DERICK PHILIPPE
ActiveDERICK PHILIPPE has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €10k. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 68% of 27358 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▲+56
Solvency99=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.26 against 2.43 in 2024), and 36.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.6%
Return on assets
7.3%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-01-2026, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
19 d early
2024
66 d early
2023
64 d early
2022
63 d early
2021
61 d early
2020
60 d early
2019
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€85k▲ 12.9%
2024 · €75k
2019: €62k
2020: €61k
2021: €63k
2022: €63k
2023: €75k
2024: €75k
2019 → 2025
Total assets
€134k▲ 14.1%
2024 · €117k
2019: €137k
2020: €120k
2021: €112k
2022: €90k
2023: €124k
2024: €117k
2019 → 2025
Net result
€10k▲ 4,859%
2024 · €196
2019: €-3k
2020: €-1k
2021: €2k
2022: €785
2023: €12k
2024: €196
2019 → 2025
Working capital
€53k▲ 26.4%
2024 · €42k
2019: €35k
2020: €38k
2021: €44k
2022: €48k
2023: €40k
2024: €42k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€63k-€63k▲ 1.3%€75k▲ 18.3%€75k▲ 0.3%€85k▲ 12.9%
Operating result€6k-€6k▲ 3.9%€17k▲ 180%€1k▼ 92.5%€15k▲ 1,062%
Net result€2k-€785▼ 53.1%€12k▲ 1,378%€196▼ 98.3%€10k▲ 4,859%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,062% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €134k
Fixed assets
€38k▼ 16.6%
Current assets
€96k▲ 33.6%
Equity and liabilities €134k
Equity
€85k▲ 12.9%
Debt
€49k▲ 16.2%
The debt ratio rises from 35.8% to 36.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€22k▲
2024 · €9k
Cash flow
€17k▲
2024 · €8k
Solvency
63.6%▼
2024 · 64.2%
Current ratio
2.26▼
2024 · 2.43
Quick ratio
2.23▼
2024 · 2.32
Debt / equity
0.57▲
2024 · 0.56
ROE
11.4%▲
2024 · 0.3%
ROA
7.3%▲
2024 · 0.2%
Interest coverage
32.01▲
2024 · 4.13
Debt
€49k▲
2024 · €42k
Debt ≤ 1 year
€42k▲
2024 · €29k
Debt > 1 year
€6k▼
2024 · €13k
Income taxes
€4k▲
2024 · €419
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€117k€134k▲
Fixed assets21/28€46k€38k▼
Tangible fixed assets22/27€45k€38k▼
Furniture and vehicles24€45k€38k▼
Financial fixed assets28€135€135=
Current assets29/58€72k€96k▲
Stocks and contracts in progress3€4k€1k▼
Stocks30/36€4k€1k▼
Amounts receivable within one year40/41€21k€29k▲
Trade receivables40€20k€29k▲
Other amounts receivable41€1k-
Cash at bank and in hand54/58€47k€66k▲
Equity and liabilities
Total equity and liabilities10/49€117k€134k▲
Equity10/15€75k€85k▲
Contributions10/11€19k€19k=
Reserves13€41k€51k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€39k€51k▲
Profit (loss) carried forward14€16k€16k▲
Amounts payable17/49€42k€49k▲
Amounts payable after more than one year17€13k€6k▼
Financial debts170/4€13k€6k▼
Amounts payable within one year42/48€29k€42k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€11k€11k▼
Suppliers440/4€11k€11k▼
Advances received on contracts in progress46-€12k
Taxes, remuneration and social security45€4k€8k▲
Taxes450/3€2k€6k▲
Remuneration and social security454/9€2k€2k▼
Other amounts payable47/48€8k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Other operating charges640/8€451€521▲
Gross operating margin9900€9k€23k▲
Operating profit (loss)9901€1k€15k▲
Financial income75/76B€1k€58▼
Recurring financial income75€1k€58▼
Financial charges65/66B€2k€693▼
Recurring financial charges65€2k€693▼
Profit (loss) for the period before taxes9903€615€14k▲
Income taxes67/77€419€4k▲
Profit (loss) for the period9904€196€10k▲
Profit (loss) for the period to be appropriated9905€196€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€26k▲
Profit (loss) brought forward from the previous period14P€16k€16k▲
Transfer to equity691/2-€10k
To other reserves6921-€10k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
26-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2019net €12k ▲1378%
Operating result €17k, net result €12k, both a record.
2022
29-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
01-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
2020
02-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
04-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
04-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roosdaal · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herststraat 371761 RoosdaalGround area
944 m²
Building footprint
131 m²
Volume, LiDAR
737 m³
Parcel 23011C0304/00E000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Derick Philippe
since 20112.195.042.593
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23011C0304/00E000 | Flanders | 944 m² | 1 · 131 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BOVA
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LEMMENS ADRIEN
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QUUB BETONVLOEREN
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Of 3,937 companies in sector 43331 we hold annual accounts for 1,777. 1,556 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2010
Fiscal year end30-06
Activities, NACEBEL
43331Floor and wall tiling
43910Bricklaying and masonry work
43990Other specialised construction activities
43994Specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.