Fyndera

Active

Private limited companyfounded 20241 yr activeNijverheidsstraat 70, 2160 Wommelgem, BelgiumKBO/BCE: BE 1016.248.808

Fyndera has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €15k. Its solvency ranks better than 29% of 16942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

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Checked score

Score 2025

78 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability98

Solvency57

Growth-

Track record67

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €1.5k at 30 days acceptable

Liquidity tight (current ratio 1.38; short-term debt: 68.2% and cash: 64.8% of total assets), and 68.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 62

Relative position

BE, all sectors

reference

Sector 62

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

31.8%

Return on assets

23.7%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

on the day

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€20k

Total assets

€62k

Net result

€15k

Working capital

€16k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €62k

94.4%

Fixed assets €3k

Current assets €58k

Equity and liabilities €62k

31.8%

68.2%

Equity €20k

Debt €42k

Debt finances 68.2% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€16k

Cash flow

€15k

Solvency

31.8%

Current ratio

1.38

Quick ratio

1.38

Debt / equity

2.14

ROE

74.6%

ROA

23.7%

Interest coverage

33.02

Debt

€42k

Debt ≤ 1 year

€42k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€62k

Fixed assets21/28€3k

Tangible fixed assets22/27€3k

Furniture and vehicles24€3k

Financial fixed assets28€200

Current assets29/58€58k

Amounts receivable within one year40/41€18k

Trade receivables40€18k

Cash at bank and in hand54/58€40k

Equity and liabilities

Total equity and liabilities10/49€62k

Equity10/15€20k

Contributions10/11€5k

Reserves13€15k

Distributable reserves133€15k

Amounts payable17/49€42k

Amounts payable within one year42/48€42k

Trade debts44€20k

Suppliers440/4€20k

Taxes, remuneration and social security45€3k

Taxes450/3€3k

Other amounts payable47/48€20k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€807

Other operating charges640/8€120

Gross operating margin9900€16k

Operating profit (loss)9901€15k

Financial income75/76B€15

Recurring financial income75€15

Financial charges65/66B€483

Recurring financial charges65€483

Profit (loss) for the period before taxes9903€15k

Profit (loss) for the period9904€15k

Profit (loss) for the period to be appropriated9905€15k

Appropriation of the result

Profit (loss) to be appropriated9906€15k

Transfer to equity691/2€15k

To other reserves6921€15k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

31-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Wommelgem · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Nijverheidsstraat 702160 Wommelgem

Ground area

1.1 ha

Building footprint

2,440 m²

Volume, LiDAR

26,397 m³

2 parcels, Flanders · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

Fyndera

Dreefstraat 26, 3540 Herk-de-StadOther software publishing

since 20242.366.567.396

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11052C0585/00T002	Flanders	1.0 ha	1 · 2,288 m²	14.7 m · 4 fl.
71012A0212/00K000	Flanders	953 m²	1 · 152 m²	7.7 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 50,000 EUR awarded · 50,000 EUR paid

Year	Entries	awarded	paid
2025	1	50,000 EUR	50,000 EUR

Schemes

Innovatieve starterssteun

1 entry · 50,000 EUR · 50,000 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

BROC SERVICES

BE 0704.630.467

Saint-Hubert · Eq €20k

Hechtel-Eksel · Eq €20k

Of 16,869 companies in sector 62100 we hold annual accounts for 8,779. 5,771 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded15-11-2024

Fiscal year end31-12

Activities, NACEBEL

62010Computer programming, consultancy and related activities

62100Computer programming

62020IT consultancy

62200Computer consultancy and computer facilities management

66199Other activities auxiliary to financial services, excluding insurance and pension funding

70200Business and other management consultancy

70210Activities of head offices; management consultancy activities

70220Business consulting

73300Public relations and communication consultancy

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.