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SEDUCTIF

Active Private limited companyfounded 1994active for 32 yearsGrand'Route 153, 1428 Braine-l'AlleudKBO/BCE: BE 0452.787.090 #8 oldest company in Braine-l'Alleud, Other services sector

Lifetime

20 annual accounts with figures on one time axis, 32 filings since 1994
peak €109,774 (2025)
€109,774▲ 18.9%
lowest -€17,065 (2011)
€5,202▼ 35.3%
peak €20,250 (2007)
€19,693▲ 35.9%
€65,481▲ 83.4%
peak 4 FTE (2011)
-not published
Board1 name since 2022
1 directorARCQ Christophe
Owners
  
Documentsfilings and deeds
14-09-202645 days late
2025micro format
Gross margin from €92,287 to €109,774Result from €8,036 to €5,202Equity from €14,491 to €19,693Debts from €35,701 to €65,481Investments €35,743

Key points

from the 2025 annual accounts

Equity

€19,693 ▲ 35.9%

SEDUCTIF has made a profit without a break since 2019.

Turnover

≈ €200,000 estimated

The accounts state no turnover.

Debts

€65,481 77% of the balance sheet
Financial debts 39%Suppliers 10%Taxes and wages 23%Other 29%

Of this, €40,158 falls due within a year.

Investments

€35,743 5.3 × depreciation
20212022202320242025

Green is investment, beige is depreciation.

Staff

4 employees on 31-12-2025
112024212025

In 2025, 2 people joined and 1 left.

Filings

32 annual accounts since 1994
AprilJune31 JulyOctober200020102020

Three of the last ten came late. The 2025 accounts came latest: 45 days after the end of the period.

Checked score

89
Excellent
Financially stronger than 66% of micro companies in personal services (NACE 96)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.7% across 7,626 companies (NACE 96, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -0.5 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.3%▲ +0.1 percentage points vs 08-2026 10-2026: 0.2%▼ -0.1 percentage points vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026

Financial strength
Strong

48-6equity 23.1% of total assets
77+15short-term debt 47.1% · cash 49.4%
76-13return on assets 6.1%

Score breakdown

raises risk
Last filed accounts filed 45 days late; 1 of the last 3 accounts late
Equity €19,693 (23.1% of total assets)
lowers risk
Founded in 1994
Liquidity: current ratio 1.27, cash €42,076
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 47% of them on solvency, 80% on liquidity, 60% on profitability and 77% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 3,818 companies had the same profile as SEDUCTIF has now. Each dot stands for 10 companies, two years later.

95.0%
were still trading
3.7%
stopped another way
1.0%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of SEDUCTIF itself: 0.2% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,818 companies, not a prediction for SEDUCTIF. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.27 (1.26 in 2024), below the usual 1.5. Short-term debt is 47.1% and cash 49.4% of total assets. 76.9% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Founded in 1994
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 45 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 1.27, cash €42,076
NBB · annual accounts
raises risk · Equity €19,693 (23.1% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 45 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
45 days late
2024
1 day early
2023
26 days late
2022
2 days late
2021
61 days early
2020
65 days early
2019
66 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 17 days before the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 August (4 of the last 5 accounts filed within 43 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

AC
Director
  • Christophe ARCQ 98%annual accounts 2020
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0452787090
Reappointment: ARCQ Christophe (director) General meeting of 11-12-2023 · Gazette deed
First establishment Grand'Route 153, Braine-l'Alleud
Incorporation published on 30-06-1994 · Gazette deed
All 42 events

Comparable companies

same main activity, similar in size and age
Company
SEDUCTIF Braine-l'Alleud €85,174 €109,774 23.1% -
LYPI Waterloo €87,999 €118,805 -74.2% -
COIFFURE VERHEYE Knokke-Heist €81,939 €107,922 39.6% -
Philippart Coiffure Binche €83,664 €116,519 75.2% -
FORBICI Hasselt €95,888 €107,884 34.0% -
FASHION HAIR Kontich €96,159 €133,106 51.3% 3.9
JEAN MARIE'S HAIR SHOP La Calamine €86,011 €132,381 67.8% -

These companies have the same main activity as SEDUCTIF: hairdressing and barber services (NACE 96210). They are comparable in size and age: total assets between €81,900 and €96,200, founded between 1990 and 1997.

Official details

Source: KBO
Status
Active since 02-06-1994Normal situation
Activity
Hairdressing and barber servicesNACE 96210
Joint committee
314Hairdressing and beauty care · annual accounts 2025
Establishment unit
2.067.266.0771428 Braine-l'Alleud, since 22-06-1994
Financial year end
31 December
Peppol
Reachable since 08-12-2025
Company details

Annual accounts 2025

€85,174▲ 69.7%
Employeeson 31-12-2025
4▲ 33.3%
Filing
Filed on 14-09-2026
Financials

Insights on SEDUCTIF

SEDUCTIF files the micro format. That format states no turnover. The gross margin rose from €33,671 in 2006 to €109,774 in 2025.

The balance sheet grew most from 2007 to 2008 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SEDUCTIF

What is the company number of SEDUCTIF?
The company number of SEDUCTIF is 0452.787.090. The VAT number is the same number with BE in front: BE 0452.787.090.
Where is SEDUCTIF based?
The registered office is at Grand'Route 153, 1428 Braine-l'Alleud.Company details
What does SEDUCTIF do?
According to the KBO register, the main activity is hairdressing and barber services (NACE 96210).
What is the legal form of SEDUCTIF?
SEDUCTIF is a private limited company (BV).
When was SEDUCTIF founded?
SEDUCTIF was founded on 02-06-1994.
Is SEDUCTIF still active?
Yes, SEDUCTIF is an active enterprise in the KBO register.
How many employees does SEDUCTIF have?
SEDUCTIF had an average of 2.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does SEDUCTIF fall under?
In its 2025 annual accounts, SEDUCTIF states joint committee 314 (Hairdressing and beauty care).
What is the turnover of SEDUCTIF?
The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €109,774 and 38 comparable companies (NACE 96). It probably lies between €140,000 and €220,000.
Is SEDUCTIF profitable?
In financial year 2025, SEDUCTIF made a profit of €5,202.
Where can I find the annual accounts of SEDUCTIF?
SEDUCTIF filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SEDUCTIF due?
SEDUCTIF must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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