Secwise
ActiveSummary
Secwise has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.7m and a net result of €566,941. Equity has been growing by about 35% per year since 2019. Its solvency ranks better than 64% of 1,683 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 09-10-2018 Normal situation
- Registered office
- 183 active companies are registered at this address Source: KBO register, as of 3 November 2026.
- Activity
- Computer consultancy and computer facilities management NACE 62200
- Joint committee
- 200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
- Establishment unit
- 2.310.129.432 2550 Kontich, since 09-10-2018
- Financial year end
- 31 December
- Peppol
- Reachable
Board and ownership
- De Cronos Groep NVManaging director · permanent representative Dirk Deroost
- Arxus NVDirector · permanent representative Erlend Schenkels
- Sam BambustDirector · since 01-09-2025
- Auditor
- KPMG Bedrijfsrevisoren CVBA
- Arxus60%· score 87annual accounts 2025
- CrossPoint Solutions10%· score 88annual accounts 2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Turnover
- €7.7m
- ▲ 17.2%
- Profit
- €566,941
- ▲ 225%
- Equity
- €1.7m
- ▲ 51.4%
- Total assets
- €3.2m
- ▲ 40.8%
- Employees on 31-12-2025
- 17
- ▼ 5.6%
- 2025 accounts filed 24 days after the deadline
Score breakdownraises riskLiquidity: current ratio 2.27, cash €10,863, halvedlowers riskSector: Computer programming, consultancy and related activities (NACE 62)Profit of €566,941 (financial year 2025)Figures for financial year 2025 (filed on 27-08-2026)Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, small). It does better than 65% of them on solvency, 25% on liquidity, 74% on profitability and 83% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 9 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, full format
2025 annual accounts filed 24 days after the deadline Filed on 24 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00429895.
Annual accounts 2025 filed on 24-08-2026 at the NBB all 7 filings
Every figure per financial year
The operating result for 2025 is nearly 3.3 times that of 2024 and the highest since 2021. It is a recovery after the fall in 2024.
- 2025 Net result +225% on 2024. The accounts now follow the full format, last year the abbreviated format.
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 9 | 10 | 11 | 18 | 17 |
| full-time | 9 | 10 | 11 | 17 | 16 |
| part-time | - | - | - | 1 | 1 |
| in full-time equivalents | 9 | 10 | 11 | 17.8 | 16.3 |
| Average over the year, in full-time equivalents | 7.1 | 9.2 | 12.7 | 15.2 | 13.7 |
| On a permanent contract | 9 | 10 | 11 | 17 | 16 |
| Joined | 3 | 4 | 4 | 9 | 7 |
| Left | 1 | 3 | 3 | 2 | 8 |
| Training hours | 99 | 39 | 32 | 1,110 | 17 |
Source: social balance sheet in the 2021 to 2025 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €7,937 | €8,072 | €58,503 | €14,864 | €27,014 |
| Financial fixed assets | - | - | €55,800 | €3,500 | - |
| Depreciation and write-downs of the year | €4,094 | €6,638 | €12,733 | €22,254 | €24,375 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Public contracts
Source: TED (Tenders Electronic Daily), Publications Office of the European Union. The values are as the buyer published them. For a framework agreement, the value is a ceiling.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Turnover70 | €1.1m | €2.1m | €2.7m | €4.3m | €5.6m | €6.6m | €7.7m | ▲ 17.2% |
| Non-recurring operating income76A | - | - | - | - | - | €0.05m | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €2.1m | €3.4m | €4.4m | €5.3m | €5.9m | ▲ 11.9% |
| Remuneration, social security and pensions62 | - | - | €0.4m | €0.6m | €0.9m | €1.1m | €1.0m | ▼ 11.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.002m | €0.002m | €0.004m | €0.007m | €0.01m | €0.02m | €0.02m | ▲ 9.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | - | - | €267 | - |
