LYPI
ActiveLYPI has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-65k) and a net result of €-9k. Equity is shrinking by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 13% of 1038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▲+8
Solvency0=
Growth31=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.23 against 0.23 in 2024; short-term debt: 173% and cash: 21.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-74.2%
Return on assets
-9.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-65k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
30 d late
2023
6 d early
2022
45 d late
2021
29 d late
2020
198 d late
2019
140 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€347k▲ 18.5%
2021 · €293k
2018: €376k
2019: €376k
2020: €246k
2021: €293k
2018 → 2022
EBIT margin
-0.4%▼ 7.5pp
2021 · 7.1%
2018: 1.2%
2019: 3.2%
2020: -3.4%
2021: 7.1%
2018 → 2022
Net result
€-9k▲ 24.7%
2024 · €-11k
2018: €-2k
2019: €10k
2020: €-8k
2021: €16k
2022: €-2k
2023: €-12k
2024: €-11k
2018 → 2025
Working capital
€-117k▼ 8.7%
2024 · €-107k
2018: €-112k
2019: €-100k
2020: €-97k
2021: €-84k
2022: €-84k
2023: €-97k
2024: €-107k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€293k-€347k▲ 18.5%
Equity€-31k-€-33k▼ 5.5%€-45k▼ 37.4%€-57k▼ 25.3%€-65k▼ 15.2%
Operating result€21k-€-1k€-9k▼ 512%€-9k▼ 5.7%€-6k▲ 36.8%
Net result€16k-€-2k€-12k▼ 620%€-11k▲ 7.0%€-9k▲ 24.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €9k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €88k
Fixed assets
€52k▼ 17.9%
Current assets
€36k▲ 10.7%
Key figures and ratios
EBITDA
€6k▲
2024 · €3k
Cash flow
€4k▲
2024 · €589
Solvency
-74.2%▼
2024 · -59.0%
Current ratio
0.23▲
2024 · 0.23
Quick ratio
0.15▲
2024 · 0.15
Debt / equity
-2.35▲
2024 · -2.69
ROA
-9.8%▲
2024 · -11.9%
Interest coverage
1.99▲
2024 · 1.29
Debt
€153k▲
2024 · €153k
Debt ≤ 1 year
€152k▲
2024 · €139k
Debt > 1 year
€1k▼
2024 · €13k
Staff costs
€111k▲
2024 · €109k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€96k€88k▼
Fixed assets21/28€64k€52k▼
Tangible fixed assets22/27€15k€3k▼
Plant, machinery and equipment23€12k€2k▼
Furniture and vehicles24€2k€580▼
Financial fixed assets28€49k€49k=
Current assets29/58€32k€36k▲
Stocks and contracts in progress3€11k€13k▲
Stocks30/36€11k€13k▲
Amounts receivable within one year40/41€2k€4k▲
Trade receivables40€2k€4k▲
Other amounts receivable41€314€205▼
Cash at bank and in hand54/58€19k€19k▲
Equity and liabilities
Total equity and liabilities10/49€96k€88k▼
Equity10/15€-57k€-65k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€7k€7k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€-82k€-90k▼
Amounts payable17/49€153k€153k▲
Amounts payable after more than one year17€13k€1k▼
Financial debts170/4€13k€1k▼
Amounts payable within one year42/48€139k€152k▲
Current portion of amounts payable after more than one year42€14k€11k▼
Financial debts43€10k€21k▲
Credit institutions430/8€10k€21k▲
Trade debts44€14k€19k▲
Suppliers440/4€14k€19k▲
Taxes, remuneration and social security45€15k€15k▼
Taxes450/3€7k€5k▼
Remuneration and social security454/9€9k€9k▲
Other amounts payable47/48€87k€87k=
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€235k€243k▲
Remuneration, social security and pensions62€109k€111k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€113k€119k▲
Operating profit (loss)9901€-9k€-6k▲
Financial income75/76B-€456
Recurring financial income75-€456
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€-11k€-9k▲
Profit (loss) for the period9904€-11k€-9k▲
Profit (loss) for the period to be appropriated9905€-11k€-9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-82k€-90k▼
Profit (loss) brought forward from the previous period14P€-70k€-82k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
14-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 45 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
14-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 198 days late
2021
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
2020
18-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 140 days late
2019
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
11-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 42 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Bruxelles 2161410 WaterlooGround area
1,819 m²
Building footprint
248 m²
Volume, LiDAR
2,391 m³
Parcel 25762F0601/00A000, Wallonia · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
COIFFURE JEAN LOUIS DAVID
since 19952.073.237.715
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25762F0601/00A000 | Wallonia | 1,819 m² | 1 · 248 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,748 companies in sector 96210 we hold annual accounts for 2,831. 144 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-08-1995
Fiscal year end31-12
Activities, NACEBEL
93021
96021Hairdressing
96210Hairdressing and barber services
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.