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BPh

Active
Private limited companyfounded 20242 yrs activeTervurenlaan 114, 1040 Etterbeek, BelgiumKBO/BCE: BE 1007.504.257
Summary

BPh has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €36k and a net result of €31k. Its solvency ranks better than 20% of 19913 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2024
Axes
Profitability100
Solvency54
Growth-
Track record67
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.1; short-term debt: 71% and cash: 38.6% of total assets), and 71% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
29%
Return on assets
25%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 19913 sector peers (2024).
NBB · sector comparison
Position among 19913 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-07-2025, 15 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
15 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BPh was incorporated on 25 March 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

Financials · fiscal year 2024, micro schema

Equity
€36k
Total assets
€124k
Net result
€31k
Working capital
€9k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €124k
Fixed assets €27k
Current assets €97k
Equity and liabilities €124k
Equity €36k
Debt €88k
Debt finances 71.0% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€51k
Cash flow
€35k
Current ratio
1.10
Quick ratio
1.01
Debt to equity
2.45
ROE
86.1%
ROA
25.0%
Interest coverage
263.19
Debt ≤ 1 year
€88k
Income taxes
€16k
Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 40 lines
Balance sheet Code2024
Assets
Total assets20/58€124k
Fixed assets21/28€27k
Tangible fixed assets22/27€27k
Furniture and vehicles24€27k
Current assets29/58€97k
Stocks and contracts in progress3€8k
Stocks30/36€8k
Amounts receivable within one year40/41€40k
Trade receivables40€23k
Other amounts receivable41€18k
Cash at bank and in hand54/58€48k
Deferred charges and accrued income490/1€873
Equity and liabilities
Total equity and liabilities10/49€124k
Equity10/15€36k
Contributions10/11€5k
Reserves13€27k
Distributable reserves133€27k
Profit (loss) carried forward14€4k
Amounts payable17/49€88k
Amounts payable within one year42/48€88k
Current portion of amounts payable after more than one year42€3k
Trade debts44€16k
Suppliers440/4€16k
Taxes, remuneration and social security45€7k
Taxes450/3€5k
Remuneration and social security454/9€2k
Other amounts payable47/48€62k
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k
Other operating charges640/8€874
Gross operating margin9900€51k
Operating profit (loss)9901€47k
Financial charges65/66B€192
Recurring financial charges65€192
Profit (loss) for the period before taxes9903€47k
Income taxes67/77€16k
Profit (loss) for the period9904€31k
Profit (loss) for the period to be appropriated9905€31k
Appropriation of the result
Profit (loss) to be appropriated9906€31k
Transfer to equity691/2€27k
To other reserves6921€27k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k
Other operating charges640/8€874
Gross operating margin9900€51k
Operating profit (loss)9901€47k
Financial charges65/66B€192
Recurring financial charges65€192
Profit (loss) for the period before taxes9903€47k
Income taxes67/77€16k
Profit (loss) for the period9904€31k
Profit (loss) for the period to be appropriated9905€31k
Line2024
Assets
Total assets20/58€124k
Fixed assets21/28€27k
Tangible fixed assets22/27€27k
Furniture and vehicles24€27k
Current assets29/58€97k
Stocks and contracts in progress3€8k
Stocks30/36€8k
Amounts receivable within one year40/41€40k
Trade receivables40€23k
Other amounts receivable41€18k
Cash at bank and in hand54/58€48k
Deferred charges and accrued income490/1€873
Equity and liabilities
Total equity and liabilities10/49€124k
Equity10/15€36k
Contributions10/11€5k
Reserves13€27k
Distributable reserves133€27k
Profit (loss) carried forward14€4k
Amounts payable17/49€88k
Amounts payable within one year42/48€88k
Current portion of amounts payable after more than one year42€3k
Trade debts44€16k
Suppliers440/4€16k
Taxes, remuneration and social security45€7k
Taxes450/3€5k
Remuneration and social security454/9€2k
Other amounts payable47/48€62k
Line2024
Profit (loss) for the period9904€31k
+ Depreciation and write-downs630€4k
Operating cash flow (approximation)€35k

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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More with these figures Sector benchmark What changed Value indication

Timeline · acts, filings and financial milestones

2025
16-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
880 m²
Building footprint
590 m²
Volume, LiDAR
10,880 m³
Parcel 21005A0588/00S004, Brussels · tallest building 27.8 m, ±7 floors. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
BPh
Tervurenlaan 114, 1040 EtterbeekSpecialist medical practice
since 20242.357.495.027
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21005A0588/00S004 Brussels 880 m² 1 · 590 m² 27.8 m · 7 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,630 companies in sector 86220 we hold annual accounts for 7,979. 4,405 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded25-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice

Scores and ratios are computed by Checked and are not a credit decision.