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KDC & PARTNERS SERVICES

Active
Private limited companyfounded 201412 yrs activeGalliërslaan 33, 1040 Etterbeek, BelgiumKBO/BCE: BE 0544.849.493

KDC & PARTNERS SERVICES has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €14k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 52% of 7723 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
86 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency78▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.99 against 1.46 in 2024; short-term debt: 46.6% and cash: 38.4% of total assets), and 46.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
53.4%
Return on assets
25.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 12 years 0 20 y
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €28k
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
6 d early
2023
13 d early
2022
27 d early
2021
65 d late
2020
3 d early
2019
7 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€14k▼ 3.1%
2024 · €14k
2018: €9k 2019: €-3k 2020: €-12k 2021: €9k 2022: €-7k 2023: €3k 2024: €14k
2018 → 2025
Working capital
€25k▲ 163%
2024 · €9k
2018: €6k 2019: €9k 2020: €-8k 2021: €-1k 2022: €-10k 2023: €-4k 2024: €9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€4k-€-2k€788€15k▲ 1,777%€28k▲ 91.8%
Operating result€10k-€-6k€9k€16k▲ 79.2%€19k▲ 18.6%
Net result€9k-€-7k€3k€14k▲ 341%€14k▼ 3.1%
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20kOperating result 2021: €10k€10kNet result 2021: €9k€9kOperating result 2022: €-6k€-6kNet result 2022: €-7k€-7kOperating result 2023: €9k€9kNet result 2023: €3k€3kOperating result 2024: €16k€16kNet result 2024: €14k€14kOperating result 2025: €19k€19kNet result 2025: €14k€14k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 19% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €53k
Fixed assets €4k▼ 31.5%
Current assets €49k▲ 67.0%
Equity and liabilities €53k
Equity €28k▲ 91.8%
Debt €25k▲ 22.4%
The debt ratio falls from 57.8% to 46.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€21k
2024 · €18k
Cash flow
€15k
2024 · €16k
Solvency
53.4%
2024 · 42.2%
Current ratio
1.99
2024 · 1.46
Quick ratio
1.99
2024 · 1.46
Debt / equity
0.87
2024 · 1.37
ROE
47.9%
2024 · 94.7%
ROA
25.5%
2024 · 40.0%
Interest coverage
75.90
2024 · 60.22
Debt
€25k
2024 · €20k
Debt ≤ 1 year
€25k
2024 · €20k
Income taxes
€5k
2024 · €2k
Staff costs
€72k
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€35k€53k
Fixed assets21/28€5k€4k
Tangible fixed assets22/27€5k€4k
Land and buildings22€4k€3k
Furniture and vehicles24€978€460
Current assets29/58€30k€49k
Amounts receivable within one year40/41€21k€17k
Trade receivables40€21k€17k
Cash at bank and in hand54/58€8k€20k
Deferred charges and accrued income490/1€872€12k
Equity and liabilities
Total equity and liabilities10/49€35k€53k
Equity10/15€15k€28k
Contributions10/11€16k€16k=
Profit (loss) carried forward14€-707€13k
Amounts payable17/49€20k€25k
Amounts payable within one year42/48€20k€25k
Trade debts44€4k€490
Suppliers440/4€4k€490
Taxes, remuneration and social security45€16k€24k
Taxes450/3€6k€10k
Remuneration and social security454/9€10k€14k
Other amounts payable47/48-€334
Income statement Code20242025
Remuneration, social security and pensions62€64k€72k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Provisions for liabilities and charges: additions (uses and reversals)635/8€391-
Other operating charges640/8€387€600
Gross operating margin9900€83k€93k
Operating profit (loss)9901€16k€19k
Financial charges65/66B€296€274
Recurring financial charges65€296€274
Profit (loss) for the period before taxes9903€16k€19k
Income taxes67/77€2k€5k
Profit (loss) for the period9904€14k€14k
Profit (loss) for the period to be appropriated9905€14k€14k
Appropriation of the result
Profit (loss) to be appropriated9906€-707€13k
Profit (loss) brought forward from the previous period14P€-15k€-707
Social balance
Average headcount (FTE)90871.3-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
25-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Highest result since 2018net €14k ▲341%
Net result €14k, the highest in the series.
18-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial Back to profitnet €3k
Net result €3k after one loss-making year.
04-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
04-10
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 65 days late
2021
31-12
Financial Back to profitnet €9k
Net result €9k after 2 loss-making years.
28-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
24-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
01-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
25-09
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 56 days late
2017
15-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2014
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Galliërslaan 331040 Etterbeek
Ground area
295 m²
Building footprint
127 m²
Volume, LiDAR
2,117 m³
Parcel 21005A0521/00P002, Brussels · tallest building 21.7 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Galliërslaan 33, 1040 Etterbeek
Office administrative, office support and other business support activities
since 20142.229.233.610
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21005A0521/00P002 Brussels 295 m² 1 · 127 m² 21.7 m · 6 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,221 companies in sector 82100 we hold annual accounts for 3,511. 2,395 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded29-01-2014
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82190Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.