest coverage
1.64▼
2024 · 3.61
Debt ≤ 1 year
€106k▲
2024 · €106k
Debt > 1 year
€17k▼
2024 · €31k
Income taxes
€330▼
2024 · €5k
Staff costs
€127k▲
2024 · €113k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €106k | €113k | €122k | €113k | €127k | ▲ 12.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18k | €16k | €18k | €17k | €17k | = |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €-448 | - |
| Other operating charges640/8 | €6k | €5k | €7k | €6k | €7k | ▲ 5.0% |
| Gross operating margin9900 | €149k | €164k | €219k | €174k | €163k | ▼ 6.3% |
| Operating profit (loss)9901 | €20k | €29k | €72k | €37k | €12k | ▼ 67.3% |
| Financial income75/76B | €715 | €639 | €505 | €169 | €509 | ▲ 202% |
| Recurring financial income75 | €715 | €639 | €505 | €169 | €509 | ▲ 202% |
| Financial charges65/66B | €17k | €16k | €17k | €15k | €18k | ▲ 20.0% |
| Recurring financial charges65 | €17k | €16k | €17k | €15k | €18k | ▲ 20.0% |
| Profit (loss) for the period before taxes9903 | €3k | €14k | €55k | €22k | €-6k | ▼ 125% |
| Income taxes67/77 | €2k | €5k | €16k | €5k | €330 | ▼ 93.5% |
| Profit (loss) for the period9904 | €793 | €9k | €39k | €17k | €-6k | ▼ 135% |
| Profit (loss) for the period to be appropriated9905 | €793 | €9k | €39k | €17k | €-6k | ▼ 135% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €362k | €351k | €343k | €320k | €301k | ▼ 6.1% |
| Fixed assets21/28 | €311k | €295k | €287k | €275k | €261k | ▼ 5.4% |
| Tangible fixed assets22/27 | €311k | €295k | €286k | €275k | €260k | ▼ 5.4% |
| Land and buildings22 | €300k | €288k | €275k | €268k | €255k | ▼ 4.9% |
| Plant, machinery and equipment23 | €11k | €7k | €6k | €4k | €3k | ▼ 2.1% |
| Furniture and vehicles24 | - | - | €5k | €3k | €1k | ▼ 57.1% |
| Financial fixed assets28 | €557 | €557 | €557 | €395 | €395 | = |
| Current assets29/58 | €51k | €56k | €56k | €45k | €40k | ▼ 10.2% |
| Stocks and contracts in progress3 | €15k | €18k | €17k | €16k | €17k | ▲ 5.6% |
| Stocks30/36 | €15k | €18k | €17k | €16k | €17k | ▲ 5.6% |
| Amounts receivable within one year40/41 | €22k | €24k | €31k | €18k | €16k | ▼ 11.8% |
| Trade receivables40 | €21k | €23k | €31k | €18k | €12k | ▼ 34.4% |
| Other amounts receivable41 | €1k | €1k | - | - | €4k | - |
| Cash at bank and in hand54/58 | €4k | €7k | €3k | €6k | €3k | ▼ 45.3% |
| Deferred charges and accrued income490/1 | €9k | €7k | €5k | €5k | €4k | ▼ 10.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €362k | €351k | €343k | €320k | €301k | ▼ 6.1% |
| Equity10/15 | €118k | €128k | €166k | €183k | €177k | ▼ 3.2% |
| Contributions10/11 | €19k | €19k | €20k | €20k | €20k | = |
| Reserves13 | €106k | €106k | €107k | €146k | €163k | ▲ 11.5% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €105k | €105k | €107k | €146k | €163k | ▲ 11.5% |
| Profit (loss) carried forward14 | €-7k | €3k | €39k | €17k | €-6k | ▼ 135% |
| Amounts payable17/49 | €244k | €224k | €176k | €137k | €124k | ▼ 9.9% |
| Amounts payable after more than one year17 | €104k | €70k | €44k | €31k | €17k | ▼ 44.7% |
| Financial debts170/4 | €104k | €70k | €44k | €31k | €17k | ▼ 44.7% |
| Amounts payable within one year42/48 | €136k | €153k | €131k | €106k | €106k | ▲ 0.7% |
| Current portion of amounts payable after more than one year42 | €35k | €34k | €26k | €13k | €14k | ▲ 5.4% |
| Financial debts43 | €12k | €5k | €6k | - | €7k | - |
| Credit institutions430/8 | €12k | €5k | €6k | - | €7k | - |
| Trade debts44 | €63k | €77k | €49k | €46k | €45k | ▼ 2.8% |
| Suppliers440/4 | €63k | €77k | €49k | €46k | €45k | ▼ 2.8% |
| Taxes, remuneration and social security45 | €19k | €30k | €43k | €41k | €35k | ▼ 14.0% |
| Taxes450/3 | €7k | €8k | €19k | €14k | €2k | ▼ 89.0% |
| Remuneration and social security454/9 | €13k | €22k | €24k | €26k | €33k | ▲ 26.9% |
| Other amounts payable47/48 | €7k | €7k | €6k | €6k | €5k | ▼ 8.6% |
| Accrued charges and deferred income492/3 | €4k | €1k | €2k | €943 | €305 | ▼ 67.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €793 | €9k | €39k | €17k | €-6k | ▼ 135% |
| + Depreciation and write-downs630 | €18k | €16k | €18k | €17k | €17k | = |
| Operating cash flow (approximation) | €19k | €26k | €57k | €34k | €12k | ▼ 66.0% |
| Investment in fixed assets (approximation) | - | €0 | €-10k | €-6k | €-3k | ▲ 56.8% |
| Change in cash | - | €3k | €-4k | €3k | €-3k | ▼ 183% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 8 days late
2023
31-12
Financial
Highest result since 2018net €39k ▲311%
Operating result €72k, net result €39k, both a record.
31-12
Financial
Equity above €150kEq €166k ▲30.5%
6 profitable years in a row build equity to €166k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €100kEq €117k ▲33.4%
3 profitable years in a row build equity to €117k.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2001
Ground area
225 m²
Building footprint
208 m²
Volume, LiDAR
1,662 m³
Parcel 13453S0353/00G000, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
SEMPELS KEURSLAGER
since 20012.098.063.973
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13453S0353/00G000 | Flanders | 225 m² | 1 · 208 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTurnhout2.098.063.973
Similar companies · same sector, comparable size
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SINT-NIKLAAS RETAIL
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Of 3,043 companies in sector 47221 we hold annual accounts for 1,564. 1,304 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-02-2001
Fiscal year end31-12
Activities, NACEBEL 2025
47221Retail sale of meat and meat products, excluding game and poultry
Scores and ratios are computed by Checked and are not a credit decision.