Philippart Coiffure
ActiveSummary
Philippart Coiffure has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63k and a net result of €6k. Equity is shrinking by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 86% of 4621 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+62
Solvency100▲+2
Growth22=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.8 against 3.35 in 2024; short-term debt: 24.8% and cash: 82.8% of total assets), and 24.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.2%
Return on assets
7.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
79 d early
2024
21 d early
2023
43 d early
2022
30 d late
2021
8 d late
2020
30 d early
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€96k▲ 14.0%
2020 · €84k
2018: €136k
2019: €132k
2020: €84k
2018 → 2021
EBIT margin
-17.8%▼ 13.8pp
2020 · -4.0%
2018: 10.6%
2019: 0.7%
2020: -4.0%
2018 → 2021
Net result
€6k
2024 · €-2k
2018: €9k
2019: €380
2020: €-4k
2021: €-17k
2022: €-42k
2023: €-3k
2024: €-2k
2018 → 2025
Working capital
€58k▲ 20.7%
2024 · €48k
2018: €112k
2019: €116k
2020: €115k
2021: €94k
2022: €51k
2023: €49k
2024: €48k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€96k-
Equity€104k-€62k▼ 40.5%€58k▼ 5.2%€57k▼ 3.2%€63k▲ 11.2%
Operating result€-17k-€-42k▼ 146%€-3k▲ 92.5%€-2k▲ 42.0%€6k
Net result€-17k-€-42k▼ 144%€-3k▲ 92.3%€-2k▲ 42.2%€6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6k after a loss of €2k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84k
Fixed assets
€5k ▼ 43.4%
Current assets
€79k ▲ 14.9%
Equity and liabilities €84k
Equity
€63k ▲ 11.2%
Debt
€21k ▲ 1.1%
Debt's share of the balance-sheet total falls from 26.7% to 24.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€8k▲
2024 · €-425
Cash flow
€8k▲
2024 · €-478
Current ratio
3.80▲
2024 · 3.35
Quick ratio
3.48▲
2024 · 3.05
Debt to equity
0.33▼
2024 · 0.36
ROE
10.0%▲
2024 · -3.3%
ROA
7.6%▲
2024 · -2.4%
Interest coverage
44.86▲
2024 · -2.47
Debt ≤ 1 year
€21k▲
2024 · €21k
Staff costs
€108k▼
2024 · €113k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€77k€84k▲
Fixed assets21/28€9k€5k▼
Tangible fixed assets22/27€4k€5k▲
Plant, machinery and equipment23€2k€3k▲
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€4k€77▼
Current assets29/58€69k€79k▲
Stocks and contracts in progress3€6k€7k▲
Stocks30/36€6k€7k▲
Amounts receivable within one year40/41€190€3k▲
Other amounts receivable41€190€3k▲
Cash at bank and in hand54/58€62k€69k▲
Deferred charges and accrued income490/1€130-
Equity and liabilities
Total equity and liabilities10/49€77k€84k▲
Equity10/15€57k€63k▲
Contributions10/11€20k€20k=
Reserves13€40k€42k▲
Non-distributable reserves130/1€40k€40k=
Reserves not available under the articles1311€40k€40k=
Distributable reserves133-€2k
Profit (loss) carried forward14€-4k€671▲
Amounts payable17/49€21k€21k▲
Amounts payable within one year42/48€21k€21k▲
Trade debts44€7k€2k▼
Suppliers440/4€7k€2k▼
Taxes, remuneration and social security45€8k€13k▲
Taxes450/3€3k€3k▲
Remuneration and social security454/9€6k€10k▲
Other amounts payable47/48€5k€5k=
Accrued charges and deferred income492/3€54-
Income statement
Code20242025
Remuneration, social security and pensions62€113k€108k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€2k€193▼
Gross operating margin9900€115k€117k▲
Operating profit (loss)9901€-2k€6k▲
Financial income75/76B€119€120▲
Recurring financial income75€119€120▲
Financial charges65/66B€172€175▲
Recurring financial charges65€172€175▲
Profit (loss) for the period before taxes9903€-2k€6k▲
Profit (loss) for the period9904€-2k€6k▲
Profit (loss) for the period to be appropriated9905€-2k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€3k▲
Profit (loss) brought forward from the previous period14P€-2k€-4k▼
Transfer to equity691/2-€2k
To other reserves6921-€2k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €6k
Net result €6k after 5 loss-making years.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €-42k
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 15.96
Current ratio from 7.74 to 15.96; short-term debt falls from €17k to €8k.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Versailles(BIN) 327130 BincheGround area
98 m²
Building footprint
86 m²
Volume, LiDAR
1,180 m³
Parcel 56011C0179/00R006, Wallonia · tallest building 15.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
PHILIPPART COIFFURE
since 19922.058.019.702
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56011C0179/00R006 | Wallonia | 98 m² | 1 · 86 m² | 15.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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M & E Style
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Of 21,748 companies in sector 96210 we hold annual accounts for 2,833. 2,025 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-1992
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.