Skip to content

BPh

Active
Private limited companyfounded 20242 yrs activeTervurenlaan 114, 1040 Etterbeek, BelgiumKBO/BCE: BE 1007.504.257
Summary

BPh has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €35,920 and a net result of €30,920. Its solvency ranks better than 20% of 19917 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2024
Axes
Profitability100
Solvency54
Growth-
Track record67
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity tight (current ratio 1.1; short-term debt: 71% and cash: 38.6% of total assets), and 71% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
29%
Return on assets
25%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 19917 sector peers (2024).
NBB · sector comparison
Position among 19917 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-07-2025, 15 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
15 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 15 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BPh was incorporated on 25 March 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
€35,920
Total assets
€123,884
Net result
€30,920
Working capital
€8,896

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €123,884
Fixed assets €27,024
Current assets €96,860
Equity and liabilities €123,884
Equity €35,920
Debt €87,964
Debt finances 71.0% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€50,612
Cash flow
€34,520
Current ratio
1.10
Quick ratio
1.01
Debt to equity
2.45
ROE
86.1%
ROA
25.0%
Interest coverage
263.19
Debt ≤ 1 year
€87,964
Income taxes
€15,900
Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 40 lines
Balance sheet Code2024
Assets
Total assets20/58€123,884
Fixed assets21/28€27,024
Tangible fixed assets22/27€27,024
Furniture and vehicles24€27,024
Current assets29/58€96,860
Stocks and contracts in progress3€8,049
Stocks30/36€8,049
Amounts receivable within one year40/41€40,071
Trade receivables40€22,509
Other amounts receivable41€17,562
Cash at bank and in hand54/58€47,867
Deferred charges and accrued income490/1€873
Equity and liabilities
Total equity and liabilities10/49€123,884
Equity10/15€35,920
Contributions10/11€5,000
Reserves13€27,000
Distributable reserves133€27,000
Profit (loss) carried forward14€3,920
Amounts payable17/49€87,964
Amounts payable within one year42/48€87,964
Current portion of amounts payable after more than one year42€3,333
Trade debts44€16,006
Suppliers440/4€16,006
Taxes, remuneration and social security45€7,067
Taxes450/3€4,795
Remuneration and social security454/9€2,272
Other amounts payable47/48€61,558
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,600
Other operating charges640/8€874
Gross operating margin9900€51,486
Operating profit (loss)9901€47,012
Financial charges65/66B€192
Recurring financial charges65€192
Profit (loss) for the period before taxes9903€46,820
Income taxes67/77€15,900
Profit (loss) for the period9904€30,920
Profit (loss) for the period to be appropriated9905€30,920
Appropriation of the result
Profit (loss) to be appropriated9906€30,920
Transfer to equity691/2€27,000
To other reserves6921€27,000

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,600
Other operating charges640/8€874
Gross operating margin9900€51,486
Operating profit (loss)9901€47,012
Financial charges65/66B€192
Recurring financial charges65€192
Profit (loss) for the period before taxes9903€46,820
Income taxes67/77€15,900
Profit (loss) for the period9904€30,920
Profit (loss) for the period to be appropriated9905€30,920
Line2024
Assets
Total assets20/58€123,884
Fixed assets21/28€27,024
Tangible fixed assets22/27€27,024
Furniture and vehicles24€27,024
Current assets29/58€96,860
Stocks and contracts in progress3€8,049
Stocks30/36€8,049
Amounts receivable within one year40/41€40,071
Trade receivables40€22,509
Other amounts receivable41€17,562
Cash at bank and in hand54/58€47,867
Deferred charges and accrued income490/1€873
Equity and liabilities
Total equity and liabilities10/49€123,884
Equity10/15€35,920
Contributions10/11€5,000
Reserves13€27,000
Distributable reserves133€27,000
Profit (loss) carried forward14€3,920
Amounts payable17/49€87,964
Amounts payable within one year42/48€87,964
Current portion of amounts payable after more than one year42€3,333
Trade debts44€16,006
Suppliers440/4€16,006
Taxes, remuneration and social security45€7,067
Taxes450/3€4,795
Remuneration and social security454/9€2,272
Other amounts payable47/48€61,558
Line2024
Profit (loss) for the period9904€30,920
+ Depreciation and write-downs630€3,600
Operating cash flow (approximation)€34,520

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
16-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
880 m²
Building footprint
590 m²
Volume, LiDAR
10,880 m³
Parcel 21005A0588/00S004, Brussels · tallest building 27.8 m, ±7 floors. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
BPh
Tervurenlaan 114, 1040 EtterbeekSpecialist medical practice
since 20242.357.495.027
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21005A0588/00S004 Brussels 880 m² 1 · 590 m² 27.8 m · 7 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,631 companies in sector 86220 we hold annual accounts for 7,982. 4,408 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded25-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice

Scores and ratios are computed by Checked and are not a credit decision.