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SELACA

Active
Private limited companyfounded 20233 yrs activeAvenue Albert Ier 27, 4053 Chaudfontaine, BelgiumKBO/BCE: BE 0803.070.027
Summary

SELACA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €82,284 and a net result of €81,284. Its solvency ranks better than 39% of 19923 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
Axes
Profitability100
Solvency81
Growth-
Track record79
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 2.62; short-term debt: 31.9% and cash: 50.5% of total assets), and 44.4% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
38 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 38 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SELACA was incorporated on 22 June 2023 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€82,284
Total assets
€148,012
Net result
€81,284
Working capital
€76,585

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €148,012
Fixed assets €24,190
Current assets €123,822
Equity and liabilities €148,012
Equity €82,284
Debt €65,728
Debt finances 44.4% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€122,100
Cash flow
€91,184
Current ratio
2.62
Debt to equity
0.80
ROE
98.8%
ROA
54.9%
Interest coverage
55.78
Debt ≤ 1 year
€47,237
Debt > 1 year
€18,491
Income taxes
€28,726

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 37 lines
Balance sheet Code2024
Assets
Total assets20/58€148,012
Fixed assets21/28€24,190
Tangible fixed assets22/27€24,190
Furniture and vehicles24€24,190
Current assets29/58€123,822
Amounts receivable within one year40/41€580
Other amounts receivable41€580
Cash at bank and in hand54/58€74,738
Deferred charges and accrued income490/1€48,505
Equity and liabilities
Total equity and liabilities10/49€148,012
Equity10/15€82,284
Contributions10/11€1,000
Reserves13€40,909
Distributable reserves133€40,909
Profit (loss) carried forward14€40,375
Amounts payable17/49€65,728
Amounts payable after more than one year17€18,491
Financial debts170/4€18,491
Amounts payable within one year42/48€47,237
Current portion of amounts payable after more than one year42€6,606
Trade debts44€1,399
Suppliers440/4€1,399
Taxes, remuneration and social security45€39,233
Taxes450/3€39,233
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,900
Other operating charges640/8€846
Gross operating margin9900€122,946
Operating profit (loss)9901€112,200
Financial charges65/66B€2,189
Recurring financial charges65€2,189
Profit (loss) for the period before taxes9903€110,011
Income taxes67/77€28,726
Profit (loss) for the period9904€81,284
Profit (loss) for the period to be appropriated9905€81,284
Appropriation of the result
Profit (loss) to be appropriated9906€81,284
Transfer to equity691/2€40,909
To other reserves6921€40,909

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,900
Other operating charges640/8€846
Gross operating margin9900€122,946
Operating profit (loss)9901€112,200
Financial charges65/66B€2,189
Recurring financial charges65€2,189
Profit (loss) for the period before taxes9903€110,011
Income taxes67/77€28,726
Profit (loss) for the period9904€81,284
Profit (loss) for the period to be appropriated9905€81,284
Line2024
Assets
Total assets20/58€148,012
Fixed assets21/28€24,190
Tangible fixed assets22/27€24,190
Furniture and vehicles24€24,190
Current assets29/58€123,822
Amounts receivable within one year40/41€580
Other amounts receivable41€580
Cash at bank and in hand54/58€74,738
Deferred charges and accrued income490/1€48,505
Equity and liabilities
Total equity and liabilities10/49€148,012
Equity10/15€82,284
Contributions10/11€1,000
Reserves13€40,909
Distributable reserves133€40,909
Profit (loss) carried forward14€40,375
Amounts payable17/49€65,728
Amounts payable after more than one year17€18,491
Financial debts170/4€18,491
Amounts payable within one year42/48€47,237
Current portion of amounts payable after more than one year42€6,606
Trade debts44€1,399
Suppliers440/4€1,399
Taxes, remuneration and social security45€39,233
Taxes450/3€39,233
Line2024
Profit (loss) for the period9904€81,284
+ Depreciation and write-downs630€9,900
Operating cash flow (approximation)€91,184

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
23-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
944 m²
Building footprint
70 m²
Volume, LiDAR
636 m³
Parcel 62030A0004/00R012, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SELACA
Avenue Albert Ier 27, 4053 ChaudfontaineSpecialist medical practice
since 20232.346.385.953
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62030A0004/00R012 Wallonia 944 m² 1 · 70 m² 10.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,629 companies in sector 86220 we hold annual accounts for 7,986. 5,992 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
E-invoicing
Reachable via Peppol
Peppol ID 0208:0803070027
Also 9925:BE0803070027
Registered 05-08-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.