| Other operating charges640/8 | - | - | €0.003m | €0.002m | €0.01m | €0.007m | €0.01m | ▲ 73.1% |
| Non-recurring operating charges66A | - | - | - | - | - | - | €463 | - |
| Gross operating margin9900 | €0.1m | €0.6m | €0.6m | €0.9m | €1.3m | €1.4m | €1.8m | ▲ 30.6% |
| Operating profit (loss)9901 | -€0.007m | €0.3m | €0.3m | €0.3m | €0.4m | €0.2m | €0.8m | ▲ 228% |
| Financial income75/76B | - | - | €0.001m | €0.001m | €0.002m | €0.01m | €0.008m | ▼ 37.3% |
| Recurring financial income75 | €89 | €459 | €0.001m | €0.001m | €0.002m | €0.01m | €0.008m | ▼ 37.3% |
| Financial charges65/66B | - | - | €0.004m | €0.007m | €0.01m | €0.02m | €0.02m | ▼ 3.2% |
| Recurring financial charges65 | €0.01m | €0.01m | €0.004m | €0.007m | €0.01m | €0.02m | €0.02m | ▼ 3.2% |
| Profit (loss) for the period before taxes9903 | -€0.02m | €0.3m | €0.3m | €0.3m | €0.4m | €0.2m | €0.8m | ▲ 236% |
| Income taxes67/77 | €0.001m | €0.08m | €0.07m | €0.07m | €0.1m | €0.06m | €0.2m | ▲ 268% |
| Profit (loss) for the period9904 | -€0.02m | €0.2m | €0.2m | €0.2m | €0.3m | €0.2m | €0.6m | ▲ 225% |
| Transfer to tax-exempt reserves689 | - | - | - | - | €0.04m | €0.06m | €0.2m | ▲ 233% |
| Profit (loss) for the period to be appropriated9905 | -€0.02m | €0.2m | €0.2m | €0.2m | €0.2m | €0.1m | €0.4m | ▲ 220% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €0.6m | €0.9m | €1.2m | €1.6m | €2.1m | €2.3m | €3.2m | ▲ 40.8% |
| Fixed assets21/28 | €0.004m | €0.007m | €0.01m | €0.01m | €0.1m | €0.05m | €0.06m | ▲ 3.9% |
| Tangible fixed assets22/27 | €0.004m | €0.007m | €0.01m | €0.01m | €0.06m | €0.05m | €0.05m | ▲ 4.2% |
| Plant, machinery and equipment23 | - | - | €0.01m | €0.01m | €0.03m | €0.03m | €0.04m | ▲ 23.5% |
| Furniture and vehicles24 | - | - | - | - | €0.02m | €0.02m | €0.01m | ▼ 27.3% |
| Other tangible fixed assets26 | - | - | - | €0.002m | €0.002m | €0.001m | €0.001m | ▲ 17.9% |
| Financial fixed assets28 | - | - | - | - | €0.06m | €0.004m | €0.004m | = |
| Current assets29/58 | €0.6m | €0.9m | €1.2m | €1.5m | €2.0m | €2.2m | €3.1m | ▲ 41.7% |
| Amounts receivable within one year40/41 | €0.6m | €0.9m | €1.2m | €1.5m | €1.9m | €2.1m | €3.1m | ▲ 44.2% |
| Trade receivables40 | - | - | €0.7m | €1.1m | €1.3m | €1.7m | €1.4m | ▼ 12.8% |
| Other amounts receivable41 | - | - | €0.5m | €0.4m | €0.6m | €0.5m | €1.6m | ▲ 246% |
| Cash at bank and in hand54/58 | €0.02m | €0.01m | €0.01m | €0.02m | €0.02m | €0.03m | €0.01m | ▼ 57.0% |
| Deferred charges and accrued income490/1 | - | - | €0.007m | €0.02m | €0.07m | €0.05m | €0.04m | ▼ 14.2% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €0.6m | €0.9m | €1.2m | €1.6m | €2.1m | €2.3m | €3.2m | ▲ 40.8% |
| Equity10/15 | €0.04m | €0.3m | €0.5m | €0.6m | €0.9m | €1.1m | €1.7m | ▲ 51.4% |
| Contributions10/11 | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Capital10 | - | - | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Issued capital100 | - | - | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Reserves13 | - | €0.2m | €0.4m | €0.6m | €0.9m | €1.0m | €1.6m | ▲ 54.6% |
| Non-distributable reserves130/1 | - | - | €0.006m | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Legal reserve130 | - | - | €0.006m | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Tax-exempt reserves132 | - | - | - | - | €0.04m | €0.1m | €0.3m | ▲ 200% |
| Distributable reserves133 | - | - | €0.4m | €0.6m | €0.8m | €0.9m | €1.3m | ▲ 38.5% |
| Profit (loss) carried forward14 | -€0.02m | €0.001m | €0.002m | €0.001m | €0.004m | €0.001m | €34 | ▼ 94.3% |
| Provisions and deferred taxes16 | - | - | - | - | - | - | €267 | - |
| Provisions for liabilities and charges160/5 | - | - | - | - | - | - | €267 | - |
| Pensions and similar obligations160 | - | - | - | - | - | - | €267 | - |
| Amounts payable17/49 | €0.6m | €0.7m | €0.7m | €0.9m | €1.2m | €1.2m | €1.5m | ▲ 30.5% |
| Amounts payable within one year42/48 | €0.5m | €0.6m | €0.6m | €0.7m | €1.0m | €1.0m | €1.4m | ▲ 34.8% |
