SE-S MANAGEMENT
ActiveSE-S MANAGEMENT has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €654k and a net result of €-26k. Equity is growing by ~35.5% per year across the filed fiscal years. Its solvency ranks better than 54% of 1613 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▼-54
Solvency73▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity short (current ratio 0.1 against 0.12 in 2024; short-term debt: 51.5% and cash: 1.7% of total assets), and 52% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
3 d early
2024
28 d late
2023
on the day
2022
40 d early
2021
6 d early
2020
1 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€171k
EBIT margin
4.2%
Net result
€-26k
2024 · €11k
2020: €-950
2021: €12k
2022: €3k
2023: €556k
2024: €11k
2020 → 2025
Working capital
€-632k▼ 3.1%
2024 · €-613k
2020: €95k
2021: €105k
2022: €-687k
2023: €-627k
2024: €-613k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€171k
Equity€110k-€113k▲ 3.0%€668k▲ 492%€680k▲ 1.7%€654k▼ 3.9%
Operating result€14k-€8k▼ 44.2%€7k▼ 8.8%€17k▲ 135%€-21k
Net result€12k-€3k▼ 73.1%€556k▲ 16,820%€11k▼ 97.9%€-26k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €21k after €17k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.36M
Fixed assets
€1.29M▼ 1.2%
Current assets
€68k▼ 17.6%
Equity and liabilities €1.36M
Equity
€654k▼ 3.9%
Debt
€707k▼ 0.6%
The debt ratio rises from 51.1% to 52.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-5k▼
2024 · €33k
Cash flow
€-10k▼
2024 · €27k
Solvency
48.0%▼
2024 · 48.9%
Current ratio
0.10▼
2024 · 0.12
Quick ratio
0.10▼
2024 · 0.12
Debt / equity
1.08▲
2024 · 1.05
ROE
-4.0%▼
2024 · 1.7%
ROA
-1.9%▼
2024 · 0.8%
Interest coverage
-0.92▼
2024 · 19.50
Debt
€707k▼
2024 · €711k
Debt ≤ 1 year
€700k▲
2024 · €696k
Debt > 1 year
€7k▼
2024 · €16k
Income taxes
€301▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.39M€1.36M▼
Fixed assets21/28€1.31M€1.29M▼
Tangible fixed assets22/27€58k€42k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€55k€40k▼
Financial fixed assets28€1.25M€1.25M=
Current assets29/58€83k€68k▼
Amounts receivable within one year40/41€46k€35k▼
Trade receivables40€19k€19k=
Other amounts receivable41€27k€17k▼
Cash at bank and in hand54/58€27k€23k▼
Deferred charges and accrued income490/1€10k€10k▲
Equity and liabilities
Total equity and liabilities10/49€1.39M€1.36M▼
Equity10/15€680k€654k▼
Contributions10/11€3k€3k=
Reserves13€677k€651k▼
Distributable reserves133€677k€651k▼
Amounts payable17/49€711k€707k▼
Amounts payable after more than one year17€16k€7k▼
Financial debts170/4€16k€7k▼
Amounts payable within one year42/48€696k€700k▲
Current portion of amounts payable after more than one year42€8k€9k▲
Financial debts43-€1k
Credit institutions430/8-€1k
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€15k€6k▼
Taxes450/3€10k€6k▼
Remuneration and social security454/9€5k€0▼
Other amounts payable47/48€668k€681k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k▲
Other operating charges640/8€544€762▲
Gross operating margin9900€33k€-4k▼
Operating profit (loss)9901€17k€-21k▼
Financial income75/76B€2k€897▼
Recurring financial income75€2k€897▼
Financial charges65/66B€2k€6k▲
Recurring financial charges65€2k€6k▲
Profit (loss) for the period before taxes9903€17k€-26k▼
Income taxes67/77€5k€301▼
Profit (loss) for the period9904€11k€-26k▼
Profit (loss) for the period to be appropriated9905€11k€-26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€-26k▼
Transfer from equity791/2-€26k
Transfer to equity691/2€11k€0▼
To other reserves6921€11k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Weakest financial yearnet €-26k ▼329%
Net result drops to €-26k, the lowest in the series.
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Highest result since 2020net €556k ▲16820%
Net result €556k, the highest in the series.
30-06
Financial
Equity above €500kEq €668k ▲492%
3 profitable years in a row build equity to €668k.
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
30-06
Financial
Equity above €100kEq €110k ▲12.5%
Equity rises from €97k to €110k.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Olmendreef 132950 KapellenGround area
1,011 m²
Building footprint
147 m²
Volume, LiDAR
1,051 m³
Parcel 11902G0034/00X005, Flanders · tallest building 13.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SE-S MANAGEMENT
since 20062.157.377.295
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11902G0034/00X005 | Flanders | 1,011 m² | 1 · 147 m² | 13.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 1,154 EUR awarded · 1,154 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,154 EUR | 1,154 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 13,426 companies in sector 73300 we hold annual accounts for 6,900. 3,744 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-11-2006
Fiscal year end30-06
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74141
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:sebastian@se-s.com
Phone:0473562201