Turnover
≈ €91,000 estimated
The micro format states no turnover.
SecureFlow
Overview
Lifetime
1 annual account with figurespeak €16,725 (2025)
€16,725
peak €2,645 (2025)
€2,645
peak €4,645 (2025)
€4,645
€57,904
Board1 name since 2024
1 directorCLAES Thomas Yvon Jean-Louis
Documentsfilings and deeds
29-08-202629 days late
2025micro format
First year with figures
Key points
from the 2025 annual accountsDebts
€57,904 93% of the balance sheet
Suppliers 7%Taxes and wages 2%Other 92%
Of this, €54,636 falls due within a year.
Position in the sector
€4,645
Less equity than 87% of companies in computer programming and consultancy. Sector median €69,058 · 21,211 companies.
2025 accounts filed 29 days after the deadline
Checked score
90
Excellent
Financially stronger than 21% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 0.4%
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.5%▲ +0.1 percentage points vs 06-2026
08-2026: 0.5%● unchanged vs 07-2026highest value
09-2026: 0.1%▼ -0.4 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Equity €4,645 (7.4% of total assets)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 0.47, cash €23,560
Size: total assets €62,549
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 14% of them on solvency, 24% on liquidity and 24% on profitability.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 514 companies had the same profile as SecureFlow has now. Each dot stands for 2 companies, two years later.
96.9%
were still trading
1.2%
stopped another way
1.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SecureFlow itself is lower: 0.1% within 12 months. It rests on far more data about SecureFlow than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 514 companies, not a prediction for SecureFlow. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 21205 sector peers (2025).
NBB · sector comparisonPosition among 21205 sector peers
Solvency
better than 13%
← weakest
strongest →
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 29 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
29 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1017357774
Incorporation
Founding capital of €2,000, 100 shares · Founder: CLAES Thomas Yvon Jean-Louis · Appointment: CLAES Thomas Yvon Jean-Louis (director) · published on 17-12-2024 · Gazette deed
First establishment
Rue Hector Ameye (H-G) 122, La Louvière
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SecureFlow La Louvière | €62,549 | €16,725 | 7.4% | - |
| My Home Domotics Consult Tournai | €56,542 | €17,552 | 15.2% | - |
| SMART DIGINOVATIONS Saint-Ghislain | €53,697 | €16,438 | 12.9% | - |
| IONYX SRL Gerpinnes | €58,629 | €20,677 | 4.5% | - |
| Fyndera Wommelgem | €61,830 | €16,074 | 31.8% | - |
| Thomas Innovations Ledegem | €56,915 | €18,383 | 12.6% | - |
| DALAPAARD TECH SOLUTIONS Antwerp | €55,324 | €18,014 | 22.4% | - |
These companies have the same main activity as SecureFlow: computer programming (NACE 62100). They are comparable in size and age: total assets between €53,700 and €61,800, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 13-12-2024Normal situation
- Activity
- Computer programmingNACE 62100
- Establishment unit
- 2.367.782.7677110 La Louvière, since 13-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 07-01-2025
Insights on SecureFlow
SecureFlow has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4,645 and a net result of €2,645.
Its solvency ranks better than 13% of 21,205 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 29-08-2026, 29 days late€16,725
€6,979
€2,645
-€29,170
7.4%
0.47
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €91,000. Estimated: probably between €48,000 and €170,000.
Balance sheet
balance sheet total €62,549 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
7.4%
Higher than 13% of 21,205 companies in 2025.
0.47
Higher than 6% of 20,568 companies in 2025.
4.2%
Higher than 24% of 20,743 companies in 2025.