| Trade debts44 | €0.2m | €0.5m | €0.4m | €0.6m | €0.8m | €0.8m | €1.1m | ▲ 40.3% |
| Suppliers440/4 | - | - | €0.4m | €0.6m | €0.8m | €0.8m | €1.1m | ▲ 40.3% |
| Advances received on contracts in progress46 | - | - | - | - | - | €0.002m | - | - |
| Taxes, remuneration and social security45 | - | - | €0.2m | €0.1m | €0.2m | €0.2m | €0.3m | ▲ 5.5% |
| Taxes450/3 | - | - | €0.1m | €0.08m | €0.1m | €0.1m | €0.1m | ▲ 20.6% |
| Remuneration and social security454/9 | - | - | €0.04m | €0.06m | €0.09m | €0.1m | €0.1m | ▼ 7.2% |
| Other amounts payable47/48 | - | - | - | - | €0.01m | €0.02m | €0.05m | ▲ 233% |
| Accrued charges and deferred income492/3 | - | - | €0.2m | €0.2m | €0.2m | €0.1m | €0.1m | ▼ 1.8% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€17,837 | €222,339 | €184,470 | €184,568 | €292,090 | €174,413 | €566,941 | ▲ 225% |
| + Depreciation and write-downs630 | €1,796 | €2,390 | €4,094 | €6,638 | €12,733 | €22,254 | €24,375 | ▲ 9.5% |
| Operating cash flow (approximation) | -€16,042 | €224,729 | €188,564 | €191,206 | €304,823 | €196,667 | €591,316 | ▲ 201% |
| Investment in fixed assets (approximation) | - | -€5,234 | -€7,937 | -€8,072 | -€114,303 | €37,436 | -€26,472 | - |
| Change in cash | - | -€4,800 | €2,863 | €5,122 | €4,868 | €1,665 | -€14,409 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 6,782 companies had the same profile as Secwise has now. Two years later, 96.7% were still going and 0.6% had gone bankrupt.
- Small
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
That fits the bankruptcy probability of Secwise itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,782 companies, not a prediction for Secwise. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (7)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | full format | 24-08-2026 | 2026-00429895 | |
| 31-12-2024 | abbreviated format | 26-08-2025 | 2025-00443799 | |
| 31-12-2023 | abbreviated format | 21-08-2024 | 2024-00371388 | |
| 31-12-2022 | abbreviated format | 29-08-2023 | 2023-00410406 | |
| 31-12-2021 | abbreviated format | 05-08-2022 | 2022-20276923 | |
| 31-12-2020 | abbreviated format | 12-07-2021 | 2021-34500007 | |
| 31-12-2019 | abbreviated format | 09-07-2020 | 2020-28000446 |
Board & ownership
Directors
Board 3
Day-to-day management 1
Permanent representatives 2
Statutory auditor 1
Full text
24.5 Wanneer de vennootschap zelf een mandaat opneemt van lid van een bestuursorgaan of van dagelijks bestuurder, benoemt zij een natuurlijke persoon als vaste vertegenwoordiger die wordt belast met de uitvoering van dat mandaat in naam en voor rekening van de vennootschap. VI. B. Bepalingen van toepassing wanneer de vennootschap wordt bestuurd door één enkele bestuurder Artikel 24 : Vertegenwoordiging van de vennootschap 24.1 De vennootschap wordt in en buiten rechte rechtsgeldig verbonden door de enige bestuurder. 24.2 Binnen de grenzen van het dagelijks bestuur wordt de vennootschap ook in en buiten rechte geldig vertegenwoordigd door de dagelijks bestuurder(s) die alleen handelen. 24.3 Bovendien wordt de vennootschap rechtsgeldig verbonden door bijzondere gevolmachtigden binnen de perken van de hun verleende volmacht. 24.4 In alle akten die de vennootschap verbinden, moet onmiddellijk voor of na de handtekening van de persoon die de vennootschap vertegenwoordigt, worden vermeld in welke hoedanigheid hij optreedt. 24.5 Wanneer de vennootschap zelf een mandaat opneemt van lid van een bestuursorgaan of van dagelijks bestuurder, benoemt zij een natuurlijke persoon als vaste vertegenwoordiger die wordt belast met de uitvoering van dat mandaat in naam en voor rekening van de vennootschap.” -de statuten van de vennootschap aangepast werden om ze in overeenstemming te brengen met de genomen besluiten en een nieuwe tekst van statuten artikelsgewijs goedgekeurd werd. -de zetel van de vennootschap met ingang van vierentwintig oktober tweeduizend drieëntwintig verplaatst werd naar 2550 Kontich, Veldkant 33 A.
