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BPh

Active
Private limited company·Activiteiten van medisch specialisten· 2 yrs active
Tervurenlaan 114 ·1040 Etterbeek, Belgium
KBO/BCE: BE 1007.504.257
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Age2 yrs
Real estate1 parcel · 880 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of BPh is 0.4% (very low). The 2024 annual accounts show equity of €36k and a net result of €31k. Its solvency ranks better than 22% of 6558 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 6558 sector peers (2024).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€31k
Working capital€9k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 16-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 86, Human health · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 29.0% 66.7%
better than 22% of 6558 sector peers
Net result €31k €46k
better than 38% of 6552 sector peers
Equity €36k €79k
better than 29% of 6558 sector peers
Gross operating margin €51k €78k
better than 35% of 6560 sector peers
Total assets €124k €154k
better than 42% of 6561 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA€51k
Net profit€31k
Cash flow€35k
Staff costs-
Income taxes€16k
Dividends-
Total assets€124k
Equity€36k
Debt€88k
of which ≤ 1y€88k
of which > 1y-
Working capital€9k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.10
Quick ratio1.01
Working capital ratio7.2%
Solvency29.0%
Debt / equity2.45
Long-term debt ratio-
Interest coverage263.19
Gross margin-
Net margin-
ROA25.0%
ROE86.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€124k
Fixed assets 21/28€27k
Tangible fixed assets 22/27€27k
Current assets 29/58€97k
Stocks & contracts in progress 3€8k
Amounts receivable within one year 40/41€40k
Cash & bank 54/58€48k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€124k
Equity 10/15€36k
Contributions / capital 10/11€5k
Reserves 13€27k
Accumulated profits (losses) 14€4k
Amounts payable 17/49€88k
Amounts payable within one year 42/48€88k
Trade debts payable within one year 44€16k
Income statement
Gross operating margin 9900€51k
Operating result 9901€47k
Financial charges 65€192
Result before taxes 9903€47k
Income taxes 67/77€16k
Net result for the period 9904€31k
Result to be appropriated 9905€31k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
78 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
BPh
Tervurenlaan 114, 1040 EtterbeekActiviteiten van medisch specialisten
since 20242.357.495.027
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area880 m²
Buildings1
Building footprint590 m²
Volume (LiDAR)10,880 m³
Tallest building27.8 m · ±7 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21005A0588/00S004 Brussels 880 m² 1 · 590 m² 27.8 m · 7 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health78Profitability100Solvency47Growth50Stability67
68 / 100

Strong profile, led by profitability.

Health 78
Profitability 100
Solvency 47
Growth 50
Stability 67

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Praktijken van specialisten86220Activiteiten van medisch specialisten86220
Primary activity highlighted.
Names & trade names
Legal nameFR BPh
Registered office
Tervurenlaan 114
1040 Etterbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.