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SEGINVEST

Active
Public limited companyfounded 199234 yrs activeAlsembergsesteenweg 1235, 1180 Ukkel, BelgiumKBO/BCE: BE 0447.099.823
Summary

SEGINVEST has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €667,985 and a net result of -€192,125. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 41% of 15312 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
SEGINVESTActiveChecked score 89/100
Risk analysis ReportCompare

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
Size
€3.6mtotal assets 2025
Staff
3.9 FTE
Equity
€667,985
Loss
-€192,125
Turnover not published (abridged schema)
Financial health
89 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 38 d early0 of 5 deeds read
Why 89- Loss of €192,125, the second in a row (FY 2025)- Liquidity: current ratio 0.09, cash €23,116, halved+ Size: total assets €3.6m+ Founded in 1992Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Better than 30% of its sector peers (NACE 68, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 44-3
equity 18.7% of total assets
Liquidity 49-9
short-term debt 13.0% · cash 0.6%
Profitability 25-6
return on assets -5.4%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,922 companies)
Last 18 months 05-2025: < 0.1% 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%● 0.0% vs 06-2025 08-2025: < 0.1%▼ -2.3% vs 07-2025lowest value 09-2025: < 0.1%▲ +9.5% vs 08-2025 10-2025: < 0.1%▲ +6.5% vs 09-2025 11-2025: 0.1%▲ +4.1% vs 10-2025 12-2025: 0.1%▲ +15.7% vs 11-2025 01-2026: 0.1%▲ +76.3% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%▼ -2.9% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.1%▲ +20.8% vs 08-2026 10-2026: 0.1%▲ +14.8% vs 09-2026highest value
  • Size: total assets €3.6m lowers the probability for this profile
  • Loss of €192,125, the second in a row (FY 2025) raises the probability
  • Liquidity: current ratio 0.09, cash €23,116, halved raises the probability
  • Founded in 1992 lowers the probability for this profile
Credit up to €55,000 at 30 days acceptable
Liquidity short (current ratio 0.09 against 0.67 in 2024; short-term debt: 13% and cash: 0.6% of total assets), and 81.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, small). Better than this share of them on solvency 38%, liquidity 50%, profitability 17%, growth against the median 15%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €3.6m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Loss of €192,125, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.09, cash €23,116, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1992
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€192,125
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-12-2025, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 d early
2024
6 d late
2023
2 d late
2022
1 d early
2021
8 d late
2020
9 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 2 February (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€192,125 View
  • Caution: Result fell in 2025from -€18,317 to -€192,125 ▼ 949% View
  • Caution: Among the weakest 5% on net resultsector median €5,673 · 15,308 companies -€192,125 View

By topic

Financials

Fiscal year
2025
Total assets
€3.6m
Loss
-€192,125
Solvency
18.7%
Total assets▼ 8.2%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2016
Next accounts
by 31-01-2027
  1. 24-12-2025Annual accounts filed
  2. 06-02-2025Annual accounts filed
  3. 02-02-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
03-04-1992
Year ends
30-06
Peppol
Not found in the Peppol directory
Go to Company details

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