SEDUCTIF
ActiveSummary
SEDUCTIF has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €5k. Equity is growing by ~55.9% per year across the filed fiscal years. Its solvency ranks better than 47% of 4621 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-13
Solvency48▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.26 in 2024; short-term debt: 47.1% and cash: 49.4% of total assets), and 76.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.1%
Return on assets
6.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
45 d late
2024
1 d early
2023
26 d late
2022
2 d late
2021
61 d early
2020
65 d early
2019
66 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€5k▼ 35.3%
2024 · €8k
2018: €-2k
2019: €9k
2020: €7k
2021: €36k
2022: €455
2023: €359
2024: €8k
2018 → 2025
Working capital
€11k▲ 16.7%
2024 · €9k
2018: €-40k
2019: €-34k
2020: €-31k
2021: €3k
2022: €-384
2023: €631
2024: €9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€6k▲ 8.1%€6k▲ 5.9%€14k▲ 124%€20k▲ 35.9%
Operating result€37k-€789▼ 97.9%€431▼ 45.4%€8k▲ 1,784%€7k▼ 10.5%
Net result€36k-€455▼ 98.7%€359▼ 21.1%€8k▲ 2,139%€5k▼ 35.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85k
Fixed assets
€34k ▲ 565%
Current assets
€51k ▲ 13.4%
Equity and liabilities €85k
Equity
€20k ▲ 35.9%
Debt
€65k ▲ 83.4%
Debt's share of the balance-sheet total rises from 71.1% to 76.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€14k▲
2024 · €11k
Cash flow
€12k▲
2024 · €11k
Current ratio
1.27▲
2024 · 1.26
Quick ratio
1.13▼
2024 · 1.14
Debt to equity
3.33▲
2024 · 2.46
ROE
26.4%▼
2024 · 55.5%
ROA
6.1%▼
2024 · 16.0%
Interest coverage
6.79▼
2024 · 131.33
Debt ≤ 1 year
€40k▲
2024 · €36k
Debt > 1 year
€25k
Staff costs
€91k▲
2024 · €80k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€50k€85k▲
Fixed assets21/28€5k€34k▲
Tangible fixed assets22/27€5k€34k▲
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24-€30k
Financial fixed assets28€12€12=
Current assets29/58€45k€51k▲
Stocks and contracts in progress3€4k€6k▲
Stocks30/36€4k€6k▲
Amounts receivable within one year40/41€2k€3k▲
Trade receivables40€2k€3k▲
Other amounts receivable41-€20
Cash at bank and in hand54/58€38k€42k▲
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€50k€85k▲
Equity10/15€14k€20k▲
Contributions10/11€19k€19k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€-5k€-138▲
Amounts payable17/49€36k€65k▲
Amounts payable after more than one year17-€25k
Financial debts170/4-€25k
Amounts payable within one year42/48€36k€40k▲
Current portion of amounts payable after more than one year42-€7k
Trade debts44€7k€6k▼
Suppliers440/4€7k€6k▼
Taxes, remuneration and social security45€13k€15k▲
Taxes450/3€7k€8k▲
Remuneration and social security454/9€6k€7k▲
Other amounts payable47/48€16k€12k▼
Income statement
Code20242025
Non-recurring operating income76A€164-
Remuneration, social security and pensions62€80k€91k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€7k▲
Other operating charges640/8€437€4k▲
Non-recurring operating charges66A€853€85▼
Gross operating margin9900€92k€110k▲
Operating profit (loss)9901€8k€7k▼
Financial income75/76B€1€5▲
Recurring financial income75€1€5▲
Financial charges65/66B€82€2k▲
Recurring financial charges65€82€2k▲
Profit (loss) for the period before taxes9903€8k€5k▼
Profit (loss) for the period9904€8k€5k▼
Profit (loss) for the period to be appropriated9905€8k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-138▲
Profit (loss) brought forward from the previous period14P€-13k€-5k▲
Social balance
Average headcount (FTE)90872.2-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 45 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 26 days late
2023
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 2 days late
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €36k ▲393%
Operating result €37k, net result €36k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 1.05
Current ratio from 0.28 to 1.05.
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
26-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
29-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand'Route 1531428 Braine-l'AlleudGround area
220 m²
Building footprint
98 m²
Volume, LiDAR
794 m³
Parcel 25054A0135/00E000, Wallonia · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SEDUCTIF
since 19942.067.266.077
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25054A0135/00E000 | Wallonia | 220 m² | 1 · 98 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
5G Chartering
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LK Châtelain
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RODE MARS
BE 0671.720.149
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Leaf
BE 0750.535.916
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Riccio
BE 0744.689.784
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Of 21,748 companies in sector 96210 we hold annual accounts for 2,833. 2,372 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-06-1994
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.