Debts
€268,030 82% of the balance sheet
Financial debts 32%Suppliers 32%Taxes and wages 3%Other 32%
Of this, €175,018 falls due within a year.
PETEVI
Lifetime
18 annual accounts with figures on one time axis, 19 filings since 2007peak €300,371 (2020)
€152,766▲ 4.1%
peak €45,650 (2020)
€1,164▼ 6.3%
peak €99,326 (2019)
€60,579▲ 2.0%
€268,030▼ 6.1%
peak 6.6 FTE (2020)
3.6 FTEunchanged
Board1 name since 2021
1 directorQuality Investo BV
Documentsfilings and deeds
22-10-202683 days late
2025abbreviated format
A quiet year: no large shift against the year before.
Key points
from the 2025 annual accountsChecked score
68
Healthy
Financially stronger than 45% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%lowest value
01-2025: 0.7%● unchanged vs 12-2024lowest value
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.8%▲ +0.1 percentage points vs 03-2025
05-2025: 0.7%▼ -0.1 percentage points vs 04-2025
06-2025: 0.7%● unchanged vs 05-2025
07-2025: 0.9%▲ +0.2 percentage points vs 06-2025
08-2025: 1.4%▲ +0.5 percentage points vs 07-2025
09-2025: 1.6%▲ +0.2 percentage points vs 08-2025
10-2025: 2.2%▲ +0.6 percentage points vs 09-2025
11-2025: 2.2%● unchanged vs 10-2025
12-2025: 2.7%▲ +0.5 percentage points vs 11-2025highest value
01-2026: 0.9%▼ -1.8 percentage points vs 12-2025
02-2026: 0.9%● unchanged vs 01-2026
03-2026: 0.9%● unchanged vs 02-2026
04-2026: 0.9%● unchanged vs 03-2026
05-2026: 0.9%● unchanged vs 04-2026
06-2026: 0.8%▼ -0.1 percentage points vs 05-2026
07-2026: 0.8%● unchanged vs 06-2026
08-2026: 1.1%▲ +0.3 percentage points vs 07-2026
09-2026: 1.3%▲ +0.2 percentage points vs 08-2026
10-2026: 0.8%▼ -0.5 percentage points vs 09-2026
11-2026: 0.8%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 83 days late; 2 of the last 3 accounts late
Size: 3.6 FTE, total assets €328,609
lowers risk
Founded in 2007
Liquidity: current ratio 1.06, cash €86,185
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 34% of them on solvency, 62% on liquidity, 41% on profitability and 45% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,508 companies had the same profile as PETEVI has now. Each dot stands for 12 companies, two years later.
96.9%
were still trading
1.6%
stopped another way
1.4%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of PETEVI itself: 0.8% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,508 companies, not a prediction for PETEVI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.06 (0.93 in 2024), below the usual 1.5. Short-term debt is 53.3% and cash 26.2% of total assets. 81.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 83 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-10-2026, 83 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
83 days late
2024
153 days late
2023
29 days late
2022
on the day
2021
30 days early
2020
30 days early
2019
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 29 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 60 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0886220110
First establishment
Slagerij Scheltjens, Hoogboomsteenweg 192, Kapellen
Incorporation
published on 17-01-2007 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PETEVI Kapellen | €328,609 | €152,766 | 18.4% | 3.6 |
| SEMPELS Turnhout | €300,981 | €162,828 | 58.9% | 2.8 |
| Aux Salaisons d'Antan Vresse-sur-Semois | €280,349 | €151,163 | 29.9% | 2.8 |
| Wiezeslager Lebbeke | €300,715 | €154,123 | 83.0% | 2.7 |
| VAMOMA Beveren-Kruibeke-Zwijndrecht | €294,154 | €104,863 | 0.5% | 4.3 |
| PENNINCKX Haaltert | €466,132 | €177,735 | 39.2% | 3.5 |
| GORAYA Charleroi | €456,768 | €190,776 | 64.2% | 4.1 |
These companies have the same main activity as PETEVI: retail sale of meat and meat products, excluding game and poultry (NACE 47221). They are comparable in size and age: total assets between €280,000 and €466,000, founded between 2001 and 2010.
Official details
Source: KBO- Status
- Active since 09-01-2007Normal situation
- Activity
- Retail sale of meat and meat products, excluding game and poultryNACE 47221
- Joint committee
- 201Independent retail · annual accounts 2025
- Establishment unit
- 2.162.919.6582950 Kapellen, since 17-01-2007
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Annual accounts 2025
- ≈ €740,000estimated
- €328,609▼ 4.7%
- Employeeson 31-12-2025
- 5▼ 28.6%
- Filing
- Filed on 22-10-2026
Insights on PETEVI
PETEVI files the abbreviated format. That format states no turnover. The gross margin rose from €47,917 in 2008 to €152,766 in 2025.
The balance sheet grew most from 2010 to 2012 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PETEVI
- What is the company number of PETEVI?
- The company number of PETEVI is 0886.220.110. The VAT number is the same number with BE in front: BE 0886.220.110.
- Where is PETEVI based?
- The registered office is at Hoogboomsteenweg 192, 2950 Kapellen.Company details
- What does PETEVI do?
- According to the KBO register, the main activity is retail sale of meat and meat products, excluding game and poultry (NACE 47221).
- What is the legal form of PETEVI?
- PETEVI is a private limited company (pre-2019) (BVBA).
- When was PETEVI founded?
- PETEVI was founded on 09-01-2007.
- Is PETEVI still active?
- Yes, PETEVI is an active enterprise in the KBO register.
- How many employees does PETEVI have?
- PETEVI had an average of 3.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does PETEVI fall under?
- In its 2025 annual accounts, PETEVI states joint committee 201 (Independent retail).
- What is the turnover of PETEVI?
- The turnover in financial year 2025 is ≈ €740,000. This figure is estimated from the gross margin of €152,766 and 30 comparable companies (NACE 472). It probably lies between €420,000 and €1.2m.
- Is PETEVI profitable?
- In financial year 2025, PETEVI made a profit of €1,164.
- Where can I find the annual accounts of PETEVI?
- PETEVI filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PETEVI due?
- PETEVI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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