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CONCEPT QUADRO

Active
Public limited companyfounded 200125 yrs activeGustaaf Delafontainestraat 18, 8930 Menen, BelgiumKBO/BCE: BE 0475.223.685
Summary

CONCEPT QUADRO has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106,683 and a net result of €10,549. Equity is growing by ~20.9% per year across the filed fiscal years. Its solvency ranks better than 57% of 5299 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
CONCEPT QUADROActiveChecked score 85/100
Risk analysis ReportCompare

Overview

Activity
Launderettes and laundries for private customers
NACE 96102NACE 93012NACE 96012
#8 oldest company in Menen, Other services sector1 site
Size
€293,234total assets 2025
Equity
€106,683
Profit
€10,549
Turnover not published (abridged schema)
Financial health
85 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Accounts filed 23 d late0 of 5 deeds read
Why 85- Figures for FY 2025 (filed 23-11-2025)- Liquidity: current ratio 1.73, cash €3,270+ Founded in 2001+ Size: total assets €293,234Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Better than 51% of its sector peers (NACE 96, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 61+5
equity 36.4% of total assets
Liquidity 45=
short-term debt 19.5% · cash 1.1%
Profitability 72+13
return on assets 3.6%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,533 companies)
Last 24 months 11-2024: 0.8% 12-2024: 0.4%▼ -55.0% vs 11-2024 01-2025: 0.4%● 0.0% vs 12-2024 02-2025: 0.4%● 0.0% vs 01-2025 03-2025: 0.4%● 0.0% vs 02-2025 04-2025: 0.4%● 0.0% vs 03-2025 05-2025: 0.4%● 0.0% vs 04-2025 06-2025: 0.4%● 0.0% vs 05-2025 07-2025: 0.4%▲ +6.6% vs 06-2025 08-2025: 0.4%▼ -3.1% vs 07-2025 09-2025: 0.4%▼ -4.3% vs 08-2025 10-2025: 0.5%▲ +38.8% vs 09-2025 11-2025: 0.9%▲ +79.3% vs 10-2025highest value 12-2025: 0.2%▼ -78.1% vs 11-2025 01-2026: 0.2%● 0.0% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%● 0.0% vs 02-2026 04-2026: 0.2%▼ -1.0% vs 03-2026lowest value 05-2026: 0.2%● 0.0% vs 04-2026lowest value 06-2026: 0.2%● 0.0% vs 05-2026lowest value 07-2026: 0.2%▲ +9.3% vs 06-2026 08-2026: 0.2%▼ -1.9% vs 07-2026 09-2026: 0.2%▼ -2.4% vs 08-2026 10-2026: 0.3%▲ +69.3% vs 09-2026
  • Figures for FY 2025 (filed 23-11-2025) raises the probability
  • Founded in 2001 lowers the probability for this profile
  • Size: total assets €293,234 lowers the probability for this profile
  • Liquidity: current ratio 1.73, cash €3,270 raises the probability
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 1.73 against 1.92 in 2024; short-term debt: 19.5% and cash: 1.1% of total assets), but 63.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, micro). Better than this share of them on solvency 58%, liquidity 37%, profitability 52%, growth against the median 58%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2025 (filed 23-11-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 2001
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Size: total assets €293,234
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.73, cash €3,270
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 23-11-2025, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
23 d late
2024
26 d late
2023
27 d late
2021
3 d early
2020
21 d late
2019
28 d late
2018
23 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 26 November (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close03-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Equity above €100,000Eq €106,683 ▲11%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Oldest company in Menen, Other services sectorin the Checked rankings #8 View
  • Active since 2001founded 18-07-2001 25 years View
  • Total assets 20256 fiscal years filed €293,234 View

By topic

Financials

Fiscal year
2025
Total assets
€293,234
Profit
€10,549
Solvency
36.4%
Total assets▼ 5.6%
Net result
20192025
Go to Financials

Timeline

Events
15
Since
2016
Next accounts
by 31-10-2026
  1. 23-11-2025Annual accounts filed
  2. 31-03-2025Equity above €100,000
  3. 26-11-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Launderettes and laundries for private customersNACE 96102
Founded
18-07-2001
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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