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SMART DIGINOVATIONS

Active
Private limited companyfounded 20251 year activeRue Henri Hautecoeur(S) 131, 7332 Saint-Ghislain, BelgiumKBO/BCE: BE 1020.225.313
Summary

SMART DIGINOVATIONS has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,940 and a net result of €1,940. Its solvency ranks better than 19% of 2,304 sector peers (NACE 63, fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Computing infrastructure, data processing, hosting and related activities
NACE 63100Computer programming NACE 62100
1 site
Size
€53,697total assets 2025
Staff
1 FTE
Equity
€6,940
Profit
€1,940
Turnover not published (abridged schema)
Financial health
85 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.2%
Structure
Accounts 88 days early0 of 1 deed read
Why 85- Founded in 2025- Equity €6,940 (12.9% of total assets)+ Sector Computing infrastructure, data processing, hosting and other information service activities (NACE 63)+ Liquidity: current ratio 0.92, cash €19,549Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 29% of its sector peers (NACE 63, micro)
Financial strength
Average
Solvency 38
equity 12.9% of total assets
Liquidity 47
short-term debt 87.1% · cash 36.4%
Profitability 73
return on assets 3.6%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (2,951 companies)
Last 24 months 03-2026: 0.6% 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026highest value 06-2026: 0.2%▼ -0.4 percentage points vs 05-2026lowest value 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.92; short-term debt: 87.1% and cash: 36.4% of total assets), and 87.1% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro): better than 20% on solvency, 26% on liquidity and 39% on profitability.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Sector Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
KBO
lowers risk · Liquidity: current ratio 0.92, cash €19,549
NBB · annual accounts
raises risk · Founded in 2025
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Equity €6,940 (12.9% of total assets)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 2304 sector peers (2025).
NBB · sector comparison
Position among 2304 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
88 days early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Caution: Among the weakest 19% on equitysector median €60,837 · 2,304 companies €6,940 View
  • Total assets 2025first fiscal year filed €53,697 View
  • Active since 2025founded 20-02-2025 1 years View

By topic

Financials

Fiscal year
2025
Total assets
€53,697
Profit
€1,940
Solvency
12.9%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Computing infrastructure, data processing, hosting and related activitiesNACE 63100
Founded
20-02-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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