Turnover
≈ €120,000 estimated
The micro format states no turnover.
Selfwash
Lifetime
18 annual accounts with figures on one time axisGross marginpeak €42,442 (2024)
€39,870▼ 6.1%
Resultlowest -€32,179 (2020)
€322▼ 94.4%
Equitypeak €68,739 (2019)
€43,488▲ 0.7%
Debts
€457,675▼ 2.4%
Board1 name since 2015
1 directorDe Bock,Peter José
Owners
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Result from €5,766 to €322Cash from €5,744 to €8,512
Key points
from the 2025 annual accountsChecked score
85
Excellent
Financially stronger than 39% of micro companies in personal services (NACE 96)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 7,627 companies (NACE 96, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%lowest value
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.3%▲ +0.1 percentage points vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.4%▲ +0.1 percentage points vs 06-2025
08-2025: 0.7%▲ +0.3 percentage points vs 07-2025
09-2025: 0.3%▼ -0.4 percentage points vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.8%▲ +0.5 percentage points vs 07-2026highest value
09-2026: 0.3%▼ -0.5 percentage points vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Equity €43,488 (8.7% of total assets)
lowers risk
Size: total assets €501,163
Founded in 2007
Figures for financial year 2025 (filed on 28-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 36% of them on solvency, 42% on liquidity, 37% on profitability and 42% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,448 companies had the same profile as Selfwash has now. Each dot stands for 4 companies, two years later.
95.6%
were still trading
2.1%
stopped another way
2.0%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Selfwash itself is lower: 0.3% within 12 months. It rests on far more data about Selfwash than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,448 companies, not a prediction for Selfwash. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.28 (0.11 in 2024), below 1. Short-term debt is 14.9% and cash 1.7% of total assets. 91.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €43,488
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
28 days late
2024
27 days late
2023
30 days late
2022
on the day
2021
29 days late
2020
30 days late
2019
76 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 31 days after the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0889273432
Appointment: De Bock, Peter José (statutory director)
General meeting of 15-10-2021 · Gazette deed
2 establishments registered
Ostend
First establishment
Graaf de Smet de Naeyerlaan 19, Ostend
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| Selfwash Ostend | €501,163 | €39,870 | 8.7% | - |
| COCLI Ostend | €537,345 | €59,720 | -19.4% | - |
| BADER.MA Anderlecht | €392,909 | €45,362 | 3.4% | - |
| BUSINESS CONNEXION Woluwe-Saint-Pierre | €460,595 | €39,927 | -26.2% | - |
| EMRA PROJECTS Knokke-Heist | €387,395 | €77,570 | 25.8% | - |
| CONCEPT QUADRO Menen | €293,234 | €27,300 | 36.4% | - |
| Top Cleaning Group Oudenaarde | €353,009 | €61,250 | 68.0% | - |
These companies have the same main activity as Selfwash: launderettes and laundries for private customers (NACE 96102). They are comparable in size and age: total assets between €293,000 and €537,000, founded between 2001 and 2009.
Official details
Source: KBO- Status
- Active since 28-04-2007Normal situation
- Activity
- Launderettes and laundries for private customersNACE 96102and 2 others
- Establishment units
- 2.162.557.1948400 Ostend, since 01-05-2007
- 2.322.384.2928400 Ostend, since 01-10-2021and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable since 16-12-2025
Insights on Selfwash
Selfwash files the micro format. That format states no turnover. The gross margin rose from -€2,435 in 2008 to €39,870 in 2025.
The balance sheet grew most from 2021 to 2023 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Selfwash
- What is the company number of Selfwash?
- The company number of Selfwash is 0889.273.432. The VAT number is the same number with BE in front: BE 0889.273.432.
- Where is Selfwash based?
- The registered office is at Graaf de Smet de Naeyerlaan 19, 8400 Ostend.Company details
- What does Selfwash do?
- According to the KBO register, the main activity is launderettes and laundries for private customers (NACE 96102).
- What is the legal form of Selfwash?
- Selfwash is a private limited company (BV).
- When was Selfwash founded?
- Selfwash was founded on 28-04-2007.
- Is Selfwash still active?
- Yes, Selfwash is an active enterprise in the KBO register.
- What is the turnover of Selfwash?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €39,870 and 51 comparable companies (NACE 96). It probably lies between €87,000 and €170,000.Financials
- Is Selfwash profitable?
- In financial year 2025, Selfwash made a profit of €322.
- Where can I find the annual accounts of Selfwash?
- Selfwash filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Selfwash due?
- Selfwash must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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