SecureFlow
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
62,549 | |
21/28 |
37,083 | |
22/27 |
34,583 | |
24 |
34,583 | |
28 |
2,500 | |
29/58 |
25,466 | |
40/41 |
1,906 | |
40 |
788 | |
41 |
1,118 | |
54/58 |
23,560 | |
| Balance sheet: equity and liabilities | ||
10/49 |
62,549 | |
10/15 |
4,645 | |
10/11 |
2,000 | |
14 |
2,645 | |
17/49 |
57,904 | |
42/48 |
54,636 | |
44 |
3,840 | |
440/4 |
3,840 | |
45 |
1,000 | |
450/3 |
1,000 | |
47/48 |
49,796 | |
492/3 |
3,268 | |
| Income statement | ||
9900 |
16,725 | |
630 |
8,231 | |
640/8 |
1,515 | |
9901 |
6,979 | |
75/76B |
0 | |
75 |
0 | |
65/66B |
3,334 | |
65 |
3,334 | |
9903 |
3,645 | |
67/77 |
1,000 | |
9904 |
2,645 | |
9905 |
2,645 | |
| Appropriation of the result | ||
9906 |
2,645 | |
| Document | ||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 29-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 29 days after the deadline. Filed on 29 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00450893.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 29-08-2026 | 2026-00450893 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 15,210 | ||
| 10,875 | ||
| 45,313 | ||
| -29,170 | ||
| 7.4% | ||
| 0.47 | ||
| 12.47 | ||
| 56.9% | ||
| 4.2% | ||
| 4.56 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €42,813 |
| Financial fixed assets | €2,500 |
| €8,231 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on SecureFlow
Debt's share of the balance-sheet total is 92.6%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 17-12-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 29-08-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “ARTICLE 12 - Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”deed of 17-12-2024
Mandates through the years
1 name, the dashed line is todayCLAES Thomas Yvon Jean-Louis
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- CLAES Thomas Yvon Jean-Louis
- Director (not named in the articles), appointed by deed of 17-12-2024, still in office
Control
Capital
- Contribution
- €2,000
- Shares
- 100
- Contribution per share
- €20
- Equity per share
- €46.45 in 2025
- Source
- deed of 17-12-2024
Articles of association
deed of 17-12-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Friday of April at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Founder
At incorporation
deed of 17-12-2024 ↗
- CLAES Thomas Yvon Jean-Louis sole founder · 100% at incorporation
Network & group
No group
SecureFlow has no parent and no holdings in its annual accounts. CLAES Thomas Yvon Jean-Louis is the only director. SecureFlow shares no director with another company.
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 29 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1017357774
2024
IncorporationFounding capital of €2,000, 100 shares · Founder: CLAES Thomas Yvon Jean-Louis · Appointment: CLAES Thomas Yvon Jean-Louis (director) · published on 17-12-20246 points ▸
- Registered office clause, Rue Hector Ameye 122, 7110 La Louvière (Houdeng-Goegnies)
- Board rule, 1
- Director appointment, CLAES Thomas Yvon Jean-Louis (director (not named in the articles))
- Founder, CLAES Thomas Yvon Jean-Louis
- Founding capital, €2,000, 100 shares
- 100 shares
First establishment Rue Hector Ameye (H-G) 122, La Louvière
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1017.357.774
- VAT number
- BE 1017.357.774
- Peppol ID
- 0208:1017357774
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 13-12-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Friday of April at 18:00deed of 17-12-2024 (in French)
- Peppol
- Reachable since 07-01-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- SecureFlow in French
- Abbreviation
- SFlow in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 17-12-2024 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région Wallonne”deed of 17-12-2024 (in French)
Activities
NACEBEL 202562100
Computer programming main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Activités principales liées aux technologies de l'information et de l'industrie; Activités d’investissement et de gestion financière…”deed of 17-12-2024 (in French)
6 activities
- Activités principales liées aux technologies de l'information et de l'industrie
- Activités d’investissement et de gestion financière
- Activités générales de services et de support
- Activités immobilières et connexes
- Activités complémentaires
- Activités agricoles,maraîchères et artisanales
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue Hector Ameye (H-G) 122 registered office 7110 La Louvière | 13-12-2024 | 2.367.782.767 |
Buildings and parcels at the address
- Ground area
- 1,570 m²
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 55020C0912/02X000 | 1,570 m² | - | - |