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GRANIT & MARBRE

Active
Private limited companyfounded 2007active for 19 yearsClément De Clétystraat 10, 1070 Anderlecht, BelgiumKBO/BCE: BE 0888.365.095
Summary

GRANIT & MARBRE has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €123,502 and a net result of -€38,876. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 90% of 2,435 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Risk analysisFollow ReportCompare
GRANIT & MARBREActiveChecked score 65/100
Risk analysis ReportCompare

Overview

Activity
Other building finishing work
NACE 43350Floor and wall tiling NACE 43331
1 site
Size
€271,674turnover 2025
Staff
1 FTE
Equity
€123,502
Loss
-€38,876
Financial health
65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Structure
2025 accounts filed 73 days late3 of 33 deeds summarised
Why 65raises riskLoss of €38,876 (financial year 2025)Last filed accounts filed 73 days late; 3 of the last 3 lateSize: turnover €271,674, 1 FTE, total assets €151,425lowers riskLiquidity: current ratio 5.42, cash €36,110Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 47% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 100=
equity 81.6% of total assets
Liquidity 75-13
short-term debt 18.4% · cash 23.8%
Profitability 0-58
return on assets -25.7%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,639 companies, NACE 43, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 0.8%▲ +0.2 percentage points vs 07-2025 09-2025: 1.0%▲ +0.2 percentage points vs 08-2025 10-2025: 1.3%▲ +0.3 percentage points vs 09-2025highest value 11-2025: 0.5%▼ -0.8 percentage points vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025lowest value 01-2026: 0.5%● unchanged vs 12-2025lowest value 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.2 percentage points vs 07-2026 09-2026: 0.7%● unchanged vs 08-2026 10-2026: 1.2%▲ +0.5 percentage points vs 09-2026
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity ample (current ratio 5.42, compared with 31.06 in 2024, above the usual 1.5; short-term debt: 18.4% and cash: 23.8% of total assets), and 18.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 73% on liquidity, 4% on profitability and 20% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Loss of €38,876 (financial year 2025)
NBB · annual accounts
raises risk · Last filed accounts filed 73 days late; 3 of the last 3 late
NBB · filings
lowers risk · Liquidity: current ratio 5.42, cash €36,110
NBB · annual accounts
raises risk · Size: turnover €271,674, 1 FTE, total assets €151,425
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 2025 accounts filed 73 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-10-2026, 73 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
73 days late
2024
61 days late
2023
61 days late
2022
17 days early
2021
53 days early
2020
61 days late
2019
83 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 38 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (4 of the last 5 filed years within 78 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Weakest financial yearnet -€38,876
  3. Capital & sharesShare transfer · Shareholding ·…

Key points

  • Caution: Staff fell in 2025from 120 FTE to 1 FTE ▼ 99.2% View
  • Caution: Among the weakest 12% on net resultsector median €42,866 · 2,436 companies -€38,876 View
  • Caution: Latest accounts filed lateafter the legal deadline 73 days View

By topic

Financials

Financial year
2025
Turnover
€271,674
Loss
-€38,876
Solvency
81.6%
Turnover▼ 19.3%
Net result
20182025
Go to Financials

Timeline

Events
24
Since
2011
Next accounts
by 31-07-2027
  1. 30-09-2025Annual accounts filed
  2. 31-12-2024Liquidity more than 7 times
  3. 30-09-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other building finishing workNACE 43350
Founded
29-03-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
11
Annual meeting
First Monday of June at 18:00
Purpose
“Construction sous toutes ses formes; Vente,location réparation,restauration et la gestion…” (deed in French)
Go to Articles of association

Key facts about GRANIT & MARBRE

What is the company number of GRANIT & MARBRE?
0888.365.095. In Belgium the VAT number is the company number with BE in front: BE 0888.365.095.
Where is GRANIT & MARBRE based?
The registered office is at Clément De Clétystraat 10, 1070 Anderlecht.Company details
What does GRANIT & MARBRE do?
According to the KBO register, the main activity is other building finishing work (NACE 43350).
What is the legal form of GRANIT & MARBRE?
Private limited company (BV).
When was GRANIT & MARBRE founded?
On 29-03-2007.
Is GRANIT & MARBRE still active?
Yes, GRANIT & MARBRE is an active enterprise in the KBO register.
How many employees does GRANIT & MARBRE have?
On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of GRANIT & MARBRE?
€271,674 in financial year 2025, according to the filed annual accounts.
Is GRANIT & MARBRE profitable?
In financial year 2025, GRANIT & MARBRE made a loss of €38,876.
Where can I find the annual accounts of GRANIT & MARBRE?
GRANIT & MARBRE filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GRANIT & MARBRE due?
By 31-07-2027, for financial year 2026.Timeline

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