Owners and capital
Shareholders
2 ownersChain of control
- Nuclys
- De Cronos Groep
- UPTIME GROUP
- Arxus
- Secwise
Owners 2
- ArxusparentEquity €16.0m Profit of €1.8m in 2025 (profit of €3.5m in 2024) Checked score 8760%
- Equity €16.8m Loss of €20,067 in 2025 (profit of €770,815 in 2024) Checked score 8810%
Mandate history
- Board
- Day-to-day management
- Statutory auditor
- began earlier
| Name | Functions and periods |
|---|---|
| De Cronos Groep NV |
|
| Arxus NV |
|
| Sam Bambust |
|
| KPMG Bedrijfsrevisoren CVBA |
|
| Josephus de Wit |
|
| CrossPoint Solutions |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “3, algemene vergadering”
Articles of association, deed of 14-11-2023 (in Dutch)
Network & group
Companies at the same address
79 other companies- Route_33 AI Registered office · since 2026 1042342697
- Dotto Labs Registered office · since 2026 1037972056
- CheevO! Registered office · since 2025 1018180789
- Quantum Circle Registered office · since 2024 1016105286
- QAura Registered office · since 2024 1011776415
- Calibrate Registered office · since 2024 1011008432
- Codana Registered office · since 2024 1011008135
- Nynox Registered office · since 2024 1011009224
- Nandoo Registered office · since 2024 1006513867
- The Cronos Group (P2) Registered office · since 2024 1011984865
Connections & network
2 connected companiesTimeline
Acts, filings and financial milestones
03-10
Gazette deed
1 director appointed, 2 directors resigningResignation: Josephus de Wit (director) · Permanent representative: Dirk Deroost · Appointment: Sam Bambust (director)6 points ▸
- General meeting, 01-09-2025
- Director resignation, Josephus de Wit (director)
- Board meeting, 01-09-2025
- Director resignation, Josephus de Wit (managing director)
- Permanent representative, Dirk Deroost
- Director appointment, Sam Bambust (director)
27-11
Gazette deed
3 reappointedReappointments: Josephus de Wit, De Cronos Groep NV and Arxus NV · Permanent representatives: Dirk Deroost and Erlend Schenkels6 points ▸
- General meeting, 28-06-2024
- Director reappointment, Josephus de Wit (director)
- Director reappointment, De Cronos Groep NV (director)
- Director reappointment, Arxus NV (director)
- Permanent representative, Dirk Deroost
- Permanent representative, Erlend Schenkels
14-11
Gazette deed
3 directors appointed, 1 director resigningResignation: CrossPoint Solutions (director) · Permanent representatives: Ans Anthonis, Erlend Schenkels and DEROOST Dirk · Appointments: Arxus, DE WIT Josephus and Cronos Groep NV10 points ▸
- Amendment of the articles, mentioned 2 times in the deed
- Registered-office move
- Director resignation, CrossPoint Solutions (director)
- Permanent representative, Ans Anthonis
- Director appointment, Arxus (director)
- Permanent representative, Erlend Schenkels
- Board meeting, 09-10-2023
- Director appointment, DE WIT Josephus (managing director)
- Director appointment, Cronos Groep NV (managing director)
- Permanent representative, DEROOST Dirk
24-05
Gazette deed
Permanent representatives: Ans Anthonis, Thierri Callaerts and Dirk Deroost6 points ▸
- General meeting, 21-03-2023
- Permanent representative, Ans Anthonis
- Permanent representative, Thierri Callaerts
- Director in office, De Cronos Groep NV (director)
- Permanent representative, Dirk Deroost
- Director in office, Josephus de Wit (director)
07-04
Gazette deed
Permanent representatives: Dieter Vanloock, Filip De Bock and Dirk DeroostReappointment: KPMG Bedrijfsrevisoren CVBA (statutory auditor)5 points ▸
- General meeting, 02-03-2023
- Permanent representative, Dieter Vanloock (vaste vertegenwoordiger van de commissaris)
- Permanent representative, Filip De Bock (vaste vertegenwoordiger van de commissaris)
- Auditor reappointment, KPMG Bedrijfsrevisoren CVBA (statutory auditor)
- Permanent representative, Dirk Deroost
Show earlier events
Sources:Publications in the Belgian Official GazetteFilings with the National Bank