SEGERS KRIS
ActiveSEGERS KRIS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €-303. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 69% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-29
Solvency89▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.98 against 4.78 in 2024; short-term debt: 21.7% and cash: 33.4% of total assets), and 35.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.5%
Return on assets
-0.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-12-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
38 d early
2024
15 d early
2023
23 d early
2022
4 d early
2021
on the day
2020
3 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€96k▼ 10.1%
2024 · €107k
2019: €51k
2020: €67k
2021: €71k
2022: €79k
2023: €78k
2024: €107k
2019 → 2025
Total assets
€149k▼ 8.7%
2024 · €163k
2019: €146k
2020: €167k
2021: €179k
2022: €151k
2023: €138k
2024: €163k
2019 → 2025
Net result
€-303
2024 · €29k
2019: €27k
2020: €17k
2021: €4k
2022: €8k
2023: €-1k
2024: €29k
2019 → 2025
Working capital
€97k▲ 0.7%
2024 · €96k
2019: €51k
2020: €72k
2021: €79k
2022: €88k
2023: €82k
2024: €96k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€71k-€79k▲ 11.1%€78k▼ 1.5%€107k▲ 36.8%€96k▼ 10.1%
Operating result€6k-€12k▲ 88.9%€2k▼ 80.8%€42k▲ 1,717%€3k▼ 93.4%
Net result€4k-€8k▲ 102%€-1k€29k€-303
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 93% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €149k
Fixed assets
€20k▼ 52.4%
Current assets
€129k▲ 6.3%
Equity and liabilities €149k
Equity
€96k▼ 10.1%
Debt
€53k▼ 6.1%
The debt ratio rises from 34.5% to 35.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€12k▼
2024 · €54k
Cash flow
€9k▼
2024 · €40k
Solvency
64.5%▼
2024 · 65.5%
Current ratio
3.98▼
2024 · 4.78
Quick ratio
3.98▼
2024 · 4.77
Debt / equity
0.55▲
2024 · 0.53
ROE
-0.3%▼
2024 · 26.9%
ROA
-0.2%▼
2024 · 17.6%
Interest coverage
5.28▼
2024 · 20.42
Debt
€53k▼
2024 · €56k
Debt ≤ 1 year
€32k▲
2024 · €25k
Debt > 1 year
€20k▼
2024 · €30k
Income taxes
€2k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€163k€149k▼
Fixed assets21/28€42k€20k▼
Tangible fixed assets22/27€41k€19k▼
Land and buildings22€24k€16k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€17k€1k▼
Financial fixed assets28€500€500=
Current assets29/58€121k€129k▲
Amounts receivable after more than one year29€59k€57k▼
Other amounts receivable291€59k€57k▼
Stocks and contracts in progress3€96-
Stocks30/36€96-
Amounts receivable within one year40/41€9k€22k▲
Trade receivables40€7k€18k▲
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€52k€50k▼
Deferred charges and accrued income490/1€666€790▲
Equity and liabilities
Total equity and liabilities10/49€163k€149k▼
Equity10/15€107k€96k▼
Contributions10/11€6k€6k=
Reserves13€101k€90k▼
Distributable reserves133€101k€90k▼
Amounts payable17/49€56k€53k▼
Amounts payable after more than one year17€30k€20k▼
Financial debts170/4€30k€20k▼
Amounts payable within one year42/48€25k€32k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€7k€5k▼
Suppliers440/4€7k€5k▼
Taxes, remuneration and social security45€8k€7k▼
Taxes450/3€6k€4k▼
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48-€11k
Accrued charges and deferred income492/3€977€977=
Income statement
Code20242025
Non-recurring operating income76A€11k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€9k▼
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A-€5k
Gross operating margin9900€55k€19k▼
Operating profit (loss)9901€42k€3k▼
Financial income75/76B€965€867▼
Recurring financial income75€965€867▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€40k€1k▼
Income taxes67/77€12k€2k▼
Profit (loss) for the period9904€29k€-303▼
Profit (loss) for the period to be appropriated9905€29k€-303▼
Appropriation of the result
Profit (loss) to be appropriated9906€35k€-303▼
Profit (loss) brought forward from the previous period14P€7k-
Transfer from equity791/2-€11k
Transfer to equity691/2€35k-
To other reserves6921€35k-
Profit to be distributed694/7-€11k
Return on contributions (dividend)694-€11k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
16-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
30-06
Financial
Equity above €100kEq €107k ▲36.8%
Equity rises from €78k to €107k.
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-1k ▼115%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
28-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wommelgem · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ternesselei 262160 WommelgemGround area
537 m²
Building footprint
151 m²
Volume, LiDAR
468 m³
Parcel 11052C0217/00Z000, Flanders · tallest building 5.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Segers Kris
since 20072.164.394.058
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11052C0217/00Z000 | Flanders | 537 m² | 1 · 151 m² | 5.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,963 companies in sector 43331 we hold annual accounts for 1,791. 1,553 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-07-2007
Fiscal year end30-06
Activities, NACEBEL
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:03/354.29.89